BFS Protect Hazardous s List A fresh look at Income Protection
s List Abseiling Adventure Racing American Football Archery Australian Rules Football Badminton Ball Sports - other Ballooning - < 50 flight hours per year Ballooning - > 50 flight hours per year Baseball Basketball Body Building/Weight Lifting Amateur status or participates in competitions - exclude from day one up Bowls/Ten Pin Bowling Boxing - Amateur Boxing - Recreational Bungee Jumping - Occasional, < 5 jumps in total > 5 jumps in total, more active participation, competitions or instructor level - exclude from day one up Cricket Cycling - Recreational only Cycling - Mountain Biking Cycling - Participation in competitions, racing or time trials Diving Sports/Scuba Diving Equestrian Sports Fencing Football/Soccer Gliding Golf Gymnastics 2 3
s List Hang Gliding Hockey Hunting/Fishing - Big Game Regular hunting/trophy seekers - exclude from day one up Hunting & Fishing Sports Jogging/Running Lacrosse More active participation, competitions or taking part in races - exclude from day one up Martial Arts Microlighting terms can be offered from 4 weeks deferred upwards for participation in Aikido, Hapkido and Judo Motor Car Sport Motor Car Sport - Formula, Sports & Saloon Circuit Racing Motor Cycle Sport Mountaineering/Climbing Netball Orienteering Paintballing Paragliding/Parascending/Paramotor - < 100 flight hours per year Paragliding/Parascending/Paramotor- > 100 flight hours per year Participation in competitions, record attemps or test flying - exclude from day one up Potholing & Caving Powerboat Racing Private Aviation - Aerobatics Private Aviation - Aircraft Record Attempts Private Aviation - Fixed Wing Aircraft Private Aviation - Rotary Wing Aircraft Private Aviation - Other 4 5
s List Rugby Shooting Skateboarding Skydiving/Parachuting Snooker/Billiards/Pool Squash Table Tennis Tennis Track & Field Sports Volleyball Walking/Hiking War Gaming Water Sports - Canoeing/Kayaking Water Sports - Jet Skiing Water Sports - Kite Surfing Water Sports - Parasailing Water Sports - Rowing Water Sports - Surfing Water Sports - Swimming Water Sports - Synchronised Swimming Water Sports - Wakeboarding Water Sports - Water Skiing 6 7
s List Water Sports - White or Black water rafting Water Sports - Windsurfing Water Sports - Other Winter Sports - Bobsleigh Winter Sports - Ice Hockey Winter Sports - Ice Skating Winter Sports - Luge Tobogganing Winter Sports - Other Winter Sports - Ski Bob Winter Sports - Skiing Off-Piste skiing - exclude from day one up Winter Sports - Snow Boarding Off-Piste Snowboarding or participation in competitions - exclude from day one up Winter Sports - Snow Mobiling Participation in competitive racing - decline Wrestling - for fitness and training purposes only If amateur status- exclude from day one up Yachting/Sailing- pleasure only, inshore or coastal Pleasure only; otherwise all Yachting/Sailing - other Agree Zorbing/Hydrozorbing/Snowzorbing - recreational; one off activity More active participation, instructor or over 10 times per year - exclude from day one up 8 9
British Friendly Society Ltd 1 Trevor Street Bedford MK40 2AB Tel: 01234 358344 (mainline) Tel: 0800 975 6565 Fax: 01234 327879 Email: enquiries@britishfriendly.com Website: www.britishfriendly.com Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. You can find us on the FCA Register by searching for our name or our registered number: 110013. A member of the Association of Financial Mutuals. The Society is incorporated under the Friendly Societies Act 1992. Registered No. 392F. BFSPROT_HL-05.14 W