Decizii costisitoare vs Costul indeciziei. EVW TRUCK SUMMIT _ Marius MAIER

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Transcription:

1 Decizii costisitoare vs Costul indeciziei EVW TRUCK SUMMIT _ Marius MAIER - 22.09.2017 - CMC GRUP Risk Advisor

2 INOVATION IN BUSINESS PROCESSES EVW TRUCK SUMMIT _ Marius MAIER - 22.09.2017 Marius - CMC GRUP MAIER Risk Advisor - 22.11.2017

3 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Parerea ma 4 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Perseverenta 5 Pasiuni si provocari in antreprenoriat - Marius MAIER - Octombrie 2016 - CMC GRUP Broker de Asigurare SRL

Perseverenta 6 Pasiuni si provocari in antreprenoriat - Marius MAIER - Octombrie 2016 - CMC GRUP Broker de Asigurare SRL

Perseverenta 7 Pasiuni si provocari in antreprenoriat - Marius MAIER - Octombrie 2016 - CMC GRUP Broker de Asigurare SRL

Perseverenta 8 Pasiuni si provocari in antreprenoriat - Marius MAIER - Octombrie 2016 - CMC GRUP Broker de Asigurare SRL

9 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Fericirea vine din interior 10 Pasiuni si provocari in antreprenoriat - Marius MAIER - Octombrie 2016 - CMC GRUP Broker de Asigurare SRL

Fericirea vine din interior 11 Pasiuni si provocari in antreprenoriat - Marius MAIER - Octombrie 2016 - CMC GRUP Broker de Asigurare SRL

12 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

13 Implementation & details

14 OUR PERSPECTIVE REGARDING CHANGE IS CRUCIAL

15 Partener de incredere in gestionarea riscurilor Bursa Transport - Marius MAIER - 03.11.2016 - CMC GRUP Broker de Asigurare SRL

Romanian companies / 2016 16 639.446 registered BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 17 169.111 zero turnover BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 18 389.328 turnover 1-1.000.000 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 19 55.286 turnover 1.000.001 4.500.000 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 20 444.614-69% turnover 1 4.500.000 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 21 25.721 turnover 4.500.001 20.764.966.545 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 22 639.446 registered 169.111 zero turnover 389.328 turnover 1-1.000.000 RON 55.286 turnover 1.000.001 4.500.000 RON 25.721 turnover 4.500.001 20.764.966.545 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 23 505.808 max 50.000 RON profit BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 24 133.638 profit over 50.001 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies / 2016 25 639.446 registered 505.808 max 50.000 RON profit 133.638 profit over 50.001 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Romanian companies 26 505.808 max 50.000 RON profit 79 % 390.104 zero profit 2016 115.004 profit 1-50.000 RON BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Parerea ma 27 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Parerea ma 28 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Parerea ma 29 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Parerea ma 30 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC 20 PERSONS INJURED MATERIAL LOSES TO THIRD PARTIES SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Maria SA CLIENTUL 31 Pasiuni si provocari in antreprenoriat - Marius MAIER - Octombrie 2016 - CMC GRUP Broker de Asigurare SRL

32 Ce vindem?

33 Ce vindem?

Start being employee 34 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

After 2-3 years 35 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

After 4-5 years 36 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Innovation process 37 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Perseverenta 38 Ateliere de antreprenoriat - Marius MAIER - 02.11.2016 - CMC GRUP Broker de Asigurare SRL

Parerea ma 39 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Client first 40 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

41 SURVIVAL = ADAPTATION / CHANGING LESSON

42 Decisions every day

43 Consequences of some decisions

Parerea ma 44 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Parerea ma 45 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC ALLIANZ RISK BAROMETER Top business risk 2017 Transportation SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL AGCS Allianz Global Corporate Solution

Parerea ma 46 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC 1 : Business interruption 35 % (incl. supply chain disruption and vulnerability)

47 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC 2 : Cyber incidents 32 % (cyber crime, IT failure, data breaches etc)

Parerea ma 48 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC 3 : Market developments 28 % SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL (volatility, intensified competition, M&A, market stagnation etc)

Parerea ma 49 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC 4 : Changes in legislation & regulation 28% (government change, SINN - Marius economic MAIER - 22.02.2017 sanctions, - CMC GRUP Broker protectionism de Asigurare SRL etc)

Parerea ma 50 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC 5 : Macroeconomic developments 23 % (austerity programs, SINN - Marius commodity MAIER - 22.02.2017 price - CMC GRUP increase, Broker de Asigurare deflation, SRL inflation)

51 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

52 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

54 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

55 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

56 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

57 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

60 ISO 31 000 : RISK MANAGEMENT STANDARD The effect on uncertainty on objectives BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Parerea ma 61 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Parerea ma 62 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Communication 63 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Risk management 64 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Risk management 65 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Risk evaluation 66 60 FREQENCY(no of cases) (RON) vs IMPACT 50 40 30 20 10 0 10000.00 100000.00 1000000.00 2000000.00 3000000.00 4000000.00 IMPACT FRECVENTA BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Decision : retain vs transfer 67 Case 1 : mil RON / year Assets 290 Stocks 73 Customer credits 58 Debts 294 Total capital 138 Turnover 646 Profit 29 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Risk treatment 68 60 50 FREQUENCY(no of cases) vs IMPACT (RON) Causes 40 30 20 10 NEGLIGIBLE TRANSFER 0 10000.00 100000.00 1000000.00 2000000.00 3000000.00 4000000.00 IMPACT FRECVENTA BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Solutions in risk management 69 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Collaboration is essential 70 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

71 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

Crisis management 72 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Crisis management 73 Preventing bad from getting worst BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Crisis management 74 Process of managing an event, information or both of them which can threat your INTEGRITY, REPUTATION or SURVIVAL of your organization BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Parerea ma 75 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC 20 PERSONES INJURED + MATERIAL DAMAGES TO O ASSETS OR THIRD PARTIES SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL

Crisis management 76 4 factors: Natural catastrophes Machinery breakdown Human Errors Managerial decisions / indecisions BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Crisis management 77 BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Crisis management 78 Plan : Team / authority / resources Audience for communication Actual data & Info Proper & functional equipment Training BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Crisis management 79 Objectives of communication : Preventing speculations / rumours Reduce uncertainty Prove control of the situation Win the appreciation of the involved parties Quality, on time, with good frequency BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

80 SINN - Marius MAIER - 22.02.2017 - GRUP Broker de Asigurare SRL CMC

Contractual transfer 81 Identified risk could be contractually transferred to a business partner or to an insurer BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

83 Implementation, changing, continuously improvement

84 Learning process

85 DECIZII COSTISITOARE vs COSTUL INDECIZIEI

86 Cluster summit

Va multumim : 87 Marius MAIER Director General CMC GRUP Broker de Asigurare SRL BIROU : RO 400141, Cluj Napoca, Piata 1 Mai, Nr 4-5, Et 1 Tel: +40 264 487 300, Fax: +40 264 450 803 Mobil: 0742 276 537 Mail : maier_marius@cmcasigurari.ro Web : http://www.cmcasigurari.ro/ AUTORIZAT DE COMISIA DE SUPRAVEGHERE A ASIGURARILOR Autorizatie CSA : 63 / 05.12.2001, Registrul brokerilor RBK 080 / Membru UNSICAR Nr ORC: J12 / 915 / 1999, CIF : 12037739, Capital social 200.000 RON Registrul de Evidenta a Prelucrarilor de Date cu Caracter Personal sub nr. 19096 Data sources : RISCO, GS31000, CS&A Intl, AGCS, Google, LinkedIn BUCHAREST CLUSTER CONFERENCE _22.11.17_ MAIER MARIUS

Provocari antreprenoriale 88 SINN - Marius MAIER - 22.02.2017 - CMC GRUP Broker de Asigurare SRL