SCHEDULE OF FEES ACCOUNTS SERVICES

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1 SCHEDULE OF FEES ACCOUNTS SERVICES

2 Account Type Average Balance Minimum Balance Average Balance Average Balance No Minimum / Average Balance Requirement Average Balance Account Opening Amount AED 2,500 AED 3,000 AED 500 AED 500 N/A Minimum Balance Requirement Per Month (To avoid fall below fee) AED 2,500 N/A AED 2,500 N/A Free N/A Amount Required to be Eligible for Profit N/A AED 5,000 N/A AED 2,500 N/A Free Monthly Fall Below Fee (Only applicable if account balance falls below the minimum / average balance requirement) AED 25 N/A AED 25 N/A Free N/A Available Currencies AED AED Daily Cash Withdrawal Limit (ATM / CCDM) AED 10,000 AED 10,000 AED 10,000 AED 10,000 AED 10,000 AED 10,000 Daily POS Transaction Limit AED 25,000 AED 25,000 AED 25,000 AED 25,000 AED 25,000 AED 25,000 Shopping Card Charges Shopping Card Issuance Replacement of Shopping Card AED 25 AED 25 AED 25 AED 25 Free Free Replacement of Shopping Card PIN AED 25 AED 25 AED 25 AED 25 Free Free Copy of Sales Slip AED 25 AED 25 AED 25 AED 25 Free Free International Transaction in Foreign Currency - Conversion Rate 2% 2% 2% 2% 2% 2% Central Bank UAE Switch & ATM Charges - Al Hilal Bank Al Hilal Bank ATM in UAE Central Bank UAE Switch & ATM Charges - Non Al Hilal Bank In UAE AED 2 per transaction AED 2 per transaction AED 2 per transaction AED 2 per transaction Free Free In GCC AED 6 per transaction AED 6 per transaction AED 6 per transaction AED 6 per transaction Free Free Outside GCC AED 15 per transaction AED 15 per transaction AED 15 per transaction AED 15 per transaction Free Free Balance Enquiry AED 1 per transaction AED 1 per transaction AED 1 per transaction AED 1 per transaction Free Free Rejected Transaction

3 ATM Transaction - Dispute Transaction Verification (if in bank's favor / Free if in customer's favor) AED 30 AED 30 AED 30 AED 30 Free Free Cheque Book Charges Cheque Book Issuance Fee Initial 25 leaf: Free, Additional AED 1 per leaf (Min AED 25) N/A Initial 25 leaf: Free, Additional AED 1 per leaf (Min AED 25) N/A Free Unlimited N/A Statement of Account Consolidated / E-Statement Monthly Free Monthly Free Monthly Free Monthly Free Monthly Free Monthly Free Statement of Account AED 25 per cycle AED 25 per cycle AED 25 per cycle AED 25 per cycle Free Free Standing Instructions Standing Instruction Set Up (One time) AED 50 AED 50 AED 50 AED 50 AED 25 AED 25 Sweep Set Up (One time) AED 50 AED 50 AED 50 AED 50 AED 25 AED 25 Standing Instruction / Amendments / Cancellation AED 50 AED 50 AED 50 AED 50 AED 25 AED 25 Sweep- Amendments / Cancellation AED 50 Free AED 50 Free AED 25 Free Standing Instruction Transacion (Account to Account - Within Al Hilal Bank) Standing Instruction (per transaction) Local Currency within UAE (Through SWIFT) ** Standing Instruction (per transaction) Foreign Currency (Through SWIFT) (Within UAE, GCC and Globally) *** AED 5 AED 5 AED 5 AED 5 Free Free AED 35 AED 35 AED 35 AED 35 Free Free Insufficient Funds for Standing Order AED 25 AED 25 AED 25 AED 25 Free Free Insufficient Fund for Sweep Bank Letters/ Certificate Requests Account Balance Confirmation Letter AED 50 AED 50 AED 50 AED 50 Free Free Liability Letter AED 100 AED 100 AED 100 AED 100 Free Free No Liabilty Certificate AED 100 AED 100 AED 100 AED 100 Free Free Release Letter AED 50 AED 50 AED 50 AED 50 Free Free Remittances - Inwards Remittance from UAE Banks Credited to Customer Account

4 Remittance from Banks outside UAE Credited to Customer Account Remittances - Outwards SWIFT Charges - Local Currency (Within UAE) ** AED 1 AED 1 AED 1 AED 1 Free Free SWIFT Charges - Foreign Currency (Within UAE, GCC and Globally) ** AED 60 AED 60 AED 60 AED 60 Free Free SWIFT Charges - Cancellation / Amendments AED 50 AED 50 AED 50 AED 50 Free Free SWIFT Returned Due to Discrepancy SWIFT Copy Charges AED 25 AED 25 AED 25 AED 25 Free Free Raising Queries on Behalf of Customer AED 50 AED 50 AED 50 AED 50 Free Free Demand Draft - Issuance AED 30 AED 30 AED 30 AED 30 Free Free Managers Cheque - Issuance AED 30 AED 30 AED 30 AED 30 Free Free Demand Draft / Managers Cheque - Cancellation AED 50 AED 50 AED 50 AED 50 Free Free Clearing Normal Clearing Special Clearing - Per Item AED 205 AED 205 AED 205 AED 205 AED 155 AED 155 Cheque Deposited for Collection Within UAE Outside UAE - (Per Item) AED 100 AED 100 AED 100 AED 100 AED 50 AED 50 Cheque Returned Outward Cheque Return Inward Cheque Return AED 100 N/A AED 100 N/A AED 50 N/A Request for Copy of Old Cheques/ Documents Less than 1 year AED 10 AED 10 AED 10 AED 10 Free Free More than 1 year AED 20 AED 20 AED 20 AED 20 Free Free Others Transaction Fee (Branch Counter) Free Free

5 Account Closure Fee Dormant Account Charges FCY Cash Handling Charges (Applicable for FCY Accounts) 0.5% (cash deposit/ withdrawal) with a minimum of AED % (cash deposit/ withdrawal) with a minimum of AED 100 N/A N/A Free Free Post Dated Cheque Handling Fee Withdrawal of PDC Before Collection Date - Per Item AED 50 AED 50 AED 50 AED 50 Free Free Cheque / Demand Draft / Manager Cheque Stop Payment - Per Item AED 50 AED 50 AED 50 AED 50 Free Free Utility Bill Payment for Counter (Per Transaction) Postal Charges - Within UAE AED 15 AED 15 AED 15 AED 15 Free Free Courier Charges - Local AED 50 AED 50 Free Free Free Free Courier Charges - International AED 100 AED 100 Free Free Free Free SCHEDULE OF FEES - UAE DIRECT DEBIT SYSTEM FEE DESCRIPTION CHARGES DDA Registration Fee - AHB as a Sponsoring Bank AED 150 DDA Amendment Fee - AHB as a Sponsoring Bank AED 100 DDR Returned Fee - AHB as a Paying Bank AED 25 Please Note: * All Savings Accounts will receive the semi annual printed account statement free of charge. ** For Local Remittance with charge code OUR, additional AED 1 will be charged. *** For International Remittance with charge code OUR additional AED 100 to be charged. For All Foreign Currency accounts, respective charges specified in local currency will be converted and applied. No charge will be levied if the remittance purpose is defined as charity, in addition, the standing order charge is also waived for this purpose (within UAE). Cheque Books / Shopping Cards are not issued for the FCY accounts. Postal / Courier charges will be applicable on all customer requests as per customer choice of delivery, where applicable, in addition to the service charges. Customer has to notify the Bank three hours in advance for any cash withdrawal from the Current / Saving Account in Foreign Currency of an amount equivalent to or exceeding AED 3,000, (Dirhams Three Millon). For 24-Hour Assistance and enquiries, please contact our Call Centre on or if you are outside the UAE, contact us on Disclaimer: Al Hilal Bank, at its sole discretion, may amend the schedule of charges. Such amendments will be effected after two months from the date of communication by Al Hilal Bank. These amendments include the current applicable fees and charges or any other additional fees and charges which may be added later, pursuant to the Bank s policies and procedures.

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