MANUFACTURING COMPANIES Name of the Company Minimum Amount Senior Citizen / Share Holders 6 12 24 36 Godrej & Boyce Ltd (Only Renewals) 25000 Nil Nil Nil Nil 7.85/ 8.00 25000 Nil Nil Nil Nil 7.85/ 8.00 Mth/ Half Yearly Mth/ Half Yearly Pudumjee Paper Products Ltd 25000 Nil Nil Nil Nil 9.00 Qtr/Annual
FINANCE COMPANIES Name of the Company Minimum Amount Senior Citizen Credit Rating Gruh Finance Ltd wef 25th June`18 12-23 24-35 36-47 48-59 60-83 / 84-20 7.00 7.00 7.00 7.00 7.00 Monthly Individual & Trust & Gruhini Bachat Yojana 7.25 7.25 7.25 7.25 7.25 Quarterly 2,000 0.25 7.50 7.50 7.50 7.50 7.50 Ann 1,000 7.50 7.50 7.50 7.50 7.50 Cum HDFC Ltd - wef 26th June 2018 Regular Deposits Upto`.2 cr (Individual) 0.25 (upto 1 cr) F HDFC Ltd - wef 26th June 2018 Regular Deposits Upto`.2 cr (Trust) 12-23 24-84 40,000 7.40 7.40 Monthly 7.45 7.45 Quarterly 7.50 7.50 Half Yearly 0.00 7.65 Ann 7.65 7.65 Cum 12-23 24-84 40,000 7.50 7.50 Monthly 7.55 7.55 Quarterly F 7.60 7.60 Half Yearly 0.00 7.75 Ann 7.75 7.75 Cum HDFC Premium (upto 2 cr) - wef 26th June 2018 15 22 30 44 40,000 7.50 7.55 7.50 7.55 Monthly 7.55 7.60 7.55 7.60 Quarterly Individual 0.25 (upto 1 cr) F 7.60 7.65 7.60 7.65 Half Yearly 0.00 7.80 7.75 7.80 Ann 7.75 7.80 7.75 7.80 Cum HDFC Premium (upto 5 cr) - wef 26th June May 2018 Trust & Institutions 15 30 40,000 7.60 7.60 Monthly 7.65 7.65 Quarterly F 7.70 7.70 Half Yearly 0.00 7.85 Ann 7.85 7.85 Cum HDFC Special Deposit Plan (upto 20 cr) - wef 26th June 2018 33 66 40,000 7.65 7.65 Monthly 7.70 7.70 Quarterly Individual F 7.75 7.75 Half Yearly 7.90 7.90 Ann 7.90 7.90 Cum
LIC Housing Finance Ltd wef 15th Feb 2018 12 18 24 36 / 60 <= `.50000/- 0.10 IND, HUF, TRUST - Deposit less than `25 cr 7.30 7.35 7.40 7.45 F IND, HUF, TRUST - Deposits of ` 25 cr & above > =`.51000/-0.25 7.20 7.20 7.25 7.30 Ann / Cum Ann / Cum Shriram Transport Finance Company Ltd (Shriram Unnati FD Scheme ) from 15th June 18 5000/ 10000 0.25 Shriram City Union Finance Ltd (Shriram Siddhi FD Scheme ) from 15th June 18 5000/ 10000 Mahindra & Mahindra Finance Services Ltd - wef 11th June 18 F & MAA+ 0.25 AA+ 7.49 7.72 8.28 8.28 8.28 Monthly 7.54 7.77 8.34 8.34 8.34 Quarterly 7.61 7.85 8.42 8.42 8.42 Half Yearly 7.75 8.00 8.60 8.60 8.60 Yearly 7.49 (7.75*) 7.72 (8.32*) 8.28 (9.36%*) 8.28 (9.78%*) 8.28 (10.21%*) Cum 7.49 7.72 8.28 8.28 8.28 Monthly 7.54 7.77 8.34 8.34 8.34 Quarterly 7.61 7.85 8.42 8.42 8.42 Half Yearly 7.75 8.00 8.60 8.60 8.60 Yearly 7.49 (7.75*) 7.72 (8.32*) 8.28 (9.36%*) 8.28 (9.78%*) 8.28 (10.21%*) Cum 12 18 24 36 48-60 Cumulative 0.25 F 7.70 7.75 8.25 8.50 8.50 Cum Mahindra & Mahindra Finance Services Ltd - wef 11th June 18 12 18 24 36 48-60 Non-Cumulative 50,000 0.25 F 7.50 N/A 8.05 8.30 8.30 Quarterly 25,000 7.55 N/A 8.10 8.35 8.35 Half Yearly PNB Housing Finance Ltd wef. 02nd July 18 12-23 24-35 36-47 48-59 60-120 1,00,000 7.40 7.50 7.70 7.80 7.90 Monthly 7.45 7.55 7.75 7.85 7.95 Quarterly Ind & Trust-upto Rs.5 Cr 0.25 (upto 1 cr) F 7.55 7.65 7.80 7.90 8.00 Half Yearly 50,000 7.70 7.80 8.00 8.00 8.20 Annually 7.70 7.80 8.00 8.00 8.20 PNB Housing Finance Ltd wef. 02nd July 18 15 22 30 44 1,00,000 7.50 7.65 7.65 7.85 Monthly 7.55 7.70 7.70 7.90 Quarterly Ind & Trust-upto Rs.5 Cr 0.25 (upto 1 cr) F 7.65 7.80 7.80 7.95 Half Yearly 50,000 7.80 7.95 7.95 8.15 Annually 7.80 7.95 7.95 8.15
FINANCE COMPANIES Name of the Company Swayamsidha Deposit Scheme Minimum Amount Senior Citizen Credit Rating Dewan Housing Finance Ltd ( Additional interest of 0.40 will be paid to Privilege Customers ( wef. 6th August` 2018) Privilege Customers: Senior Citizens above 60 yrs, DHFL Home Loan/SME Loan/ Mortgage Customers, Armed Forces Personnel & Widows) 18 months (Exclusive for Women) 12 24 36-60 72-84 96-120 2,000 7.70 8.00 8.35 8.15 8.00 Monthly Non Cumulative Scheme / Intrest Payable & Deposits Below `50 Lacs 7.75 8.05 8.40 8.20 8.05 Quarterly 7.80 8.10 8.50 8.30 8.10 Half Yearly 8.00 8.30 8.70 8.50 8.30 7.70 Monthly 7.75 Quarterly 7.80 Half Yearly 8.00 Aashray Deposit Plus Scheme ROI ( % ) p.a 14 months Scheme 7.70 Monthly 7.75 Quarterly 7.80 Half Yearly 8.00 Aashray Deposit Plus Scheme 13 months - Exclusively for Trust investors 50,000 7.70 Monthly 7.75 Quarterly 7.80 Half Yearly 8.00
Aashray Deposit Plus Scheme 40 months 8.40 Monthly 2,000 8.45 Quarterly 8.55 Half Yearly 8.75 Bajaj Finance (Finserv) wef 5th June`18 12-23 24-35 36-60 7.35 7.88 8.13 Monthly Individual & HUF 25,000 0.35 (upto 1 crore) 7.39 7.93 8.18 Quarterly 7.46 8.00 8.25 Half Yearly 7.60 8.15 8.40 Ann 7.60 8.15 8.40 Cum Bajaj Finance (Finserv) wef 5th June`18 15 7.60 Monthly Special Deposit Individual & HUF 25,000 0.35 (upto 1 crore) 7.64 Quarterly 7.71 Half Yearly 7.85 Ann Sundaram BNP Paribas Home Finance wef 22nd June 2018 Regular 0.50 MAA+ / STABLE BY ICRA 7.85 Cum 12 18 24 36 48-60 Nil Nil Nil 7.21 6.71 Monthly 7.00 7.00 7.25 7.25 6.75 Quarterly 7.00 7.00 7.25 7.25 6.75 Cum Sundaram BNP Paribas Home Finance wef 22nd June 2018 Trust MAA+ / STABLE BY ICRA 12 18 24 36 48-60 Nil Nil Nil 7.70 7.21 Monthly 7.50 7.50 7.25 7.75 7.25 Quarterly 7.50 7.50 7.25 7.75 7.25 Cum
GOVERNMENT COMPANIES & BONDS Name of the Company Minimum Amount Senior Citizen Credit Rating Housing & Urban Development Corporation Ltd ( Ind & HUF ) wef. 1st March`18 7.30 7.30 7.30 7.05 7.05 Quarterly 50,000 0.25 T & AA+ 7.35 7.35 7.35 7.10 7.10 Half Yearly 7.50 7.50 7.50 7.25 7.25 Housing & Urban Development Corporation Ltd ( Corporate / Trust / Firm ) wef.6st March`18 T & AA+ 7.05 7.05 7.05 6.80 6.80 Quarterly 7.10 7.10 7.10 6.85 6.85 Half Yearly 7.25 7.25 7.25 7.00 7.00 Requirement for Hudco Application: 1. For Individual application = Required 1st Holder's Pan and Address proof (Self & PL attested) 2. Resolution / Trust Deed / Trust Pan card / A letter from trust mentioning they are routing this applying through PL BONDS Bonds Interest Rate% Term Minimum Amount REC- 54EC Capital Gain Bonds 5.75% Annually 5 Yrs NHAI - 54EC Capital Gain Bonds 5.75% Annually 5 Yrs GOI 7.75% TAXABLE BONDS, 2018 GOI 7.75% Taxable Bonds Schemes 7.75% Half Yr/ 7 Yrs 1,000 Abbreviations M - Monthly C - Cumulative Q - Quarterly H - Half yearly Y - Yearly A - Annual