General Information on Banking Sector as of
|
|
|
- Domenic Eric Tyler
- 5 years ago
- Views:
Transcription
1 General Information on Banking Sector as of No Number of clients 1 Number of Internet banking Legal Individuals entities users 2 Number of Branches and Customer service and Information Centres 1 ABLV Bank Baltic International Bank Baltikums Bank Bank M2M Europe BIGBANK Latvijas filiāle Citadele banka Danske Bank filiāle Latvijā DNB banka Eesti Krediidipank Latvijas filiāle Expobank Latvijas Hipotēku un zemes banka Latvijas pasta banka Nordea Bank Finland Latvijas filiāle NORVIK BANKA Pohjola Bank filiāle Latvijā PrivatBank Reģionālā investīciju banka Rietumu Banka Rigensis Bank SEB banka Skandinaviska Enskilda Banken Rīgas filiāle SMP Bank Svenska Handelsbanken AB Latvijas filiāle Swedbanka TRASTA KOMERCBANKA UniCredit Bank Total Pohjola Bank plc Latvia branch, Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available 1 Active customer - a customer with account where during the reporting period (6 months) at least two transactions are fulfilled, except service fee 2 Internet banking user - a customer who has successfully logged into Internet Bank at least six times during the reporting period (6 months)
2 Performance indicators as of No Capital adequacy ratio 1 Liquidity ratio 2 Return on equity (ROE) 3 Return on assets (ROA) 4 1 ABLV Bank 17,53% 79,20% 26,29% 1,36% 2 Baltic International Bank 14,06% 71,53% 0,98% 0,10% 3 Baltikums Bank 19,12% 78,90% 26,08% 2,25% 4 Bank M2M Europe 57,44% 196,00% -34,93% -21,21% 5 Citadele banka 10,68% 56,12% 11,14% 0,76% 6 DNB banka 13,27% 52,80% 3,68% 0,34% 7 Expobank 55,55% 116,96% 6,40% 1,43% 8 Latvijas Hipotēku un zemes banka 25,64% 459,17% -22,80% -4,44% 9 Latvijas pasta banka 20,20% 82,79% 16,48% 1,97% 10 NORVIK BANKA 10,11% 55,38% -43,60% -2,45% 11 PrivatBank 17,01% 114,20% 7,40% 0,39% 12 Reģionālā investīciju banka 21,21% 78,46% 2,83% 0,23% 13 Rietumu Banka 18,46% 65,97% 22,58% 2,14% 14 Rigensis Bank 34,73% 143,54% 2,93% 0,53% 15 SEB banka 16,19% 49,90% 5,64% 0,64% 16 SMP Bank 13,11% 80,15% 14,08% 0,90% 17 Swedbanka 27,95% 47,78% 11,71% 2,36% 18 TRASTA KOMERCBANKA 16,65% 71,95% 3,99% 0,45% 19 UniCredit Bank 43,56% 102,35% -10,94% -3,25% Data source: the information presented by banks 1 According to the Credit Institution Law, the capital adequacy ratio should be at least 8% 2 Liquidity ratio is calculated as liquid assets divided by current liabilities (with maturity up to 30 days), Liquidity ratio should be 30% 3 ROE is calculated as the ratio of profit/loss of the reporting period (after tax) to the average equity 4 ROA is calculated as the ratio of profit/loss of the reporting period (after tax) to the average assets
3 e at least
4 Assets as of, LVL thou* % % 1 Swedbank , ,0 5, ,3 2,4 2 SEB banka , ,6 8, ,6 4,8 3 ABLV Bank , ,4-1, ,3 8,3 4 Rietumu Banka , ,8 7, ,2 25,0 5 Nordea Bank Finland Latvijas filiāle , ,6-2, ,8-13,5 6 DNB banka , ,1 2,8-19,0 0,0 7 Citadele banka , ,4 8, ,3 12,3 8 PrivatBank , ,2-16, ,3 11,3 9 NORVIK BANKA , ,0 0, ,4 5,5 10 Baltikums Bank , ,8-9, ,0 4,9 11 Reģionālā investīciju banka , ,5-0, ,9-5,5 12 TRASTA KOMERCBANKA , ,9-8, ,6-2,7 13 Expobank , ,3 67, ,6 22,4 14 Danske Bank filiāle Latvijā , ,1-3, ,0-7,8 15 SMP Bank , ,1 20, ,0 28,4 16 Baltic International Bank , ,1 21, ,1 4,9 17 Latvijas Hipotēku un zemes banka , ,8-7, ,2-43,1 18 UniCredit Bank , ,9-39, ,5-70,9 19 Rigensis Bank , ,8 11, ,2 140,3 20 BIGBANK Latvijas filiāle , ,7 3, ,3 7,6 21 Latvijas pasta banka ,0-442,2-0, ,8 10,1 22 Pohjola Bank filiāle Latvijā , ,5 43, Bank M2M Europe , ,0 88, ,1 498,3 24 Svenska Handelsbanken AB Latvijas filiāle , ,8-3, ,5-12,7 25 Eesti Krediidipank Latvijas filiāle , ,9 18, ,9-28,1 26 Skandinaviska Enskilda Banken Rīgas filiāle 1 393,5-284,1-16,9 92,5 7,1 Total , ,3 2, ,6 1,4 * Assets (gross value); Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
5 Assets under trust management as, EUR thou* % % 1 PrivatBank , ,9 461, ,5 266,7 2 Baltikums Bank , ,9-27, ,3 37,5 3 TRASTA KOMERCBANKA , ,7 62, ,5 112,5 4 Reģionālā investīciju banka , ,1 23, ,8-5 Baltic International Bank , ,5-42, ,9 25,0 6 Latvijas pasta banka , ,3-7, ,3-5,8 7 SMP Bank , ,1-12, ,9 262,1 8 Swedbank , ,4-8, ,4-13,3 9 Rigensis Bank , ,8-59, ,2-67,5 10 Rietumu Banka ,6 610,2 1, ,3 90,2 11 ABLV Bank , ,0-60, ,1-62,9 12 Citadele banka , ,9-5, ,4-11,2 13 Expobank , ,1 62, ,7-40,1 14 NORVIK BANKA 7 644,1-104,3-1, ,2 104,9 15 Bank M2M Europe 3 359,3 365,7 12, ,3-16 BIGBANK Latvijas filiāle 0, Danske Bank filiāle Latvijā 0, DNB banka 0, Eesti Krediidipank Latvijas filiāle 0, Latvijas Hipotēku un zemes banka 0, Nordea Bank Finland Latvijas filiāle 0, Pohjola Bank filiāle Latvijā 0, SEB banka 0, Skandinaviska Enskilda Banken Rīgas filiāle 0, Svenska Handelsbanken AB Latvijas filiāle 0, UniCredit Bank 0, Total , ,4 6, ,7 30,2 Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
6 Capital and reserves as of, EUR thou % 1 Swedbank , ,1 12,4 2 SEB banka , ,3-0,2 3 Rietumu Banka , ,7 22,5 4 DNB banka , ,9 3,8 5 ABLV Bank , ,9 20,5 6 Citadele banka , ,6 9,7 7 Latvijas Hipotēku un zemes banka , ,8-15,4 8 UniCredit Bank , ,1-11,4 9 Expobank , ,4 6,7 10 NORVIK BANKA , ,7 18,3 11 TRASTA KOMERCBANKA , ,0 3,1 12 Baltikums Bank , ,3 26,6 13 PrivatBank , ,9 7,2 14 Reģionālā investīciju banka ,1 798,5 2,2 15 Baltic International Bank ,2-806,8-2,3 16 Rigensis Bank ,1 402,5 1,7 17 SMP Bank , ,5 28,2 18 Bank M2M Europe , ,2 142,6 19 Latvijas pasta banka , ,5 12,5 20 BIGBANK Latvijas filiāle * Danske Bank filiāle Latvijā * Eesti Krediidipank Latvijas filiāle * Nordea Bank Finland Latvijas filiāle * Pohjola Bank filiāle Latvijā * Skandinaviska Enskilda Banken Rīgas filiāle * Svenska Handelsbanken AB Latvijas filiāle * - - Total , ,5 7,4 * The capital of foreign banks branches are not segregated; Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
7 Profit/loss as of, EUR thou * No Name of bank % 1 Swedbank , ,2 5,5% 2 Rietumu Banka , ,5 95,8% 3 ABLV Bank , ,1 61,7% 4 SEB banka , ,3-26,5% 5 Citadele banka , ,7 94,7% 6 Baltikums Bank , ,7 23,6% 7 DNB banka 8 575, ,4-20,7% 8 Nordea Bank Finland Latvijas filiāle 8 068, ,5-71,4% 9 Expobank 4 550,8 217,9 5,0% 10 PrivatBank 3 717, ,3 76,8% 11 Danske Bank filiāle Latvijā 3 639, ,4-43,2% 12 SMP Bank 2 564,9 51,3 2,0% 13 TRASTA KOMERCBANKA 2 198, ,9-41,2% 14 Latvijas pasta banka 1 666,4 43,9 2,7% 15 BIGBANK Latvijas filiāle 1 309,6 771,7 143,5% 16 Reģionālā investīciju banka 1 031, ,5-57,5% 17 Rigensis Bank 709, ,2 134,2% 18 Baltic International Bank 330, ,7-80,5% 19 Eesti Krediidipank Latvijas filiāle ,8 99,5 6,6% 20 Bank M2M Europe ,1-286,3-10,8% 21 UniCredit Bank , ,2-613,0% 22 NORVIK BANKA , ,1 22,5% 23 Latvijas Hipotēku un zemes banka , ,6 67,9% 24 Pohjola Bank filiāle Latvijā Skandinaviska Enskilda Banken Rīgas filiāle Svenska Handelsbanken AB Latvijas filiāle Total , ,8 41,4% * Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
8 Deposits as of, EUR thou * % % 1 Swedbank , ,1 12, ,7 18,7 2 ABLV Bank , ,2-0, ,1 4,3 3 Rietumu Banka , ,5 9, ,9 26,2 4 SEB banka , ,5 17, ,7 20,3 5 Citadele banka , ,0 7, ,0 13,4 6 Nordea Bank Finland Latvijas filiāle , ,5 3, ,5 14,9 7 DNB banka , ,0 11, ,1 19,0 8 NORVIK BANKA , ,4 1, ,6 10,1 9 PrivatBank , ,9-23, ,0 8,2 10 Baltikums Bank , ,6-9, ,8 2,0 11 Reģionālā investīciju banka , ,2-0, ,4-8,2 12 TRASTA KOMERCBANKA , ,5-8, ,9-4,1 13 Expobank , ,4 96, ,1 19,9 14 SMP Bank , ,0 18, ,1 26,6 15 Baltic International Bank , ,2 21, ,9 0,7 16 Danske Bank filiāle Latvijā , ,7 0, ,6 26,0 17 Rigensis Bank , ,4 13, ,1 334,4 18 BIGBANK Latvijas filiāle ,8 711,2 1, ,5 5,8 19 Latvijas pasta banka , ,3-2, ,2 2,5 20 Bank M2M Europe , ,5 361, , ,7 21 Eesti Krediidipank Latvijas filiāle , ,8 69, ,8-21,7 22 Svenska Handelsbanken AB Latvijas filiāle 8 775,2 64,1 0,7 10,0 0,1 23 Pohjola Bank filiāle Latvijā 4 209,2 649,2 18, Latvijas Hipotēku un zemes banka 0, ,0-100, ,8-100,0 25 Skandinaviska Enskilda Banken Rīgas filiāle 0, UniCredit Bank 0, ,4-100, ,4-100,0 Total , ,9 5, ,5 9,9 * Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
9 Deposits broken down by term and clients as of, EUR thou* Deposits Deposits by term Deposits by clients Demand deposits Term deposits Households Enterprises 1 ABLV Bank , , , , ,8 2 Baltic International Bank , , , , ,2 3 Baltikums Bank , , , , ,7 4 Bank M2M Europe , , , , ,8 5 BIGBANK Latvijas filiāle ,8 0, , , ,4 6 Citadele banka , , , , ,7 7 Danske Bank filiāle Latvijā , , , , ,3 8 DNB banka , , , , ,7 9 Eesti Krediidipank Latvijas filiāle , , , , ,6 10 Expobank , , , , ,3 11 Latvijas Hipotēku un zemes banka 0,0 0,0 0,0 0,0 0,0 12 Latvijas pasta banka , , , , ,7 13 Nordea Bank Finland Latvijas filiāle , , , , ,5 14 NORVIK BANKA , , , , ,6 15 Pohjola Bank filiāle Latvijā 4 209, ,2 0,0 0, ,2 16 PrivatBank , , , , ,0 17 Reģionālā investīciju banka , , , , ,4 18 Rietumu Banka , , , , ,0 19 Rigensis Bank , , , , ,4 20 SEB banka , , , , ,9 21 Skandinaviska Enskilda Banken Rīgas filiāle 0,0 0,0 0,0 0,0 0,0 22 SMP Bank , , , , ,3 23 Svenska Handelsbanken AB Latvijas filiāle 8 775, ,6 412, , ,6 24 Swedbank , , , , ,1 25 TRASTA KOMERCBANKA , , , , ,1 26 UniCredit Bank 0,0 0,0 0,0 0,0 0,0 Total , , , , ,6 Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
10 Loans issued by banks as of, EUR thou* % % 1 Swedbank , ,9-2, ,0-8,1 2 SEB banka , ,0-0, ,0-0,7 3 Nordea Bank Finland Latvijas filiāle , ,3 0, ,0-5,2 4 DNB banka , ,3-2, ,4-5,8 5 Rietumu Banka , ,9 9, ,9 18,7 6 Citadele banka , ,2 0, ,7 4,3 7 ABLV Bank , ,2 1, ,5 2,1 8 Danske Bank filiāle Latvijā , ,2 7, ,4 19,2 9 Latvijas Hipotēku un zemes banka , ,2-4, ,7-44,7 10 NORVIK BANKA , ,9-11, ,3-36,1 11 UniCredit Bank , ,6-41, ,3-74,8 12 PrivatBank , ,3-6, ,7 9,1 13 TRASTA KOMERCBANKA , ,1 2, ,8-13,2 14 SMP Bank , ,6-6, ,0 7,3 15 Baltic International Bank , ,4-4, ,3 15,0 16 Reģionālā investīciju banka , ,6-11, ,7-24,4 17 BIGBANK Latvijas filiāle , ,1 3, ,7 9,7 18 Baltikums Bank , ,0 17, ,8 19,3 19 Svenska Handelsbanken AB Latvijas filiāle ,7-15,0-0, ,4 21,3 20 Pohjola Bank filiāle Latvijā , ,7 22, Latvijas pasta banka , ,8 14, ,0 72,1 22 Rigensis Bank ,3-322,2-2, ,3-23 Expobank , ,2 281, , ,3 24 Eesti Krediidipank Latvijas filiāle 9 208, ,1 33, ,6 432,5 25 Bank M2M Europe 4 637, ,0 1575, , ,0 26 Skandinaviska Enskilda Banken Rīgas filiāle 0, Total , ,9-1, ,7-6,5 * Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
11 Loans broken down by borrowers as, EUR thou Loans Broken down by borrowers Households Enterprises incl. to households (residents) for housing puchases 1 ABLV Bank , , , ,1 2 Baltic International Bank , , , ,3 3 Baltikums Bank , , , ,6 4 Bank M2M Europe 4 637, ,2 0,0 273,6 5 BIGBANK Latvijas filiāle , ,5 0,0 0,0 6 Citadele banka , , , ,8 7 Danske Bank filiāle Latvijā , , , ,7 8 DNB banka , , , ,0 9 Eesti Krediidipank Latvijas filiāle 9 208, , , ,8 10 Expobank ,9 15,1 0, ,7 11 Latvijas Hipotēku un zemes banka , , , ,9 12 Latvijas pasta banka , , , ,0 13 Nordea Bank Finland Latvijas filiāle , , , ,0 14 NORVIK BANKA , , , ,6 15 Pohjola Bank filiāle Latvijā ,7 0,0 0, ,7 16 PrivatBank , , , ,1 17 Reģionālā investīciju banka , ,0 105, ,1 18 Rietumu Banka , , , ,8 19 Rigensis Bank ,3 163,1 30, ,2 20 SEB banka , , , ,7 21 Skandinaviska Enskilda Banken Rīgas filiāle 0,0 0,0 0,0 0,0 22 SMP Bank , , , ,1 23 Svenska Handelsbanken AB Latvijas filiāle ,7 114,7 38, ,0 24 Swedbank , , , ,3 25 TRASTA KOMERCBANKA , , , ,6 26 UniCredit Bank , , , ,7 Total , , , ,9 Scania Finans Aktiebolag Latvijas branch and DNB Bank ASA Latvia branch data are not available
General Information on Banking Sector as of
General Information on Banking Sector as of No Number of clients 1 Number of Internet banking Legal Individuals entities users 2 Number of Branches and Customer service and Information Centres 1 ABLV Bank
General Information on Banking Sector as of
General Information on Banking Sector as of Nr. Number of clients 1 Number of Internet banking Legal entities Individuals users 2 Number of Branches and Customer service and Information Centres 1 ABLV
General Information on Banking Sector as of
General Information on Banking Sector as of 30.06.2017 Nr. Number of clients 1 Number of Internet banking Legal Individuals users 2 entities Number of Branches and Customer service and Information Centres
Q PRESENTATION 18 OCTOBER 2018
Q3 2018 PRESENTATION 18 OCTOBER 2018 Group Highlights Q3 2018 Very strong growth in revenue and operating profit outside of Denmark. In Denmark, acceptance of self-cleaning in September allows Atea to
Spanish Financial System: Main Features
Spanish Financial System: Main Features Amaya Altuzarra, Jesus Ferreiro, Catalina Gálvez, Carmen Gómez, Ana González, Patricia Peinado, Carlos Rodríguez, Felipe Serrano Department of Applied Economics
Date: Place: Term: Your ref. order No.:
Page 1 of 7 Date: Place: Term: Your ref. order No.: ******** Vilnius UAB XXXXXXXXXXX UAB XXXXXXXXXXX Algirdo G. xxxxx Vilniaus M., Vilniaus M. Sav. LT-03216 Lithuania Tel.: Fax.: Email: Webpage: +370 5
NIIT Technologies FZ-LLC, Dubai
Balance Sheet as at I Notes As at As at As at As at PARTICULARS AED AED EQUITY AND LIABILITIES 1 Shareholders funds Share capital 3 5,000,000 90,084,500 5,000,000 84,865,500 Reserves and surplus 4 (209,271)
Quarterly report 1/2005. Fire-resistant birch panelling from Finnforest and Moelven in the Danish-Jewish Museum in Copenhagen.
Quarterly report 1/2005 Fire-resistant birch panelling from Finnforest and Moelven in the Danish-Jewish Museum in Copenhagen. Profit and Loss Account Operating revenues 1,411.2 1,407.0 1,143.4 5,773.2
Crefo No Registration No. J40/13885/2013 Tax No. RO Status Active 275 S
Page 1 from 11 Company identification E-P RAIL SRL Telephone +40 31 4229315 +40 723 393243 B-dul Lacul Tei 31-33 E-mail office@e-prail.ro 20796 Bucuresti Sector 2 WEB www.e-prail.ro Romania Crefo No. 893269
FINANCIAL ANALYSIS. Stoby
FINANCIAL ANALYSIS Stoby INVESTMENTS AND FINANCING Investments planned over the period : Investments 2018 2019 2020 2021 Intangible assets Company creation 1 500 Web platform development 8 290 Accounting
For personal use only
Appendix 5B Mining exploration entity and oil and gas exploration entity quarterly report Appendix 5B Rule 5.5 Mining exploration entity and oil and gas exploration entity quarterly report Introduced 01/07/96
Growth of Financial Institutions
Growth of Financial Institutions 90 80 70 60 50 40 30 20 10 0 1980 1985 1990 1995 2000 2005 2006 2007 2008 2009 Mid - July Commercial Banks Development Banks Finance Companies Other BANKING AND FINANCIAL
Student Name: Student Number: Student Signature: Facilitator Name:
FNSICGEN305B: Maintain daily financial/business records Student Assessment Task Student Name: Student Number: Student Signature: Facilitator Name: Date: You are required to complete the following assessment
Financial Communication
Attijariwafa bank As of 31 December2017 Financial Communication 2017 Banking industry Growth and penetration % GDP CAGR Banking Penetration Total Banking Assets / GDP (in %) Total Assets US$ Bn Penetration
COMPETITION GUIDE ENG V BALTIC OPEN MASTERS ATHLETICS CHAMPIONSHIPS 2018 & IV LATVIAN MASTERS ATHLETICS CHAMPIONSHIPS 2018
PROJECT COMPETITION GUIDE ENG V BALTIC OPEN MASTERS ATHLETICS CHAMPIONSHIPS 2018 & IV LATVIAN MASTERS ATHLETICS CHAMPIONSHIPS 2018 GOALS: to popularize the athletics among masters; to strengthen sports
The Merits of Diversification in Portfolio Management
The Merits of Diversification in Portfolio Management December 7, 2015 Hunter Meisenheimer, CFA Senior Vice President (901) 579-4578 Hunter.meisenheimer@raymondjames.com Intended for Institutional Clients
General Meeting of Shareholders
General Meeting of Shareholders Heerenveen, 20 April 2006 1 Agenda Accell Group in 2005 Share price Financials Outlook 2 Further growth Turnover + 8%, organic turnover growth 5% Accell exceeded the top
The Merits of Diversification in Portfolio Management
The Merits of Diversification in Portfolio Management April 14, 2016 Ellis Phifer, CFA, CMT Managing Director (901) 579-4831 Ellis.Phifer@raymondjames.com Intended for Institutional Clients Only See Page
Demographic change, long-run housing demand and the related challenges for the Irish banking sector
Demographic change, long-run housing demand and the related challenges for the Irish banking sector December 5 th, 2016 esri.ie David Duffy, Daniel Foley, Kieran McQuinn and Niall McInerney Outline: Addresses
Handelsbanken Russia Seminar
Handelsbanken Russia Seminar 22 May, 2015 President and CEO Ari Lehtoranta Growth in the west Russia remains challenging Nokian Tyres 2014 Nokian Tyres is the northernmost tyre manufacturer in the world,
Bank of Mauritius Template on Fees, Charges and Commissions
Bank of Mauritius Template on Fees, Charges and Commissions AFRASIA BANK LIMITED Statement of Principal Interest Rates and Service Charges (Interest Rate Charges and Service Charges will be effective as
CH- DEBENTURES DEBENTURES ISSUED FOR CONSIDERATION OTHER THAN CASH
1 CH- DEBENTURES ISSUE OF DEBENTURES Debentures may be issued either, (i) at par, or (ii) at a premium, or (iii) at a discount without any legal restriction. Again debentures may be issued by a company
Riga Cup Winter Tournament Rules and Regulations
Riga Cup 2017 Winter Tournament Rules and Regulations 1 RULES Riga Cup will be played in accordance with all applicable parts on the Latvian Football Federation (LFF) rules. 2 RULES OF THE GAME The club
Crefo No Registration No. J13/2456/1996 Tax No. RO Status Active 285 S
Page 1 from 13 Company identification BLACK SEA SUPPLIERS SRL Telephone +40 241 697700 B-dul Aurel Vlaicu 191 Fax +40 241 697700 900498 Constanta Constanta E-mail office@blackseasuppliers.ro Romania WEB
44 Economic Perspectives
44 Economic Perspectives Source: Kotlikoff (1988), p. 44 In Hundreds 70 Of Dollars 60 50.. 40. 30 ;-*** * s EARNINGS 20 -CONSUMPTION 10 10 20 30 40 50 60 70 Age 1910 1920 1930 1940 1950 1960 Year Fig.
Latvia: Experience from the internal devaluation process and the road to EMU
Latvia: Experience from the internal devaluation process and the road to EMU Bayreuth, 11 January 2012 Morten Hansen Head of Economics Department Stockholm School of Economics in Riga morten.hansen@sseriga.edu
Location and connectivity
Location and connectivity Location and General Facts Baltic Sea Region one of the busiest regions of Europe Population of Latvia ~2million. Population within 600km ~130million Ventspils one of the largest
Fact Sheet for Q3 and January-September 2012 October 24, 2012
Fact Sheet for Q3 and January-September 2012 October 24, 2012 Contents Daimler Group Stock Market Information 3 Earnings and Financial Situation 4-13 Information for Divisions Mercedes-Benz Cars 14-17
Tariff Guide - Resident
Please find below the list of fees and charges applicable for Residents with effect as from 1 st October 2017. SAVINGS ACCOUNTS - MUR Minimum account opening balance Minimum credit balance to earn interest
sector: recent developments VÍTOR CONSTÂNCIO
The economy and the banking sector: recent developments VÍTOR CONSTÂNCIO January 2006 Recent performance of the economy and prospects Factors behind the period of slow growth Challenges to the Banking
SILK ROAD ENTERTAINMENT, INC. (A Development Stage Company) UNAUDITED BALANCE SHEET AT DECEMBER 31, 2018 ASSETS. CURRENT ASSETS: Cash $ 93,218
(A Development Stage Company) UNAUDITED BALANCE SHEET AT DECEMBER 31, 2018 ASSETS CURRENT ASSETS: Cash $ 93,218 OTHER ASSETS: Intellectual Property 1,680,018 Total assets $ 1,773,236 LIABILITIES CURRENT
DNB Markets SME Conference Baard Schumann, CEO Haavard Rønning, CFO March 19, 2013
DNB Markets SME Conference 2013 Baard Schumann, CEO Haavard Rønning, CFO March 19, 2013 Selvaag Bolig is a residential developer that provides targeted housing concepts to suit aspirations of different
A Giant Producer, & An Emerging Giant Consumer/Investor. Hong Liang
A Giant Producer, & An Emerging Giant Consumer/Investor China s Role in Global Trade and Investment Hong Liang Chief Economist, Head of Research October, 2016 I China: A global manufacturing power house,
Example Report: Syndicate Peer Analysis.
Example Report: Syndicate Peer Analysis. Syndicate Peer Group XXXX Excel format
Tariff Guide - Resident
Please find below the list of fees and charges applicable for Residents with effect as from 1 st September 2018. SAVINGS ACCOUNTS - MUR Minimum account opening balance Minimum credit balance to earn interest
Deutsche Bank. Consensus Report. 13 March 2018
Deutsche Bank Consensus Report 13 March 2018 Deutsche Bank Group P&L (in m) Average Minimum Maximum # est. Average Minimum Maximum # est. Average Minimum Maximum # est. Average Minimum Maximum # est. Revenues
Handelsbanken Nordic Large Cap Seminar. September 16, 2015 President and CEO Ari Lehtoranta
Handelsbanken Nordic Large Cap Seminar September 16, 2015 President and CEO Ari Lehtoranta Index 1. Nokian Tyres in brief 2. Nokian Tyres financial performance 3. Business units and Russian operations
Financial results for Q4 and the full year 2016
Financial results for Q4 and the full year 2016 16 March 2017 Cyfrowy Polsat S.A. Capital Group Disclaimer This presentation may include forward-looking statements, understood as all statements (other
Turkey: Recent Developments and Future Prospects. ISBANK Economic Research Division November 2018
Turkey: Recent Developments and Future Prospects ISBANK Economic Research Division November 2018 Macroeconomic Outlook Strong Economic Growth Cycle GDP of 851 bn USD (2017), 10.6k USD (2017) per capita
World Adventure Golf Masters 17 th -18 th May 2014 in Gothenburg / Sweden PROMOTER
World Adventure Golf Masters 17 th -18 th May 2014 in Gothenburg / Sweden PROMOTER approved by Technical Committee of WMF on February 1 st 2014 INVITATION WORLD ADVENTURE GOLF MASTERS 17 th -18 th MAY
Deutsche Bundesbank Interest rate statistics
Methodological notes on interest rates statistics interest rates for savings deposits with agreed notice of 3 months The term standard savings rate originally referred to the interest restricted basis.
BoAML Annual Financials CEO Conference
BoAML Annual Financials CEO Conference September 2018, London Erste Group: Being successful in Central and Eastern Europe Andreas Treichl, CEO Erste Group Disclaimer Cautionary note regarding forward-looking
Result January-September November, Mr. Kim Gran President and CEO Nokian Tyres plc
Result January-September 2010 3 November, 2010 Mr. Kim Gran President and CEO Nokian Tyres plc INDEX 1. General overview of 1-9/2010 Summary Market overview Nokian Tyres performance 2. Nokian Tyres financial
UDI Capital Region: Growth & Change
UDI Capital Region: Growth & REAL ESTATE thoughtful Andrew Ramlo, VP, Market Intelligence Rennie Group Today's Roadmap: - Current Market Stats - The Drivers To - To 2021 & Beyond Current Market stats ALL
$61,877,660 SERIES 1 VARIABLE RATE SUBORDINATED DEBENTURES
1 st FRANKLIN FINANCIAL CORPORATION $61,877,660 SERIES 1 VARIABLE RATE SUBORDINATED DEBENTURES 1 st Franklin Financial Corporation (the "Company" or "1st Franklin") is offering to sell its Series 1 Variable
Annual Results 2002 Accell Group N.V. Amsterdam, 20 February 2003
Annual Results 2002 Accell Group N.V. Amsterdam, 20 February 2003 Agenda Summary results Important developments in 2002 Accell Group share Financials Sales & Marketing Outlook Summary results (x million)
Discussion of: The Rise, the Fall, and the Resurrection of Iceland by Benediksdottir, Eggertsson, Þorarinsson. Jón Steinsson Columbia University
Discussion of: The Rise, the Fall, and the Resurrection of Iceland by Benediksdottir, Eggertsson, Þorarinsson Jón Steinsson Columbia University Policy Failure 1: Banking Supervision Paper covers this very
INTERIM FINANCIAL STATEMENTS
AMERICAN GREEN INC INTERIM FINANCIAL STATEMENTS (UNAUDITED) For the three and nine months ended March 31, 2016 and 2015 AMERICAN GREEN INC. UNAUDITED CONSOLIDATED BALANCE SHEET AT MARCH 31, 2016 ASSETS
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN Macroeconomic Research and Statistics Department Vol. XVIl, No.3 March 2018 CONTENTS Preface....01 Bhutan s Key Economic Indicators..02 Table
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN Department of Macroeconomic Research and Statistics Vol. XVIl, No.9 September 2018 CONTENTS Preface....01 Bhutan s Key Economic Indicators..02
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN Department of Macroeconomic Research and Statistics Vol. XVIl, No.11 November 2018 CONTENTS Preface....01 Bhutan s Key Economic Indicators..02
Welcome to the best Ängby International Summercamp ever?
Welcome to the best Ängby International Summercamp ever? Once again we invite players to our annual International Summercamp in Stockholm, This is the perfect start on the new season. As usual we count
Economic potential of Agriculture and Pig production in Baltic region. Mindaugas Jurgelis, analyst 30 May, 2012
Economic potential of Agriculture and Pig production in Baltic region Mindaugas Jurgelis, analyst 30 May, 2012 1 Global tendencies of food production 2 Food prices near historical peak level FAO food price
A Financial Systems Resilience Index for South Africa: Joining the Twin Peaks
A Financial Systems Resilience Index for South Africa: Joining the Twin Peaks Professor Christine Oughton SOAS University of London co12@soas.ac.uk KEY ISSUES FOR EFFECTIVE MACROPRUDENTIAL POLICYMAKING
Fees & Charges. Accounts Services Minimum Monthly Balance Required
Fees & Charges Accounts Services Minimum Monthly Balance Required Current Account Savings Account Time Deposit AED 3000/ equivalent in other currencies AED 3000/ equivalent in other currencies AED 5000/
How to Explain Car Rental to Banks and Investors
How to Explain Car Rental to Banks and Investors Scott White Senior Managing Director, Head of Investment Banking C.L. King & Associates March 8-9, 2011 Las Vegas Hilton 1 My Background 18 Years Advising
Fees & Charges. Accounts Services Minimum Monthly Balance Required
Fees & Charges Accounts Services Minimum Monthly Balance Required Current Account Savings Account Time Deposit AED 3000/ equivalent in other currencies AED 3000/ equivalent in other currencies AED 5000/
Dunlop Sports Co. Ltd.
Dunlop Sports Co. Ltd. First Quarter of FY 2017 Financial Results Briefing Material May 9, 2017 Summary of Consolidated Financial Results Operating profit and profit before tax both increased Operating
Lithuanian Roads. LITHUANIA in Europe. Territory km 2 Population LITHUANIAN ROAD ADMINISTRATION
Lithuanian Roads LITHUANIAN ROAD ADMINISTRATION LITHUANIA in Europe Territory 65 300 km 2 Population 3 491 000 General road network information State roads Main roads 1724,3 km National roads 4864,0 km
Baltic Cadets Judo championship 2018
Baltic Cadets Judo championship 2018 Riga, LATVIA 27th January, 2018 WORDS OF WELCOME Latvian Judo Federation president Mr. Vsevolods Zelonijs It is my pleasure to welcome the participants, officials and
Warsaw, 15 March 2012
Warsaw, 15 March 2012 PZU 2.0 PZU Group s Strategy for 2012-2014 PZU Group s Vision for Growth PZU 2.0 Through our strong customer focus and superior operational efficiency the PZU Group will become the
The Baltic economies: Current situation and future trends, possibilities and pitfalls
The Baltic economies: Current situation and future trends, possibilities and pitfalls Riga, 15 October 2015 Morten Hansen Head of Economics Department, Stockholm School of Economics in Riga Member of the
Medium-sized industrial companies in North-East Italy. Emanuela Salerno, Mediobanca Research Department Udine, 17 May 2011
Medium-sized industrial companies in North-East Italy 2011 Emanuela Salerno, Mediobanca Research Department Udine, 17 May 2011 The region Section 1 2 In 2008 The region Section 1 1,515 medium-sized companies
Europe June Craig Menear. Chairman, CEO & President. Diane Dayhoff. Vice President, Investor Relations
Europe June 2016 Craig Menear Chairman, CEO & President Diane Dayhoff Vice President, Investor Relations Forward Looking Statements and Non-GAAP Financial Measurements Certain statements contained in today
INTERNATIONAL FIGURE SKATING COMPETITION. Event Time: Organized by: Figure Skating Club Ventspils
INTERNATIONAL FIGURE SKATING COMPETITION Ventspils perle 2014 Event Time: 25.10-26.10.2014 Organized by: Figure Skating Club Ventspils Venue of Competition: Ventspils ice rink (30x60) Address: Ventspils,
Presentation half-year results 2012
Presentation half-year results 2012 Okura Hotel, Amsterdam 26 July 2012 René J. Takens, CEO Hielke H. Sybesma, CFO Jeroen M. Snijders Blok, COO Agenda 1. Accell Group in H1 2012 2. Accell Group share 3.
THE ICELANDIC ECONOMY AN IMPRESSIVE RECOVERY BUT WHAT CHALLENGES LIE AHEAD?
THE ICELANDIC ECONOMY AN IMPRESSIVE RECOVERY BUT WHAT CHALLENGES LIE AHEAD? FROM BUST TO BOOM. AN EPIC BUST After 16 years of growth with a short pause for breath in 2002, the Icelandic economy entered
BANKING AND FINANCIAL STATISTICS
BANKING AND FINANCIAL STATISTICS Mid July - 2008 No. 51 Deposit & Credit of Commercial Banks (2001-2008) 450 400 350 300 Rs. in billion 250 200 150 100 50 0 1 2 3 4 5 6 7 8 Deposit Credit NEPAL RASTRA
Deutsche Bank. Consensus Report. 14 August 2018
Deutsche Bank Consensus Report 14 August 2018 Deutsche Bank Group P&L (in m) Average Minimum Maximum # est. Average Minimum Maximum # est. Average Minimum Maximum # est. Average Minimum Maximum # est.
World Adventure Golf Masters 14 th -16 th June 2019
World Adventure Golf Masters 14 th -16 th June 2019 in Kungälv / Sweden PROMOTER approved by Technical Committee of WMF in January 2019 INVITATION WORLD ADVENTURE GOLF MASTERS 14 th -16 th JUNE 2019 PROMOTER:
Earnings per share. Full year dividend. Return on equity p p 19.6%
Earnings per share 22.20p Return on equity 19.6% Full year dividend 14.35p Who New Position Background Net release from operations 1,411m Adjusted operating profit 1,628m Profit after tax 1,265m Earnings
Retrenchment or Stagnation: Lessons from Japan s Lost Decades. Andrew Smithers. UK-Japan 21 st Century Group Conference 3 rd May, 2013
Retrenchment or Stagnation: Lessons from Japan s Lost Decades. Andrew Smithers UK-Japan 21 st Century Group Conference 3 rd May, 2013 Slide 1. The Conventional Wisdom. Japan has suffered from two lost
Content. On the cover: Aivis Rozenfelds, SIA Lattelecom Technology, Member of the Board Arija Pavasare, SIA Lattelecom, Administrator
Content On the cover: Aivis Rozenfelds, SIA Lattelecom Technology, Member of the Board Arija Pavasare, SIA Lattelecom, Administrator Joint Address from the Supervisory Council Chairman and the Chief Executive
K.Fujimuro, M.Kitahara, S.Asai and T.Sogame
K.Fujimuro, M.Kitahara, S.Asai and T.Sogame TOTO a Company which makes Plumbing-Related Household Fixtures 3 Summary Cost Reduction + Investment Net Sales in Domestic Market Net Sales in Overseas Market
Corporate and Investment Banking. Tariff Guide Domestic Business Effective 12 January 2017
Corporate and Investment Banking Tariff Guide Effective 12 January 2017 1 This Tariff Guide details hereunder the charges applicable to transactions offered by Standard Bank (Mauritius) Limited as from
Swedish Equity Holdings, as of 30 Jun 2018
SEK /EQUITY/SHARE-LISTED/EQ AAK AB 1 139 154 162 443 0,45 0,45 SE0011337708 SEK /EQUITY/SHARE-LISTED/EQ ABB LTD 3 928 261 768 761 0,18 0,18 CH0012221716 SEK /EQUITY/SHARE-LISTED/EQ ACADEMEDIA AB 2 506
REPORT General Committee
J Wohkirp foh you REPORT General Committee For Information DATE: FROM: Norma Trim, Chief Financial Officer and Commissioner of Corporate Services OBJECTIVE To provide Council with the options available
NOVEMBER [Date]
![NOVEMBER [Date]](/thumbs/84/89533926.jpg "NOVEMBER [Date]")
NOVEMBER [Date] TABLE OF CONTENTS SELECTED ECONOMIC INDICATORS 1 STOCK MARKET DEVELOPMENTS 2 MONETARY DEVELOPMENTS 3 INFLATION OUTTURN 4 Annual Inflation 4 Monthly Inflation 4 NATIONAL PAYMENTS SYSTEM
AMERICAN GREEN INC INTERIM FINANCIAL STATEMENTS
AMERICAN GREEN INC INTERIM FINANCIAL STATEMENTS (UNAUDITED) For the three months ended September 30, 2017 and 2016 AMERICAN GREEN INC. UNAUDITED CONSOLIDATED BALANCE SHEET AT SEPTEMBER 30, 2017 ASSETS
UPDATE ON IF P&C AND THE NORDIC MARKET
Sampo Capital Market Day UPDATE ON IF P&C AND THE NORDIC MARKET Torbjörn Magnusson, CEO of If P&C THE NORDIC P&C MARKET The market In brief Premium income of EUR 25 billion Average market growth of 3%
Exhibit #MH-156. ELECTRIC OPERATIONS (MH10-2) PROJECTED OPERATING STATEMENT (In Millions of Dollars) For the year ended March 31 REVENUES
PROJECTED OPERATING STATEMENT 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 REVENUES General Consumers at approved rates 1,194 1,223 1,235 1,254 1,265 1,279 1,296 1,307 1,320 1,336 additional * - 42
Lithuanian export: is it time to prepare for changes? Aleksandr Izgorodin Expert
Lithuanian export: is it time to prepare for changes? Aleksandr Izgorodin Expert Export is the main locomotive behind growth in LT economy Lithuania: change in real GDP and its components, % 78,2 71,8
Grasshoppers, Ants and Locusts: the future of the world economy
Ralph Miliband Series on the Restructuring of World Power Grasshoppers, Ants and Locusts: the future of the world economy Martin Wolf Associate editor and chief economics commentator, Financial Times Professor
19 th International Rhythmic Gymnastics Tournament Baltic Hoop March, 2018 Riga, Latvia DIRECTIVES
19 th International Rhythmic Gymnastics Tournament Baltic Hoop 2018 3-4 March, 2018 Riga, Latvia DIRECTIVES Dear FIG affiliated Member Federation, Event ID: 15522 The Gymnastics Federation of Latvia has
STATE OF THE SOLOMON ISLANDS ECONOMY & INVESTMENT CLIMATE: SETTING THE PLATFORM
STATE OF THE SOLOMON ISLANDS ECONOMY & INVESTMENT CLIMATE: SETTING THE PLATFORM National Sustainable Tourism Investment Forum Heritage Park Hotel 13-14 July 2017 Contribution to Growth The economy grew
Bank of Mauritius Template on Fees, Charges and Commissions
AFRASIA BANK LIMITED Bank of Mauritius Template on Fees, Charges and Commissions Statement of Principal Interest Rates and Service Charges (Interest Rate Charges and Service Charges will be effective as
AMERICAN GREEN INC INTERIM FINANCIAL STATEMENTS (UNAUDITED)
AMERICAN GREEN INC INTERIM FINANCIAL STATEMENTS (UNAUDITED) For the six months ended December 31, 2017 and 2016 AMERICAN GREEN INC. UNAUDITED CONSOLIDATED BALANCE SHEET AT DECEMBER 31, 2017 ASSETS CURRENT
AMERICAN GREEN INC INTERIM FINANCIAL STATEMENTS
AMERICAN GREEN INC INTERIM FINANCIAL STATEMENTS (UNAUDITED) For the nine months ended March 31, 2018 and 2017 AMERICAN GREEN INC. UNAUDITED CONSOLIDATED BALANCE SHEET AT MARCH 31, 2018 ASSETS CURRENT ASSETS:
International Investment Position of Malta: 2016
21 March 2017 1100 hrs 050/2017 As at the end of 2016, the Maltese economy recorded a net International Investment Position of 4.7 billion. International Investment Position of Malta: 2016 Cut-off date:
Regulations governing the Central Europe Women League Season 2014/15
Regulations governing the Central Europe Women League Season 2014/15 I. ADMINISTRATION A. Definition Art. 1 Competition 1.1 The Central Europe Women League (CEWL) is a Club Competition for women's clubs,
Charges (Exclusive of VAT) Business Banking Business Banking Plus Business Banking Select
SCHEDULE OF CHARGES BUSINESS BANKING Minimum Monthly Average Relationship Balance AED 50,000 AED 200,000 AED 500,000 Fee for Non-Maintenance of Balance AED 250 per month AED 300 per month AED 500 per month
Swedish Equity Holdings, as of 31 Dec 2017
Swedish Equity Holdings, as of 31 Dec 2017 Currency Instrument group NASDAQ OMX Name Units Value (TSEK) SEK /EQUITY/FUTURE/INDEX-FUTURE OML STOCKHOLM OMXS30 INDEX FUTURE -13 477-2 121 617 SE0010461111
Foundations and Endowments Specialty Practice
The facts don t speak for themselves; someone has to speak for the facts. Milton Friedman, economist In recent months, a litany of editorials and academic studies have focused on the state of the nation
OLAFA CUP " February. OZO LEDUS HALLE Stadiona street 5b Ozolnieki Latvia ANNOUNCEMENT / INVITATION. EVENT TIME: February 10-11, 2018
e-mail: ieva.pujate@gmail.com WELCOME!!! International figure skating competition OLAFA CUP " 2018 10.-11. February OZO LEDUS HALLE Stadiona street 5b Ozolnieki Latvia FIGURE SKATING CLUB " ANNOUNCEMENT
Charges (Exclusive of VAT) Business Banking Business Banking Plus Business Banking Select
SCHEDULE OF CHARGES BUSINESS BANKING Minimum Monthly Average Relationship Balance AED 50,000 AED 200,000 AED 500,000 Fee for Non-Maintenance of Balance AED 250 AED 300 per month AED 500 per month Account
CHAPTER 7. Quick Revision Notes ACCOUNTING FOR ISSUE OF DEBENTURES
Quick Revision 37 CHAPTER 7 Quick Revision Notes ACCOUNTING FOR ISSUE OF DEBENTURES Debentures Issued at par and redeemable at par (i) For receipt of debenture application money: To X % Debenture Application
U.S. Money Fund Exposure and European Banks: Eurozone Hits Fresh Low
U.S. Money Fund Exposure and European Banks: Eurozone Hits Fresh Low Macro Credit Research July 26, 2012 Analysts Macro Credit Research Robert Grossman +1 212 908-0535 robert.grossman@fitchratings.com
YONEX LITHUANIAN INTERNATIONAL 2018
YONEX LITHUANIAN INTERNATIONAL 2018 JUNE 7 th 10 th, Kaunas PART OF THE BADMINTON EUROPE CIRCUIT FUTURE SERIES TOURNAMENT Venue: Organizer: Kaunas Sports Hall, Perkūno al. 5, LT-44221 Kaunas, Lithuania
NATIONAL COMMERCIAL BANK JAMAICA LTD. SCHEDULE OF FEES AND CHARGES
1.0 CURRENT ACCOUNTS 1.1 Personal: 1.1.1 Minimum Monthly Service Charge $695.00 $689.09 $689.09 ($5.91) -1% $0.00 0% 1.1.2 Charge per Entry/Cheque $60.00 $69.60 $69.60 $9.60 16% $0.00 0% 1.1.3 1.1.4 Transfer
Brookfield Asset Management O AK T R E E ACQUISITION M A R C H 1 3,
Brookfield Asset Management O AK T R E E ACQUISITION M A R C H 1 3, 2 0 19 Transaction Summary On March 13, 2019, Brookfield Asset Management ( BAM ) and Oaktree Capital Group ( OAK ) announced an agreement