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November 2014 VOL 34, No. 2 PRESIDENT'S REPORT Hello all and welcome back to our beautiful Resort! I am happy to report the tennis court project is moving along as scheduled. Weather permitting, the tennis players will be playing on new courts by mid-december! Our VVVVTP and the Water Plant permits have both been renewed. Thanks to John Crummey, all of maintenance, the office staff, and Gordon Hartshorn for their hard work! Your efforts, in caring for the facilities, and compiling all of the information provided as required to SWFWMD, Polk County, the DEP, and to Excel Engineering, are noticed and appreciated! I also want to thank the Board, the management, and the Security staff for their dedication in taking care of the needs of the Corporation, and the safety and well being of the community. I and the Board would like to send our condolences to the family of Bobby Elkins of #5 Queen of Waters. Bobby passed away on October 6, 2014. He was a trusted Security officer for Saddlebag for many years, as well as a wonderful neighbor and friend. His diligence and expertise on the staff will be missed very much, but more importantly, we lost a wonderful man who loved his family and his community very much. To Evelyn and the entire family, God be with you in this difficult time and may God rest Bobby's soul. Respectfully, Pete Braden, President 17 Queen of Waters 813-857-4855 MANAGER'S CORNER Hello and welcome back to all who are escaping the northern winter as we continue to enjoy the splendid fall weather hear in sunny Florida! It is my sincere hope that all of you had a wonderful summer with family and friends. The Board, the staff, and the management have been very busy taking care of Saddlebag business, as usual. The tennis courts are moving along as planned. The fence at the maintenance yard has been replaced. The maintenance department has been diligently mowing, edging, weed eating, mulching, edging and sweeping the streets, as well as completing the stripping and waxing of the clubhouse floor. D & D Tree has done some tree trimming throughout the resort, and JCW Services has done some pressure cleaning, painting and repairs at the front office and at the beach house, painted all tire stops, concrete islands, and some curbing on the roadways. They also cleaned up the boat ramp, replaced the "NO WAKE" signs in the lagoon, painted and replaced some guideposts, and cleaned out the weeds and algae growing at the boat dock behind the slips. Foot Painting painted and sealed the floor in the exercise building. You will notice the pool and spa hours are now 6:30 a.m. to 9:00 p.m. for your enjoyment. Also, since the divider wall in Memorial Hall is completed, the Clubs and individuals who book the Hall for their functions and events will now have much more privacy in the main rooms. MANAGER Continued on page 10

Saddlebag Express 499 Saddlebag Lake Rd. Lake Wales, Florida 33898 (863)696-2407 Editor Sue Beagle 75 Saddlebag Trail 5334 Saddlebag Lake Rd. (863)696-1035 Email sue@slrmail.com ar e SADDLEBAG EMERGENCY RESPONSE TEAM (CERT) The CERT and Emergency Committee for Saddlebag has continued to meet under the direction of Ken Hall during the summer. Thanks to all the street volunteers for their work during the summer. We are all very thankful that there hasn't been severe weather this season, but hurricane season will continue through November 30. The CERT and Emergency Committee will continue to hold joint meetings through November. The next meeting will be November 3 after Koffee Klatch. If you would like to volunteer for either the Emergency Committee or CERT, contact Ken Hall, 863-255-7419, for information. If you have questions, you are welcome at the November 3 meeting. Barbara Marksbury, Sec. 5 Night Owl Circle 696-2126 NICKEL-NICKEL We will be playing Nickel-Nickel in the Clubhouse on Thursday at 6:30 pm. Agnes Swatzell 8 Beaverkill 863-232-9828 Fringe Salon/Spa & Boutique 2o6 Domaris Ave Lake Wales 171. 33853 863-676-4853 MEN'S CLUB The Men's Club meetings are held the first and third Monday of each month starting November through March. All men are invited to join. The dues are $5 annually. The Men's Club activities for the months of November/ December include the business meetings at 2:30 pm, November 3/December 1, and the social meetings November 17/December 15 at 2:30 pm. Snacks and drinks will be provided for the social meeting. Tickets for Thanksgiving dinner are on sale until November 17 at Koffee Klatch. Please get your tickets early. Reminder of upcoming activities: Thanksgiving dinner 1pm Thursday 11/27/14 Chicken BBQ 5 pm Monday 1/12/15 Ice Cream Social Dance 7 pm Saturday 1/31/15 Men's Club Officers President John Cox 863-978-8779 1st VP Mike Lanosz 443-566-0755 2nd VP Charles Schultz 863-949- 0918 Ticket Man Ed Romanosky 863-696-4786 Secretary Virgil Frost 863-696-4095 Treasurer Dick Clark 863-696-7180 John Cox 41 Silversides 863-978-8779 50TH ANNIVERSARY Just a reminder of our 50th Anniversary Party. It will be on February 13, 2015. If you have not registered with us, please give us a call and it will be taken care of. We will be celebrating odd year anniversaries this year. Please contact Jean Schevers (863-632- 0865) or Bonnie Reynolds (863-696-0128). Jean Schevers 16 Saddlebag Trail 863-632-0865 Sunshine is delicious, rain is refreshing, wind braces us up, and snow is exhilarating. There is really no such thing as bad weather, only different kinds of good weather. John Ruskin Fringes&lon2o14@yalloo.eorn 2

WOMEN'S CLUB It is a sad heart that I have to report the resignation of Phyllis Calkins as Vice President of the Women's Club due to illness. Many thanks for her dedicated service to the Women's Club. We all wish her the very best and will keep her constantly in our prayers. Our first luncheon/meeting of the season is coming right up on November 7. Please, please remember to bring lots of food for the Lake Wales Care Center. They have many families to help with Thanksgiving Dinner. We will also be collecting food and gifts at our December 12 meeting. The Care Center will be collecting for Christmas and they really need our help. Women's Club Season 2014/1015 Nov 7 Lunch and meeting/thanks giving Nov 29 Decorate Clubhouse Dec 5 Christmas Bazaar Dec 12 Catered Lunch and meeting/ Christmas Dec 25 Christmas Dinner Jan 3 Take down decorations Jan 9 Lunch and meeting/winter Wonderland Jan 23 2015 Granny's Attic Feb 6 Lunch and meeting/valentines Feb 27 Craft Show Feb 28 Resort wide yard sale Mar 6 Catered lunch and meeting/ Style Show Apr 3 Lunch and meeting/clown Day This year's officers: President Ginny Lowell 863-696-9602 VP Sec. Marie Borders 863-696-3530 Treas. Carol Goetz 863-455-9252 Officer at Lg. Janice Michlig 715-574-0538 Live simply, expect little, give much! Ginny Lowel 37 Royal Coachman 863-696-9602 Sue Beagle, Editor 75 Saddlebag Trail, 696-1035 Next deadline November 17, 2014 E-mail sue@slrmail.com CHUG Computer Helpers and Users Group Thursday computer classes started on October 23. I don't do Apple, tablets or smart phones. Some of those classes can be done at the local library. If you are looking for help with your tablet, you will need to take it with you. Len Angel, who used to be President of the local user group does the teaching and he is pretty good at what he does. Dues are sill $10 per year which helps us support Wi- Fi in the Memorial Hall and the Clubhouse. If you have nothing to do on Thursday morning, come to the Clubhouse at 10:30 am. I try to keep it simple. Bob Trombley, Pres. 23 Silversides 863-696-0005 rst@slrmail.com THURSDAY PINOCHLE THURSDAY AFTERNOON PINOCHLE WHERE: Memorial Hall WHEN: Thursday, 1:30-3:30 pm COST: 25 cents Join us for an afternoon of fun. Everyone is welcome: men and women, couples and singles. If you have any questions or suggestions please call me. Diane Green 46 Saddlebag Trail 696-7316 MASONIC CLUB The first meeting of the season will be held at the Memorial Hall at 1 pm, Monday, November 3. All Masons are urged to attend. We meet the first Monday of each month, November through April. Our purpose is good fellowship and to help support the Shriner's Hospitals for Children. Jack Ashley, Sec 7 Red Quill 863-696-2794 or 815-343-4476 POOL CLUB Pool Tournaments starting November Pool Tournaments will be held on the 1st and 3rd Friday of every month, time to be determined, until the end of April 2015. Roy Pawlowski 38 Queen of Waters 919-414-1422

SADDLEBAG GARDEN CLUB We are busy working in all areas of the Resort, pulling weeds, and trimming bushes and trees. We work every Tuesday morning starting at 7 am and working until 10. All are welcome to join us, location will be announced at Koffee Klatch every Monday morning. If you want to join us later than 7, that is ok. We won't turn anyone away. Thank you, We will be decorating the Resort for Christmas on the following dates: Friday, November 21: Meet at the white storage bldg. in the back storage area at 8 am to check all lights, trees and decorations. It will take approximately 2 to 3 hours for this project. Please bring a chair or stool to sit on and your own water. We need men and women to help with this project. Friday, November 28: We will meet at the Post Office at 8 am to distribute and decorate trees. We will decorate the following areas: Post Office, Clubhouse, Memorial Hall, Screen Room, Office area, the Memorial Gardens at the entrance and at the beach. We also can use help on Friday, January 2, taking down the trees and lights and decorations. We can use all the help we can get on the above dates. Thank you in advance for your help. Marlene Kopp 17 Grey Fox 863-696-9435 Shirley Hertzog 68 Saddlebag Trl. 863-696-7976 CRAFT CLUB Welcome back crafters, hope everyone had a great summer. Hope all of you brought back some great ideas for this season. We are going to start meeting on Tuesday, November 4 and will be meeting every Tuesday and Thursday in the Clubhouse, 1-3 pm. We would love to see new people come out to help us with our projects. Remember all are welcome. Any questions please give me a call. Marie Borders 17 Silvesides 863-696-3530 HOUR OF HAPPINESS The "Hour of Happiness" will begin in Memorial Hall, Sunday, November 2, at 6:30-7:30 pm. We will be using the current Upper Room devotional for study. Bring your Bible, paper and pen, if you wish. Everyone is invited. Barbara Marksbury 5 Night Owl Circle 863-696-2126 POTLUCK SUPPER Our first potluck supper of the season will be on Monday, November 10. We eat promptly at 5:30 pm. Come earlier to meet and greet your fellow Saddlebaggers. Everyone is welcome. Bring a generous dish to share and your own table service. Coffee, iced and hot tea will be available. Your hosts for this month are Clarence & Robin Tweedie, Madeline Conway and Chuck & Lyn Larson. Lyn Larson 3 Catskill Cir. 863-696-2614 or 863-258- 0383 WEDNESDAY NIGHT BRIDGE The Wednesday Night Bridge Group will begin December 3, at 7 pm. We meet in Room B of the Clubhouse. This is not duplicate but you do need a partner. We welcome all bridge players and hope you will join us. If you need additional information or need a partner, call me. Lyn Larson 3 Catskill Circle 863-258-0383 Or 863-696-2614 MINNIE PEARL RED HATS The Minnie Pearl Red Hats will meet at Noon at "Sizzling Grill" on Wednesday, November 12. Be sure to call me on or before November 10 if you plan to join us. I will be taking over for Judy Matteson while she is recovering from cancer surgery. In December we will meet at noon at "L'incontro Restaurant". The date will be announced. Thank you. Fran Cox 41 Silversides 567-204-6369 4

LIBRARY Comments from the Library The Library will be open on Monday and Thursday, 10 am to Noon during November, except Thanksgiving. Thank you for your donations to the Library. They allow us to purchase new DVDs and books. If you have a request for a new book or DVD, leave a note with the librarian on duty. Louise Shirkey Head Librarian Barbara Marksbury 5 Night Owl Circle 863-696-2126 GREETING CARD BOX Welcome back to all of the "snowbirds" that have returned to our beautiful Resort. We are in full swing delivering cards to friends and neighbors. Summer has been slow, but things are picking up very fast. We have one reminder that people need to remember and that is the fact that we ONLY deliver greeting cards. (Such as: birthday, get well anniversary, sympathy, etc.) Please deliver your own party invitations, dinner invites or anything other than a greeting card. We have received many party invites already this year that had to be returned to the sender. It's just not fair to ask our volunteers to deliver things of that nature. Remember: No return address, no delivery. A big "thank you" goes to all of those that are so willing to "pitch in" whenever I call for your help. Christmas is coming and that is a huge undertaking, but with all of your assistance, it makes a big job so worthwhile for those on the receiving end. If you are interested in helping, please call and I will get your name on the list. Jaye Wright 11 Beaverkill 863-696-7226 Johnny: Dad, what is influence? Dad: Influence, my son, is a thing you think you have until you try to use it. GOLF CLUB Our first meeting will be the first Wednesday of the month. We have a number of things to discuss, one being where are we going to play this winter? I don't have an answer for that as of this writing. Dues are still $10 per year and in order to play in the scramble or scrambles you have to be a member. Bob Trombley, Pres. 696-0005 John Geiger, Sec 696-1828 Bob Blair, Treas. 863-455-9300 Bob Trombley 23 Silversides 863-696- THE SONGBIRDS Saddlebag Lake Resort Women's Chorus This is an invitation to all ladies that love to sing and can read music, to join us November 6, in Room A in the Clubhouse. We meet every Thursday 6:15 to 8 pm. Come promptly to be able to say "hellos" and pay your $5 dues. We will be preparing for our fun holiday Christmas Concert to be held at the beginning of the Koffee Klatch on December 15. We are also planning to entertain at The Grove, Waters Edge, Fun Day in March and our annual Spring Concert. Any woman interested in joining the Songbirds for the winter and/or spring sessions, please contact Virginia as soon as possible. We'd love to welcome new members! Martha Woodruff 4 Queen of Waters 863-696-1053 SI= A Textron Company Authorized Dealer New & Reconditioned Golf Carts Sales & Service All Models ART'S GOLF CARS, INC. (863) 439-5431 (863) 452-0104 Fax: (863) 439-6981 Art & Terri Hobson. Owners 29630 US Hwy 27 Dundee, FL 3338 www.artsgolfcars.corti 5

MONDAY & FRIDAY SADDLEBAG LAKE RESORT GOLF AT OAKWOOD, RIVER GREENS & LAKE WALES COUNTRY CLUB You are invited to join us for golf at Oakwood Golf Course, Lake Wales Country Club and River Greens on the following Mondays & Fridays. Please call John & Marilyn Geiger to sign up your Foursome, Threesome, Twosome or we will find a spot for you if you are a single. This golf includes both men and women. Monday, November 10, at Lake Wales Country Club-1 pm Shotgun start-$28 cash- John & Marilyn will collect at the course. Monday, November 17, at Oakwood Golf Course. Tee times start at 10:15 am. Green fees and tax & cart-$30. Pay in the Pro Shop. Friday, November 21, at Lake Wales Country Club. 8 Tee times starting at 12 Noon with dinner at LWCC after golf for those who wish dinner. $28 cash for golf. Pay John & Marilyn as you arrive at the course. Order dinner off their menu and pay in the dining room. Monday. November 24, at Lake Wales Country Club-1 pm Shotgun start-$28 cash- Pay John & Marilyn as you arrive at the course. Friday, November 28, at Oakwood Golf Course. 9 Tee times starting at 12 Noon. No dinner at the course. $30 for golf. Pay in the pro shop. Monday, December 1, at Oakwood Golf Course-9 Tee times starting at 10:15 am. Pay $30 in the Pro Shop. Friday, December 5, at River Greens. 1 pm Shotgun start Golf is $25. Pay in the Pro Shop. Fish Fry dinner is available at the course after golf. Call John & Marilyn to sign up and get the price for the Fish Fry. Monday, December 8, at Lake Wales Country Club-1 pm Shotgun start. Pay John & Marilyn. $28 cash as you arrive at the course. Friday, December 12, at Oakwood Golf Course. 9 Tee times starting at 12 Noon. Pay $30 in the Pro Shop. Dinner is on your own! Call John & Marilyn to sign up for any of these golf dates a week in advance so we can let the courses know our numbers. We have doctors appointments just prior to leaving. In the event that our return to Saddlebag is delayed because of the results of any of these appointments, please check our door in Saddlebag. We will leave a note on our door to keep you posted with regard to our arrival if we are unable to be in Saddlebag by November 1. If we do not return your call, please check our door for information! John & Marilyn Geiger 1 Silversides 863-696-1828 HAZARDOUS WASTE I will be glad to take household hazardous waste to the landfill near Lakeland for residents of Saddlebag. At this time they can be left at my home at 16 Saddlebag Trail. The last day for drop-off will be the end of April 2015. Computers, TVs, Radios, VCRs, Printers, Old Printer Cartridge and Ink, etc., Latex Paint, Fluorescent Lamps, NiCad and Lithium Batteries (rechargeable), Motor Oil & Filters, Oil Paints, Antifreeze, Low Energy Lamps, Mercury Lamps, Brake Fluids, Wood Preservers, Auto & Golf Cart Batteries, Paint Thinners, Aerosol Cans, Drain Cleaners, Kerosene, Propane Cylinders (both very large to the size used on camp stoves), Fire Extinguishers, Paint Stripers, Etc. If any questions call Gary @ 863-632-0865 or stop at 16 Saddlebag Trail. If you are going to Lakeland area and would be willing to drop off a box at the landfill, I would like your help. The box is a 50 gal. plastic tub, no chance of spilling. All items must be marked and/or in sealed containers. Gary Schevers 16 Saddlebag Trl. 632-0865 6

KITCHEN BAND Welcome back, early arrivals! Betty Adkins, the leader of the SLR Kitchen Band, is busy organizing our Christmas Program for 2014. The festive program, which is free and the Kitchen Band's holiday gift to the Resort, will be held on Thursday, December 11, at 7 pm, in the Clubhouse. (Our thanks to the Songbirds and the card players for allowing us their space/time in the Clubhouse on that night.) Please join us on December 11 (Get there early to get good seats!) and plan to be entertained with Christmas music, revelry and pageantry as only the Kitchen Band can entertain. Kitchen Band members: Reminder that the first practice for the winter Kitchen Band season will begin on Wednesday, November 5, in the Clubhouse, Room A. As we plan to start promptly at 12:45 pm, plan to be there even earlier (12:15 or 12:30) to say your "hellos" and pay your $5 annual club dues. Remember to bring your kazoos and your enthusiasm to start another year of Kitchen Band fun. Anyone who would like to join the Kitchen Band for its winter and/or spring season, please contact Betty Adkins. We'd love to have you join in the fun. Jean Schevers President Pat Goodwin Vice President Martha Woodruff Secretary Emma Lou Ashley Treasurer Judy Spoor Historian Martha Woodruff 4 Queen of Waters 863-696-1053 SADDLEBAG CHURCH CHOIR Choir started on Sunday, October 5 at 9 am. We started with unison singing and will gradually move into several parts. If you have never sung with us before, you are certainly welcome to come and try it and then make up your mind if choir is for you. Call me if you have a question. Mary Windisch 23 Royal Coachman 863-696-3811 CRUISE NEWS Thank you everyone who signed up for our January 2015 cruise! I am sure we will have an awesome time. CJ has sent out emails regarding shore excursions that can be booked by our group. You can take any shore excursion you like, but RC has assured our group space together on these select excursions. There are 161 total going with CJ's group. Lori and I have scheduled our group's meeting with CJ to go over last minute details before our cruise. This will take place on January 15. As always, we will have a Bon Voyage party to get acquainted and begin the fun. This year it will follow directly after our meeting with CJ. Plan to be there on January 15. Also, it's never too early to start planning ahead. We have a few trips with CJ that you might be interested in. January 23-30, 2016, Freestyle Caribbean Cruising aboard the Norwegian Spirit. Ports of call include: Key West, George Town, Grand Cayman, Ocho Rios, Jamaica and Great Stirrup Cay. Departure is from Pot Canaveral, FL. March 23-April 4, 2016 Cruising the Panama Canal. Port of call: Cartagena, Columbia, Panama Canal Cruising, Colon, Panama, Puerto Limon, Costa Rica, Banana Coast (Trujillo), Harvest Caye, Belize, Costa Maya, Mexico. It is an 11 night cruise and leaves out of Miami on the Norwegian Pearl. June 23-July 6 Discover the land of the Celts. Join our Scots, Irish and More Tour. A 14 day, 13 night trip in a superior first class hotel. If interested in any of the above or have any questions on the current cruise, please contact either Nancy Balch (863-696-1219) or Lori Garcia (863-696-3245). You can also contact CJ @Travel with CJ, (863-326-1337 or 866-655-1155) Thank you for your interest and support! Nancy Balch 9 Silver Doctor 863-696-1219 or 978-7479 Lori Garcia 29 Silversides 863-696-3245 7

TRAVEL/DAY TRIPS Cynthia from C&D Tours has a great line-up of trips for us for this 2014-2015 season. Please sign up early! Check out the overnights as well. I will be at Koffee Klatch Monday mornings and will answer any questions you have. If you are signing up, be prepared to write a check for the cost of the trip if it is a day trip, and for the deposit, if iris an overnight. Some upcoming trips: Casino trips: #1 November 19, to Brighton. It's a Wednesday and there is a $5 off coupon to play bingo at the matinee session. #2 Hard Rock Casino in Tampa on December 15. November 22, Ed Fletcher's Dinner Theater (Miracle on S. Division St.) December 1-4. Spirit of the Holidays in Savannah. Still room on this trip. Don't miss out on Savannah at Christmastime! December 6, Dirty Dancing @ the Straz in Tampa. You will have lunch at Carne Chop House in Ybor City first! December 8, Downtown Disney Shopping. Still room on this trip. Nothing better than to enjoy Disney Christmas Decorations while shopping and eating! January 17, Derby Lanes January 29, Barbara Lee Paddleboat. Currently working on a wait list to fill a second bus. February 12, Rat Pack, If you missed out on the January performance, a second date has been scheduled. Don't miss out on this one. February 13, JC Cruise, buffet lunch on the Caloosahatchee River. Another paddle boat cruise. February 19, Daytona 125s. February 22, Daytona 500. February 27, Tampa Bay Downs for the horse races. March 6, Ringling Museum. I have had several requests for this one in the past. Don't miss it now. April 11, Ice House Theater in Mt. Dora/ Hank Williams: Lost Highway, includes matinee and lunch at La Hacienda in Mission Inn at Howie in the Hills. March 22-26. Myrtle Beach "All That's Music". Includes a stop in Charleston. If you have any questions or would like to sign up, please contact Nancy Balch @ 863-696-1219, 9 Silver Doctor or ladynan- 48@gmail.com. Or you can contact Cynthia directly @ 853-632-0360, CHartline 07@yahoo.com. All checks should be made out to C&D Tours. As always, thank you for your interest! We always appreciate any suggestions and all feed back. Nancy Balch 9 Silver Doctor 863-696-1219 BARTOW ADULT CONCERT BAND Although John DeYoung has retired, the Bartow Community Band under Mr. De Young's guidance will continue on. Two members who are former band directors will conduct this wonderful band that has several of our own Saddlebag musicians as members. The free concerts will be held at the Bartow Community Center starting at 2:30 pm, according to the following schedule. November 9 December 7 January 18 February 15 March 22 April 26 Ginger Austin 66 Silversides 213-215-3044 COTERIE CLUB The Coterie Club will meet on November 8, at noon in the Memorial Hall. Following a short meeting, we will leave for Bob Evans Restaurant for lunch at 1 p.m. All divorced, widowed and single women are welcome. Please join us for our short meeting, lunch and conversation. Nola Morgan, President 2 Night Owl Circle 304-639-1121 Obesity is a surplus gone to waist. 8

MANAGER continued from page 1 The quarterly water statements were prepared by Shane and Beth, and the Women's Club distributed them to those on site. Thanks so much to the Women's Club for their volunteer efforts! The rest of the statements were sent via the U.S. mail. The SLOA WWTP Permit Renewal is complete. It is a five year renewal which expires in 2019. I would like to thank Gordon Hartshorn for his expertise in data entry and the extra hours he put in assisting John and the maintenance department with the water meter information for SWFWMD and the engineer for the current and next year's Water Reports. We appreciate your extra time, in addition to your normal duties on the Security staff, and your willingness to help! We would also like to thank the sound engineers, Gordon Hartshorn, Bob Trombley, Bob Lapsley, and Bob Staib for taking time out of their busy days to take care of the sound and the tell-conference for the October Board meeting. We couldn't do it without you! The Garden Club has also been hard at work, as usual, trimming, weeding, and beautifying the Resort for all to enjoy. We thank you very much for your hard work! Pete and Rose Thompson donated a mature Queen Palm to the Resort. It was placed at the dog run, as recommended by maintenance and the Garden Club, for all to enjoy. Thanks so much to Pete and Rose for your generosity! Sadly, we have lost one of our trusted members of the Security staff. Bobby Elkins passed away and left behind his loving wife Evelyn, his children and grandchildren, and so many friends who loved and respected him very much. We pray for his family in their time of grief, and thank God for the privilege of knowing one of his wonderful angels! Bobby will be missed very much. Thanks to those owners who have cared for their lots, homes, stumps, etc. in keeping with the SLOA Governing Documents. Your efforts are appreciated very much. Also, if you are still on the list for stump maintenance issues, and have made arrangements with the office to care for them when you return, please take care of them at your earliest convenience. If your unit needs to be pressure cleaned please make your arrangements to take care of it as soon as possible. When out on the roads please observe the stop signs and 15 mph speed limit for the safety of all residents. And, when out walking, walk facing the traffic, carry flashlights at night. When biking, be sure you ride with the flow of vehicle traffic, be sure your lights are in proper working order if riding at night, and your reflectors are clearly visible. Please keep your pets leashed at all times when on common property, except in the "dog run" area posted near maintenance. You are responsible to clean up after your dogs as you walk them. Thanks to the Board and upper management at Stambaugh for their hard work. Your latest reconciled financials and your Audit year ending March 31, 2014 are available at the office or on the CHUG Website for your records. I look forward to seeing everyone. HappyThanksgiving! Respectfully, Melanie Kremkau (LCAM) for SLOA C.A.P. With the people returning, our patrols will be filling up, so be sure to call Agnes Swatzell at 863-232-9828 to get your slot. Our first meeting will be November 10, after Koffee Klatch and will continue to be held on the second Monday of each month. Please try to attend these meetings to ask questions, add comments and get information. You get credit hours added to your yearly total. Out luncheon is scheduled for March 7, in the Clubhouse at 11:30 am. Anyone interested in joining our program can get an application from the Office or see me. Jim & Joan Hannon, Coordinators 24 Silver Doctor 863-696-2536 WWII VETS The World War II Vets will be meeting on the first Friday of each month in the Memorial Hall starting November 7, at 4 pm. Bob Exler 7 Queen of Waters 863-696-1016 9

I SOCIAL DANCES think we can all agree November has arrived much too soon! Many snowbirds are returning everyday to SLR. Hopefully they have their dancing shoes packed in their suitcases! Saturday, December 6, begins our year off with hosting a social dance to welcome one and all. "Sentimental Journey" has agreed to play for us so plan to dress casual and ready to boogie to the beat! We hope to receive just a $5 offering of free will, but of course any amount is appreciated. Robin Tweedie has agreed to teach some simple line dance steps to those of us who may need a bit of brushing up. We are planning to play both the Renegade Switch as well as the Circle (Waltz) Dance. Simple instruction is provided so don't be shy and come join us for a fun filled evening of rocking to the 50' and 60's styles of music! Our regular season kicks off December 20, with our Christmas Dance featuring Jim and Mandy from 7 to 10 pm. On December 31, we will ring in the New Year with "Sentimental Journey" from 9 pm to 12:30 am. Please bring your own beverages and snacks but water and ice will be provided for each table. Tickets are available from all committee members (see list below) although Season Tickets must be purchased directly from Carol Goetz. All ticket prices will remain the same as last year. We are anxious to make new friends and at the same time welcome back our old friends! Your Social Dance Committee: Marilyn & John Geiger 863-696-1828 Carol & Earl Goetz 863-455-9252 Or 701-240-8233 Dennie & Gary Pahl 863-696-7465 Annis & Roy Pawlowski 919-414-1422 Gary & Elaine Sallans 402-694-1385 Robin & Clarence Tweedie 863-696-2002 Carol Goetz 9 Grey Fox 863-455-9252 or 701-240-8233 Laugh and the world laughs with you. Snore and you sleep alone. WOMEN'S CLUB CHRISTMAS BAZAAR Mark your calendars for Saturday, December 6, from 11 am to 2 pm, for this year's Christmas Bazaar. Once again, we will be having Christmas Items, New/Nearly New, Baked Goods, Luncheon, Chinese Auction a 50/50 Raffle, various crafts and art as well as Garden Club items. This month we will ask for vendors to stop by 66 Silversides or call 231-744-0579 to get on the list. If you have some extra time to help, please volunteer by contacting Laura Tomayko or Ginger Austin at 66 Silversides. This is the Women's Club big fund raising event to earn money that goes back to our Saddlebag Lake Resort as gifts, so please participate as you can. We also welcome all crafters, artists and bakers from within the Resort as well as from the greater Lake Wales community.to display their wares. Luncheon tickets will be available starting the first of November. Please come and enjoy the event and buy gifts to give at Christmas or other times. Laura Tomayko 66 Silversides 231-215-3044 Ginger Austin 66 Silversides 231-744-0579 DEFINITION OF A "SADDLEBAGGER" Written by Mary Lou Akiens in 1994 but still should be relevant today. Saddlebaggers are: People who know how to brighten a day with heartwarming smiles and with kind words they say. People who know how to willingly share, who know how to give and who know how to care. People who know how to let all their warm feelings show. People that others feel lucky to know. 10

IC November 2014-41, Sun Mon Tue Wed Thu Fri Sat...,.,....,,_.,... -.--...,..,.., MONDAY & THURSDAY 10-NOON 1 CHUG MEETINGS EVERY THURSDAY CLUBHOUSE 10:30 AM CRAFT CLUB MEETS EVERY TUESDAY AND THURSDAY IN THE CLUBHOUSE 1-3 PM 2 MASONIC CLUB 3 MEM. HALL 1 PM 4 5 6 7 8 HOUR OF HAPPINESS MEM. HALL 6:30 PM CERTS CLUBHOUSE AFTER KK CRAFT CLUB 1ST MTG. CLUBHOUSE 1-3 PM KITCHEN BAND 1ST PRACTICE CLUBHOUSE 12:30 PM SONGBIRDS 1ST PRACTICE CLUBHOUSE 6:30 PM POOL TOURNAMENT WOMEN'S VLUB CLUBHOUSE 12:30 PM COTERIE CLUB MEM. HALL NOON MEN'S CLUB CLUBHOUSE 2:30 PM 9 CAP 1 0 11 12 13 14 15 CLUBHOUSE AFTER KOFFEE KLATCH POTLUCK CLUBHOUSE 5:30 PM MINNIE PEARL RED HATS NOON 16 17 MEN'S CLUB CLUBHOUSE 2:30 PM 18 19 20 21 DECORATIONS TESTING STORAGE BLDG. 8 AM POOL TOURNAMENT 22 23 24 25 26 27 28 29 THANKSGIVING DINNER CLUBHOUSE 1PM CHRISTMAS DECORATING POST OFFICE 8 AM WOMEN'S CLUB CLUBHOUSE DECORATING 3 0 VATry TIKAIWcilVrin

SADDLEBAG LAKE ACTIVITY SHEET Weekly Scheduled Activities Depending on Availability of Facilities and Return of Members MONDAY 10:00 AM to Noon -Library open 10:00 AM Koffee Klatch at the Clubhouse 10:30 PM Ladies Golf at Indian Lakes Estates 12:15 PM Mah Jongg -(Memorial HaII)-Every Monday except the first Mon. 12:00 PM to 2 - Line Dancing (Clubhouse Rm. A&B) 12:30 PM Ladies Golf at Lekarica 12:55 PM Shuffleboard (everyone welcome) 7:00 PM Duplicate Bridge w/partners (Memorial Hall) 7:00 PM Bunco Group 2 (Memorial Hall) (1st, 2nd, 3 rd, 4th Mondays thru April) TUESDAY 8:00 AM to 10:00 AM-Garden Club (location on message board) 8:30 AM to Noon - Horseshoes 9:00 AM to 10:00 AM - Aerobics (Clubhouse) 9:55 AM Shuffleboard (leagues) 12;30 PM One Stroke Painting (Memorial Hall) 12:30 PM to 3:30 Oil Painting -( Memorial Hall) (1/7/14 thru 3/24/14) 1:00 PM to 3:00 - Arts and Crafts (Clubhouse Rm. B) 5:00 PM Ladies cards 6:00 PM Hand & Foot (Memorial Hall) 6:30 PM to 7:30 Line Dancing (Clubhouse) WEDNESDAY 8:45 AM Men's open golf at Indian Lakes Estates 8:30 AM Men's open golf at Oakwood 9:55 AM Shuffleboard (leagues) 12:00 PM Painting/Art Class (Clubhouse Rm. B) 1:00 PM Kitchen Band (Stage Clubhouse) 1:00 PM Women's Bridge (Memorial Hall) 1:00 PM Women's Horseshoes 6:00 PM Cards (Memorial Hall) 7:00 PM Euchre (Clubhouse Rm. A) 7:00 PM Cribbage (Clubhouse Rm. B) 7:00 PM Bridge (Clubhouse Rm. B) THURSDAY 8:30 AM to Noon - Horseshoes 9:00 AM to 10:00 - Aerobics (Clubhouse) 10:00 AM Library open to Noon 9:55 AM Shuffleboard (leagues) 10:30 AM CHUG (Clubhouse) 12:15 PM Mah Jongg (Memorial Hall) 1:00 PM to 3 - Pinochle (Memorial Hall) 12:55 PM Shuffleboard (everyone welcome) 1:00 PM to 3:00 - Arts and Crafts (Clubhouse Rm. B) 1:30 PM to 3:30-Pinochle (Memorial Hall) 5:15 PM Cards (Memorial Hall) 6:30 PM Nickel, Nickel (Clubhouse Rm. B) 7:00 PM Women's Choir (Clubhouse Rm. A) 7:00 PM Duplicate Bridge w/partners (Memorial Hall) FRIDAY 9:55 AM Shuffleboard (leagues) 12:00 PM to 3:00 Creative Water Color Painting Class 1:00 PM Women's Horseshoes 6:30 PM Bingo - Doors open at 5:30 PM SUNDAY 9:00 AM Bible Study (Memorial Hall) 10:30 AM Non-Denominational Church Services (Clubhouse) 6:30 PM to 7:30 Line Dancing 6:30 PM Bible Study - Hour of Happiness (Memorial Hall) 7:00 PM Hand & Foot Open Tennis 8 to 10 AM and 4 to 6 PM Monday thru Saturday Reserved Tennis 10 AM to 4 PM Acquacize 9 AM Tuesday thru Friday (pool if above 50 degrees) Rev. 9/15/14

NEW OWNERS KINION, Frank & Mary 301-904-3295 6 Grey Fox 5769 Saddlebag Lk. Rd. 45330 Scotch Neck Rd Hollywood, MD 20636 240-298-5384 SMITH, Roy & Betty 513-763-0184 5339 Saddlebag Lake Rd. (her)513-763-0875 LEACH, Howard/SHARP, Susan 937-823-6528 14 Stone Fly 5172 Saddlebag Lk. Rd. 2045 Wentworth Village Dr., Bellbrook, OH 45305 CORRECTIONS GATES, Dave 952-457-4573 26 Saddlebag Trail N 5182 Saddlebag Lk. Rd. MOORE, Carol C 863-855-0609 22 Royal Coachman 5027 Saddlebag Lk. Rd. Omit Desautels from this address. ZAMPIERI, John & Joyce 863-696-2917 20 Silversides 5614 Saddlebag Lk. Rd. 1255 Scott Hwy. S Ryegate VT 05069 802-584-3604 BELMONT, Linda 14 Stonefly OMIT FROM DIRECTORY RENTERS BAUMGARTNER, Phyllis 262-661-9304 34 Beaverkill 5195 Saddlebag Lk. Rd. Form for Saddlebag Directory Change Request Name Additional Name Stump Number and Street SLR Post Office Box Northern Address Saddlebag Phone Northern or Cell Phone( ) Please route change of address directly to Sue Beagle, 75 Saddlebag Trail or mail to 5334 Saddlebag Lk. Rd. Lake Wales FL 33898 or send by e-mail to sue slrmail.com The new 2015-2016 Directory changes must be received no later than May 1, 2015 to be included in next year's edition.

STROKE IS SUDDEN TEST FOR PEACE OF MIND! According to the National Stroke Association, stroke is the third leading cause of death in America and a leading cause of adult disability. Stroke has no symptoms. It can happen to anyone at any time, regardless of race, sex or age. While it is possible to reduce risk of stroke by choosing a healthier lifestyle, the best way to prevent stroke is to get screened. In less than one hour you can avoid stroke and other life-threatening diseases by participating in accurate, affordable ultrasound screenings. Schedule with a company your peers know and trust! Monday, November 17 th, Saddlebag Resort Memorial Hall 1. STROKE/CAROTID 4. THYROID ULTRASOUND $40 ULTRASOUND $40 Scan to rule out cysts, nodules, This test visualizes build-up of plaque goiters & tumors. in the carotid arteries that may lead to stroke. 5. ABDOMINAL 2. ABDOMINAL AORTIC ULTRASOUND $95 ANEURYSM (AAA) $40 Helps identify cancers/disease of the 95% of ruptured AAAs result in death. liver, pancreas, kidneys, gallbladder The majority of victims have no symptoms. and spleen. 6. HEART SCAN- 3. ARTERIAL DISEASE ECHOCARDIOGRAM $95 (PAD) TEST $40 Screening performed to view wall motion, A ratio of arterial pressures taken in the valves, enlargements, calcifications, stenosis, extremities to determine if arteries prolapse. blood clots, tumors & fluid around the blocked. heart. BLOOD TESTS AVAILABLE CHOLESTEROL TESTING $35 A complete Lipid panel test that checks HDL, LDL, Triglycerides, Ratio and Glucose. (12 Hr. fast) THYROID/TSH BLOOD TEST $55 Complete test of hormones to determine if you have under/overactive thyroid. PROSTATE CANCER PSA TEST $55 Measure the levels of prostate-specific antigen in the blood to assess the risk of prostate cancer. H. PYLORI $35 Bacteria that has been linked to stomach ulcers and cancer. Treatable with 2 weeks of antibiotics. Al-C 3-MONTH GLUCOSE AVERAGE $35 COMPLETE EVALUATION (All six ultrasounds) on$179 Reg. $35:1 Only company offering Test 4 5 & 6 PREVENTION PLUS stroke and vascular screening CALL NOW! 1-888-667-7587 www.stroketesting.com No Prescriptions needed. All Results & Film Mailed In 2 Weeks Medical Flex and HSA cards accepted. Also, Personal Checks, Major Credit Cards and Cash.

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1-1-1ANU YIDIUs I want to thank all of the friends and neighbors here in Saddlebag who took the time to send thoughts, prayers, and memorials for Charlie Soule during his illness and at his death. His family and I are indebted to you all, and especially to all the friends and neighbors on Woodruff Way who have purchased a Memorial Plaque for the Memory Garden for their "mayor". I know he's touched and proud, as am I. I look forward to seeing you all as the cool weather brings you back to this special place-and may God bless you all. Thank you. Patty Soule Dear Saddlebag Resort "Family": We are truly wrapped in prayers and caring! Thank you for your wonderful support. We keep all your prayers close to us as we traverse this journey. We know there will be "bumps", but your support helps us to realize they are small and temporary-even when we sometimes wonder. Thank you so much. Les and Phyllis Calkins HUMPHREY LAWN CARE PROVIDING GENERAL LAWN CARE NEEDS INCLUDING: MOWING, EDGING HEDGING, BLOWING, LIGHT TREE TRIMMING, INSECT AND WEED CONTROL JERRY HUMPHREY (863) 449-1087 10% Off Preventative Maintenance Service 0111111111... Cartland of Lakeland is Polk County's ONLY Authorized Club Car Dealer. Let our certified Club Car Techs service your cart. Whether it is just an annual service, or a full rebuild, we can handle all your needs. of Lakeland CAIITIAN New Carts Gold Standard Remanufactured Carts Gartland Remanufactured Carts XRT Utility Vehicles Used Carts Parts Rentals Service Accesso ries Gartland of Lakeland, LLC 3404 Hwy 92E Lakeland, FL 33801 863-669-1116 Phone 863-665-1432 Fax sales@floridagolfcarts.org www.floridagolfcarts.org Monday-Friday 8AM-4:30PM Saturday 10AM-2PM (Oct-March) 1 1

Serving ALL Your Golf Cart Needs Brand New 2015 Models in stock Starting at $5900+ tax w/4 yr mfg warranty We offer the following on ALL makes, models and years of golf carts: SALES SERVICE REPAIRS PARTS ACCESSORIES Golf Cart Rentals Available Weekly or Monthly Hours: Monday Friday, 9am to 5pm Saturday, 9am to 3pm CLOSED on Sunday Address: 2249 State Rd 60 East, Lake Wales Phone: 863-676-7542,AHA YAMALUBE OA Trojan R OOUPAN AUTHORIZED DEALER 1 2_