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1 Massachusetts CHECKING LIST FOR PRIVATE PASSENGER AUTO Printing dates are shown on each page to facilitate identification of different editions, but have no direct connection with the effective date of the page. INDEX Enclosed: Withdrawn: Page I-3 dated Page I-3 dated RULES Enclosed: Withdrawn: Page 58-1 dated Page 58-1 dated HIGH THEFT VEHICLE LIST Enclosed: Withdrawn: Page HV-1 through HV-5 dated Page HV-1 through HV-3 dated RATING SECTIONS Enclosed: Page RFP-1 through RFP-2 dafted Page RFP-4 dafted Page RFP-6 dafted Page RFP-18 dafted Page RFP-25 dafted Withdrawn: Page RFP-1 dated Page RFP-2 dated Page RFP-4 dated Page RFP-6 dated Page RFP-18 dated Page RFP-25 dated Filing Number: R23611 Allstate Insurance Company

2 PRIVATE PASSENGER AUTO INSURANCE MANUAL INDEX Rule 58 Allstate Auto/Life Discount SM Rule 59 Accident Waiver Program TERRITORIAL DEFINITIONS Territorial Definitions...TD-1 AUTOMOBILE RATING SECTIONS Rating Section A...RP-1A VIOLATION DEFINITIONS..VD-1 SYMBOL AND IDENTIFICATION INSTRUCTIONS Private Passenger Automobiles...SI-1 SYMBOL AND IDENTIFICATION PAGES FOR MODEL YEARS 2000 AND SUBSEQUENT Private Passenger Automobiles Domestic and Foreign Cars...SIYY-1* Utility Vehicles...SIUYY-1* SYMBOL AND IDENTIFICATION PAGES FOR MODEL YEARS 1999 AND PRIOR Private Passenger Automobiles Domestic and Foreign Cars...Page 1 Utility Vehicles...Page 1 EXPERIENCE GROUP RATING PAGES Private Passenger Automobiles...EGRYY-1* *YY refers to the year of the vehicle being rated Page I-3

3 PRIVATE PASSENGER AUTO INSURANCE MANUAL RULES RULE 58 ALLSTATE AUTO/LIFE DISCOUNT SM This discount will apply when the named insured is also the owner, insured, or payor on an individual life insurance policy or mortgage term life insurance certificate written by a person acting as or on behalf of an Allstate Agent in one of the following companies: Allstate Life Insurance Company Lincoln Benefit Life Company Allstate Life Insurance Company of New York American Heritage Life Insurance Company excluding agents appointed with Allstate through entities not owned by or affiliated with Allstate Insurance Company, such as Broker-Dealers (e.g, Merrill Lynch), Banks (e.g., Chase) and Master Brokerage Agencies (MBAs) If the named insured is the owner, insured, or payor on multiple qualifying individual life insurance polices or mortgage term life insurance certificates, the discount will only be applied once to the Private Passenger Auto policy. The applicable rating factors are shown on the Automobile Rating Section Page 58-1

4 Make/Series/Body Style/Driving Wheels ACURA 3.5RL 08 TL 10 TL AWD 10 AUDI A QUATTRO SEDAN 4 DOOR 10 A4 2.0T 10 A4 2.0T AVANT QUATTRO 10 A4 2.0T QUATTRO SEDAN 4 DOOR 10 A8 L QUATTRO 08 A8 QUATTRO 08 Q7 PREMIUM WAGON 4 DOOR/AWD Q7 PREMIUM PLUS WAGON 4 DOOR/AWD Q7 PRESTIGE WAGON 4 DOOR/AWD Q7 QUATTRO 10 Q7 QUATTRO S-LINE 10 BMW 328I COUPE XI COUPE/AWD I COUPE I XI AWD I I XI AWD I I I I LI LI X5 3.0SI AWD 08 X5 4.8I AWD 08 BUICK LUCERNE CX 08 LUCERNE CXL 08 LUCERNE CXS 08 CADILLAC DTS SEDAN 4 DOOR/Front DTS LUXURY COLLECTION SEDAN 4 DOOR/Front DTS PLATINUM COLLECTION SEDAN 4 DOOR/Front DTS PREMIUM COLLECTION SEDAN 4 DOOR/Front ESCALADE ESCALADE AWD ESCALADE WAGON 4 DOOR/AWD ESCALADE WAGON 4 DOOR/Rear ESCALADE ESV 10 ESCALADE ESV AWD ESCALADE ESV WAGON 4 DOOR/AWD ESCALADE ESV WAGON 4 DOOR/Rear ESCALADE ESV LUXURY WAGON 4 DOOR/AWD ESCALADE ESV LUXURY WAGON 4 DOOR/Rear ESCALADE ESV PLATINUM WAGON 4 DOOR/AWD ESCALADE ESV PLATINUM WAGON 4 DOOR/Rear ESCALADE ESV PREMIUM WAGON 4 DOOR/AWD ESCALADE ESV PREMIUM WAGON 4 DOOR/Rear ESCALADE EXT AWD ESCALADE EXT UTILITY/AWD ESCALADE EXT LUXURY UTILITY/AWD ESCALADE EXT PREMIUM UTILITY/AWD ESCALADE HYBRID 10 ESCALADE HYBRID WAGON 4 DOOR/AWD ESCALADE HYBRID WAGON 4 DOOR/Rear ESCALADE LUXURY WAGON 4 DOOR/AWD ESCALADE LUXURY WAGON 4 DOOR/Rear ESCALADE PLATINUM WAGON 4 DOOR/AWD ESCALADE PLATINUM WAGON 4 DOOR/Rear ESCALADE PLATINUM HYBRID WAGON 4 DOOR/AWD ESCALADE PLATINUM HYBRID WAGON 4 DOOR/Rear 12 ESCALADE PREMIUM WAGON 4 DOOR/AWD ESCALADE PREMIUM WAGON 4 DOOR/Rear SEVILLE TOURING SEDAN (STS) STS AWD STS-V CHEVROLET 3500HD CREW CAB/4x4 09 AVALANCHE AVALANCHE C1500 LT UTILITY/Rear AVALANCHE K1500 LT UTILITY/4x AVALANCHE LS UTILITY/4x AVALANCHE LS UTILITY/Rear 12 AVALANCHE LTZ UTILITY/4x AVALANCHE LTZ UTILITY/Rear 12 Division of Insurance High Theft Vehicle List Effective 8/1/2011 Page 1 of 5 Make/Series/Body Style/Driving Wheels CHEVROLET (cont'd) C1500 SILVERADO CREW PICKUP/Rear 11 C1500 SUBURBAN WAGON 4 DOOR/Rear 12 C1500 SUBURBAN LS WAGON 4 DOOR/Rear C1500 SUBURBAN LT WAGON 4 DOOR/Rear C1500 SUBURBAN LTZ WAGON 4 DOOR/Rear COLORADO CREW CAB/3.7L/4x2 10 COLORADO CREW CAB/4x4 10 COLORADO CREW CAB/5.3L/4x2 10 COLORADO CREW PICKUP/4x4 11 COLORADO 1LT CREW PICKUP/4x4 11 COLORADO 2LT CREW PICKUP/4x4 11 CORVETTE CONVERTIBLE CORVETTE CONVERTIBLE/Rear CORVETTE COUPE CORVETTE COUPE/Rear CORVETTE GRAND SPORT CONVERTIBLE/Rear CORVETTE GRAND SPORT COUPE/Rear 12 CORVETTE Z CORVETTE Z06 COUPE/Rear CORVETTE ZR1 10 CORVETTE ZR-1 COUPE/Rear 12 EXPRESS G DOOR 09 EXPRESS G1500 AWD 09 EXPRESS G1500 LS 3 DOOR EXPRESS G1500 LS AWD EXPRESS G1500 LT 3 DOOR EXPRESS G1500 LT AWD IMPALA LT SEDAN 4 DOOR/Front 11 IMPALA LTZ SEDAN 4 DOOR/Front IMPALA POLICE SEDAN 4 DOOR/Front 11 K1500 SILVERADO 4 DOOR EXT CAB PK/4x4 11 K1500 SILVERADO CREW PICKUP/4x4 11 K1500 SILVERADO PICKUP/4x4 11 K1500 SILVERADO HYBRID CREW PICKUP/4x4 11 K1500 SUBURBAN WAGON 4 DOOR/4x4 12 K1500 SUBURBAN LS WAGON 4 DOOR/4x K1500 SUBURBAN LT WAGON 4 DOOR/4x K1500 SUBURBAN LTZ WAGON 4 DOOR/4x MONTE CARLO SS 08 SILVERADO 1500 CREW CAB SILVERADO 1500 LT REGULAR CAB 10 SILVERADO 2500HD CREW CAB SILVERADO 2500HD CREW CAB/4x4 10 SILVERADO C DOOR EXT CAB PK/Rear 12 SILVERADO C1500 CREW PICKUP/Rear 12 SILVERADO C1500 PICKUP/Rear 12 SILVERADO C1500 HYBRID CREW PICKUP/Rear 12 SILVERADO C1500 LS 4 DOOR EXT CAB PK/Rear SILVERADO C1500 LS CREW PICKUP/Rear 12 SILVERADO C1500 LT 4 DOOR EXT CAB PK/Rear SILVERADO C1500 LT CREW PICKUP/Rear 12 SILVERADO C1500 LT PICKUP/Rear SILVERADO C1500 LTZ 4 DOOR EXT CAB PK/Rear SILVERADO C1500 LTZ CREW PICKUP/Rear 12 SILVERADO CLASSIC 1500 CREW CAB 08 SILVERADO CLASSIC 1500HD CREW CAB 08 SILVERADO CLASSIC 2500HD CREW CAB 08 SILVERADO K1500 CREW PICKUP/4x4 12 SILVERADO K1500 PICKUP/4x4 12 SILVERADO K1500 HYBRID CREW PICKUP/4x4 12 SILVERADO K1500 LS 4 DOOR EXT CAB PK/4x4 11 SILVERADO K1500 LS CREW PICKUP/4x SILVERADO K1500 LT 4 DOOR EXT CAB PK/4x4 11 SILVERADO K1500 LT CREW PICKUP/4x SILVERADO K1500 LT PICKUP/4x SILVERADO K1500 LTZ 4 DOOR EXT CAB PK/4x4 11 SILVERADO K1500 LTZ CREW PICKUP/4x SILVERADO K2500HD CREW PICKUP/4x4 12 SILVERADO K2500HD LT CREW PICKUP/4x4 12 SILVERADO K2500HD LTZ CREW PICKUP/4x4 12 SILVERADO K3500 CREW PICKUP/4x4 12 SILVERADO K3500 LT CREW PICKUP/4x4 12 SILVERADO K3500 LTZ CREW PICKUP/4x4 12 SS 4x2 08 SUBURBAN TAHOE C1500 WAGON 4 DOOR/Rear 12 TAHOE C1500 HYBRID WAGON 4 DOOR/Rear 12 TAHOE C1500 LS WAGON 4 DOOR/Rear TAHOE C1500 POLICE WAGON 4 DOOR/Rear 12 TAHOE HYBRID TAHOE K1500 WAGON 4 DOOR/4x4 12 TAHOE K1500 HYBRID WAGON 4 DOOR/4x TAHOE K1500 LS WAGON 4 DOOR/4x TAHOE K1500 SPEC SRVC WAGON 4 DOOR/4x4 12 TAHOE LS TAHOE LT TAHOE LT WAGON 4 DOOR/4x TAHOE LT WAGON 4 DOOR/Rear TAHOE LTZ TAHOE LTZ WAGON 4 DOOR/4x TAHOE LTZ WAGON 4 DOOR/Rear 11 12

5 Make/Series/Body Style/Driving Wheels CHEVROLET (cont'd) Division of Insurance High Theft Vehicle List Effective 8/1/2011 Page 2 of 5 Make/Series/Body Style/Driving Wheels DODGE (cont'd) TAHOE Z71 08 TRAILBLAZER LS 4x TRAILBLAZER LT 4x TRAILBLAZER LT 4x4 10 TRAILBLAZER SS 4x TRAILBLAZER SS 4x4 10 TRAVERSE LS AWD 10 TRAVERSE LT AWD 10 TRAVERSE LTZ AWD 10 CHRYSLER SEDAN 4 DOOR/Rear SIDE AIR BAGS LIMITED LIMITED AWD LIMITED SEDAN 4 DOOR/Rear LIMITED AWD SEDAN 4 DOOR/AWD LX TOURING TOURING AWD TOURING SEDAN 4 DOOR/Rear TOURING AWD SEDAN 4 DOOR/AWD C C AWD C SEDAN 4 DOOR/Rear C AWD SEDAN 4 DOOR/AWD C SRT C SRT-8 SEDAN 4 DOOR/Rear 11 ASPEN LIMITED 4x4 10 ASPEN LIMITED HYBRID 10 SEBRING LIMITED 3.5L SEDAN 4 DOOR 08 DODGE AVENGER R/T 10 CHALLENGER R/T COUPE/Rear 12 CHALLENGER SRT-8 COUPE/Rear 12 CHARGER SEDAN 4 DOOR/Rear CHARGER AWD SEDAN 4 DOOR/AWD 11 CHARGER R/T CHARGER R/T AWD CHARGER R/T SEDAN 4 DOOR/Rear CHARGER R/T AWD SEDAN 4 DOOR/AWD CHARGER SE 10 CHARGER SE AWD CHARGER SRT CHARGER SRT-8 SEDAN 4 DOOR/Rear 11 CHARGER SXT CHARGER SXT AWD CHARGER SXT SEDAN 4 DOOR/Rear 11 CHARGER SXT AWD SEDAN 4 DOOR/AWD 11 DURANGO ADVENTURER 09 DURANGO HYBRID 10 DURANGO LIMITED DURANGO SE 10 DURANGO SLT DURANGO SXT MAGNUM R/T MAGNUM R/T AWD MAGNUM SE 09 MAGNUM SRT MAGNUM SXT 3.5L/4x MAGNUM SXT AWD MEGA CAB PICKUP x2 08 NITRO DETONATOR WAGON 4 DOOR/4x4 12 NITRO R/T 10 NITRO SHOCK WAGON 4 DOOR/4x4 12 NITRO SLT 10 NITRO SXT WAGON 4 DOOR/AWD 11 RAM 1500 CREW PICKUP/4x4 12 RAM 1500 CREW PICKUP/Rear 12 RAM 1500 PICKUP/4x4 12 RAM 1500 PICKUP/Rear 12 RAM 1500 QUAD CREW PICKUP/4x4 12 RAM 1500 QUAD CREW PICKUP/Rear 12 RAM 2500 CREW PICKUP/4x RAM 2500 CREW PICKUP/Rear 12 RAM 2500 PICKUP/4x4 12 RAM 2500 PICKUP/Rear 12 RAM 2500 MEGA CAB CREW PICKUP/4x RAM 2500 MEGA CAB CREW PICKUP/Rear 12 RAM 3500 CREW PICKUP/4x RAM 3500 CREW PICKUP/Rear 12 RAM 3500 PICKUP/4x4 12 RAM 3500 PICKUP/Rear 12 RAM 3500 MEGA CAB CREW PICKUP/4x RAM 3500 MEGA CAB CREW PICKUP/Rear 12 RAM MEGA CAB PICKUP x RAM MEGA CAB PICKUP 3500 DRW 4x4 10 RAM MEGA CAB PICKUP 3500 SRW 4x4 10 RAM PICKUP 1500 QUAD CAB RAM PICKUP 1500 REGULAR CAB/4x RAM PICKUP 1500 REGULAR CAB/5.7L/4x RAM PICKUP 2500 QUAD CAB RAM PICKUP 2500 QUAD CAB/4x4 10 RAM PICKUP 3500 DRW QUAD CAB/4x RAM PICKUP 3500 DRW QUAD CAB/4x RAM PICKUP 3500 SRW QUAD CAB/4x2 09 RAM PICKUP 3500 SRW QUAD CAB/4x FORD ECONOLINE VAN E ECONOLINE VAN E ECONOLINE WAGON E EXPEDITION EDDIE BAUER 4x EXPEDITION EDDIE BAUER 4x4 10 EXPEDITION EDDIE BAUER WAGON 4 DOOR/4x4 11 EXPEDITION EDDIE BAUER WAGON 4 DOOR/Rear 11 EXPEDITION EL EDDIE BAUER 4x EXPEDITION EL EDDIE BAUER 4x4 10 EXPEDITION EL EDDIE BAUER WAGON 4 DOOR/4x4 11 EXPEDITION EL EDDIE BAUER WAGON 4 DOOR/Rear 11 EXPEDITION EL LIMITED 4x EXPEDITION EL LIMITED 4x4 10 EXPEDITION EL LIMITED WAGON 4 DOOR/4x EXPEDITION EL LIMITED WAGON 4 DOOR/Rear EXPEDITION EL SSV 4x EXPEDITION EL SSV 4x4 10 EXPEDITION EL XL WAGON 4 DOOR/4x4 12 EXPEDITION EL XL WAGON 4 DOOR/Rear 12 EXPEDITION EL XLT 4x EXPEDITION EL XLT 4x4 10 EXPEDITION EL XLT WAGON 4 DOOR/4x4 11 EXPEDITION EL XLT WAGON 4 DOOR/Rear 11 EXPEDITION EL XLT/KING RA WAGON 4 DOOR/4x4 12 EXPEDITION EL XLT/KING RA WAGON 4 DOOR/Rear 12 EXPEDITION LIMITED 4x EXPEDITION LIMITED 4x4 10 EXPEDITION LTD WAGON 4 DOOR/4x EXPEDITION LTD WAGON 4 DOOR/Rear EXPEDITION SSV 4x EXPEDITION SSV 4x4 10 EXPEDITION XL WAGON 4 DOOR/4x4 12 EXPEDITION XL WAGON 4 DOOR/Rear 12 EXPEDITION XLT 4x EXPEDITION XLT 4x4 10 EXPEDITION XLT WAGON 4 DOOR/4x4 11 EXPEDITION XLT WAGON 4 DOOR/Rear 11 EXPEDITION XLT/KING RANCH WAGON 4 DOOR/4x4 12 EXPEDITION XLT/KING RANCH WAGON 4 DOOR/Rear 12 EXPLORER EDDIE BAUER 4x EXPLORER EDDIE BAUER 4x4 10 EXPLORER EDDIE BAUER AWD 10 EXPLORER LIMITED 4x EXPLORER LIMITED 4x4 10 EXPLORER LIMITED AWD 4x4 10 EXPLORER SPORT TRAC LIMITED 4x EXPLORER SPORT TRAC LIMITED 4x4 10 EXPLORER SPORT TRAC LTD AWD 10 EXPLORER SPORT TRAC XLT 4x EXPLORER SPORT TRAC XLT 4x4 10 EXPLORER XLT 4x EXPLORER XLT 4x4 10 EXPLORER XLT AWD 10 F150 4 DOOR EXT CAB PK/4x4 12 F150 4 DOOR EXT CAB PK/Rear 12 F150 CREW PICKUP/Rear 12 F150 PICKUP/Rear 12 F-150 SUPERCAB/4x F-150 SUPERCAB/4x4 09 F-150 REGULAR CAB 4x4 10 F-150 REGULAR CAB FLARESIDE/4x2 10 F-150 SUPERCAB 4x2 10 F-150 SUPERCREW F150 SVT RAPTOR 4 DOOR EXT CAB PK/4x4 12 F250 SUPER DUTY 4 DOOR EXT CAB PK/4x F250 SUPER DUTY 4 DOOR EXT CAB PK/Rear 12 F250 SUPER DUTY CREW PICKUP/4x F250 SUPER DUTY CREW PICKUP/Rear 12 F250 SUPER DUTY PICKUP/4x4 12 F250 SUPER DUTY PICKUP/Rear 12 F-250 SUPER DUTY CREW CAB/4x4 08 F-250 SUPER DUTY SUPERCAB/4x4 09 F350 SUPER DUTY 4 DOOR EXT CAB PK/4x4 12 F350 SUPER DUTY 4 DOOR EXT CAB PK/Rear 12 F350 SUPER DUTY CREW PICKUP/4x F350 SUPER DUTY CREW PICKUP/Rear 12 F350 SUPER DUTY PICKUP/4x4 12 F350 SUPER DUTY PICKUP/Rear 12

6 Make/Series/Body Style/Driving Wheels FORD (cont'd) Division of Insurance High Theft Vehicle List Effective 8/1/2011 Page 3 of 5 Make/Series/Body Style/Driving Wheels GMC (cont'd) F-350 SUPER DUTY DRW CREW CAB 09 F-350 SUPER DUTY DRW CREW CAB/4x4 08 F-350 SUPER DUTY SRW CREW CAB/4x2 09 F-350 SUPER DUTY SRW CREW CAB/4x FUSION HYBRID SEDAN 4 DOOR/Front 11 FUSION S SEDAN 4 DOOR/Front 11 FUSION SE SEDAN 4 DOOR/Front 11 FUSION SEL SEDAN 4 DOOR/Front 11 FUSION SEL AWD SEDAN 4 DOOR/AWD 11 FUSION SPORT SEDAN 4 DOOR/Front 11 FUSION SPORT AWD SEDAN 4 DOOR/AWD 11 MUSTANG COUPE/Rear 12 MUSTANG GT CONVERTIBLE/Rear 11 MUSTANG GT COUPE MUSTANG GT COUPE/Rear MUSTANG SHELBY GT500 COUPE/Rear 12 TAURUS SHO SEDAN 4 DOOR/AWD 11 GMC ENVOY 4 DOOR/4x ENVOY 4x2 10 ENVOY DENALI 4x ENVOY DENALI 4x4 10 ENVOY SLE 4x ENVOY SLT 4x SIERRA 1500 CREW CAB/4x SIERRA 1500 CREW CAB/4x SIERRA 1500 EXTENDED CAB/5.3L/4x2 09 SIERRA 2500 HD CREW CAB/4x SIERRA C DOOR EXT CAB PK/Rear SIERRA C1500 CREW PICKUP/Rear 12 SIERRA C1500 PICKUP/Rear 12 SIERRA C1500 DENALI CREW PICKUP/Rear 12 SIERRA C1500 HYBRID CREW PICKUP/Rear SIERRA C1500 SL 4 DOOR EXT CAB PK/Rear SIERRA C1500 SL CREW PICKUP/Rear SIERRA C1500 SLE 4 DOOR EXT CAB PK/Rear SIERRA C1500 SLE CREW PICKUP/Rear SIERRA C1500 SLE PICKUP/Rear 12 SIERRA C1500 SLT 4 DOOR EXT CAB PK/Rear SIERRA C1500 SLT CREW PICKUP/Rear SIERRA CLASSIC 1500 CREW CAB/4x2 08 SIERRA CLASSIC 1500 EXTENDED CAB/6.0L/4x2 08 SIERRA CLASSIC 1500HD CREW CAB 08 SIERRA K DOOR EXT CAB PK/4x4 11 SIERRA K1500 CREW PICKUP/4x SIERRA K1500 PICKUP/4x4 12 SIERRA K1500 DENALI CREW PICKUP/4x SIERRA K1500 HYBRID CREW PICKUP/4x SIERRA K1500 SL CREW PICKUP/4x4 12 SIERRA K1500 SLE 4 DOOR EXT CAB PK/4x4 11 SIERRA K1500 SLE CREW PICKUP/4x SIERRA K1500 SLE PICKUP/4x4 12 SIERRA K1500 SLT 4 DOOR EXT CAB PK/4x4 11 SIERRA K1500 SLT CREW PICKUP/4x SIERRA K2500 CREW PICKUP/4x4 11 SIERRA K2500 DENALI CREW PICKUP/4x4 12 SIERRA K2500 HD CREW PICKUP/4x4 12 SIERRA K2500 SLE CREW PICKUP/4x SIERRA K2500 SLT CREW PICKUP/4x YUKON WAGON 4 DOOR/4x4 12 YUKON DENALI YUKON DENALI AWD YUKON DENALI WAGON 4 DOOR/AWD YUKON DENALI WAGON 4 DOOR/Rear YUKON DENALI HYBRID WAGON 4 DOOR/AWD YUKON DENALI HYBRID WAGON 4 DOOR/Rear YUKON DENALI XL WAGON 4 DOOR/AWD YUKON DENALI XL WAGON 4 DOOR/Rear YUKON HYBRID YUKON HYBRID WAGON 4 DOOR/4x YUKON HYBRID WAGON 4 DOOR/Rear 12 YUKON SLE YUKON SLE WAGON 4 DOOR/4x YUKON SLE WAGON 4 DOOR/Rear YUKON SLT YUKON SLT WAGON 4 DOOR/4x YUKON SLT WAGON 4 DOOR/Rear YUKON XL 1500 SLE YUKON XL 1500 SLT YUKON XL 2500 SLE YUKON XL 2500 SLT YUKON XL C1500 WAGON 4 DOOR/Rear 12 YUKON XL C1500 SLE WAGON 4 DOOR/Rear YUKON XL C1500 SLT WAGON 4 DOOR/Rear YUKON XL C2500 SLT WAGON 4 DOOR/Rear YUKON XL DENALI YUKON XL DENALI AWD YUKON XL K1500 WAGON 4 DOOR/4x4 12 YUKON XL K1500 SLE WAGON 4 DOOR/4x YUKON XL K1500 SLT WAGON 4 DOOR/4x YUKON XL K2500 WAGON 4 DOOR/4x4 12 YUKON XL K2500 SLE WAGON 4 DOOR/4x YUKON XL K2500 SLT WAGON 4 DOOR/4x HONDA ACCORD EX COUPE 2.4L DOHC VTEC ULEV 08 ACCORD EX COUPE 2.4L LEATHER SEATS 10 ACCORD EX COUPE 3.0L 08 ACCORD EX COUPE 3.5L 10 ACCORD EX COUPE SOHC 10 ACCORD EX COUPE/Front ACCORD EX-L COUPE/Front ACCORD LX COUPE 2.4L 08 ACCORD LX COUPE 3.0L 08 ACCORD LX COUPE/Front 11 ACCORD LX-S COUPE/Front 12 CIVIC SI COUPE/Front CIVIC SI SEDAN 4 DOOR/Front FIT HATCHBACK 4 DOOR/Front 11 FIT SPORT HATCHBACK 4 DOOR/Front 11 RIDGELINE RT PICKUP/4x RIDGELINE RTL PICKUP/4x RIDGELINE RTS PICKUP/4x S S2000 CR HUMMER H H2 SUT INFINITI FX35 09 FX35 AWD G35 COUPE 08 G37 10 G37 COUPE/AWD 10 G37 AWD COUPE/AWD G37 BASE/SPORT CONVERTIBLE/Rear G37 BASE/SPORT COUPE/Rear M M35 AWD 10 M35 SEDAN/SPORT AWD SEDAN 4 DOOR/AWD 11 M35 SPORT M M45 AWD 10 M45 SPORT QX56 4x JAGUAR S-TYPE 08 S-TYPE R 08 XF SEDAN 4 DOOR/Rear 12 JAGUAR (cont'd) XF PREMIUM SEDAN 4 DOOR/Rear 12 XF R SEDAN 4 DOOR/Rear 12 XF SUPERCHARGED SEDAN 4 DOOR/Rear 12 XJ8 08 XJ8 SUPER V8 08 XJ8 VANDEN PLAS (VDP) 08 XJ8L 08 XJR 08 XK 08 XK8 08 XKR 08 JEEP COMMANDER LIMITED COMMANDER LIMITED WAGON 4 DOOR/4x4 11 COMMANDER LIMITED WAGON 4 DOOR/Rear 11 COMMANDER OVERLAND COMMANDER SPORT COMMANDER SPORT WAGON 4 DOOR/4x4 11 COMMANDER SPORT WAGON 4 DOOR/Rear 11 GRAND CHEROKEE LAREDO 10 GRAND CHEROKEE LAREDO 4x2 08 GRAND CHEROKEE LIMITED 4x GRAND CHEROKEE LIMITED 4x4 10 GRAND CHEROKEE OVERLAND 10 GRAND CHEROKEE SRT-8 10 LIBERTY LIMITED 4x2 08 WRANGLER RUBICON 08 WRANGLER UNLIMITED RUBICON 08

7 Make/Series/Body Style/Driving Wheels KIA OPTIMA EX/SX SEDAN 4 DOOR/Front 11 OPTIMA LX SEDAN 4 DOOR/Front 11 Division of Insurance High Theft Vehicle List Effective 8/1/2011 Page 4 of 5 Make/Series/Body Style/Driving Wheels MERCEDES-BENZ (cont'd) SL63 AMG 10 SL65 AMG LAND ROVER RANGE ROVER AUTOBIOGRAPHY WAGON 4 DOOR/AWD RANGE ROVER HSE AWD RANGE ROVER HSE WAGON 4 DOOR/AWD RANGE ROVER HSE LUXURY WAGON 4 DOOR/AWD RANGE ROVER SPORT AUTOBIO WAGON 4 DOOR/AWD 12 RANGE ROVER SPORT HSE AWD RANGE ROVER SPORT HSE WAGON 4 DOOR/AWD RANGE ROVER SPORT LUX WAGON 4 DOOR/AWD RANGE ROVER SPORT SC WAGON 4 DOOR/AWD RANGE ROVER SPORT SUPERCHARGED AWD RANGE ROVER SUPERCHARGED AWD LEXUS LIMITED EDITION 08 GS GS 350 AWD 08 GS 350 SEDAN 4 DOOR/Rear GS 350 AWD SEDAN 4 DOOR/AWD GS GS 450H 08 LS LS 460 L 08 RX 350 AWD 09 RX 350 WAGON 4 DOOR/AWD 11 SC LINCOLN MARK LT 08 MARK LT 4x4 09 MKS SEDAN 4 DOOR/Front 12 MKS AWD SEDAN 4 DOOR/AWD 12 MKZ AWD SEDAN 4 DOOR/AWD NAVIGATOR 08 NAVIGATOR WAGON 4 DOOR/4x NAVIGATOR WAGON 4 DOOR/Rear NAVIGATOR L 08 NAVIGATOR L WAGON 4 DOOR/4x NAVIGATOR L WAGON 4 DOOR/Rear MAZDA MAZDASPEED3 HATCHBACK 4 DOOR/Front 11 RX MERCEDES-BENZ CL CL CLK350 CONVERTIBLE CLK350 COUPE 08 CLK550 CONVERTIBLE CLK550 COUPE 08 CLK63 AMG 08 CLK63 AMG CONVERTIBLE 09 CLS CLS550 COUPE 4 DOOR/Rear CLS63 AMG CLS63 AMG COUPE 4 DOOR/Rear E320 BLUETEC 10 E E350 4MATIC AWD 10 E E550 4MATIC AWD 10 E63 AMG 10 GL320 BLUETEC 4MATIC AWD 10 GL350 BLUETEC WAGON 4 DOOR/AWD 12 GL450 4 MATIC WAGON 4 DOOR/AWD 12 GL450 4MATIC AWD 10 GL550 4 MATIC WAGON 4 DOOR/AWD 12 GL550 4MATIC AWD 10 S CLASS S65AMG SEDAN 4 DOOR/Rear S400 HYBRID SEDAN 4 DOOR/Rear S S550 SEDAN 4 DOOR/Rear S550 4MATIC AWD S550 4MATIC SEDAN 4 DOOR/AWD S S600 SEDAN 4 DOOR/Rear S63 AMG S63 AMG SEDAN 4 DOOR/Rear S65 AMG SL55 AMG SL SL MERCURY GRAND MARQUIS GS 08 GRAND MARQUIS LS 08 MITSUBISHI ECLIPSE SPYDER GS 08 ECLIPSE SPYDER GS CONVERTIBLE/Front ECLIPSE SPYDER GT 08 ECLIPSE SPYDER GT CONVERTIBLE/Front ENDEAVOR LS 08 ENDEAVOR SE 08 GALANT RALLIART NISSAN 350Z ALTIMA S 3.5L 10 ALTIMA SE 3.5L 10 ARMADA LE 4x ARMADA LE 4x ARMADA PLATINUM WAGON 4 DOOR/4x4 11 ARMADA PLATINUM WAGON 4 DOOR/AWD 12 ARMADA PLATINUM WAGON 4 DOOR/Rear ARMADA SE 4x ARMADA SE 4x ARMADA SE/TITANIUM WAGON 4 DOOR/4x ARMADA SE/TITANIUM WAGON 4 DOOR/AWD 12 ARMADA SE/TITANIUM WAGON 4 DOOR/Rear 11 ARMADA SV/SL/PLATINUM WAGON 4 DOOR/Rear 12 FRONTIER CREW CAB/4x4 10 FRONTIER CREW CAB/LONG BED/4x4 09 MAXIMA S 10 MAXIMA S/SV SEDAN 4 DOOR/Front MAXIMA SE MAXIMA SL MAXIMA SV 10 PATHFINDER LE PATHFINDER S PATHFINDER S/LE/SE WAGON 4 DOOR/Rear 12 PATHFINDER SE TITAN CREW CAB TITAN KING CAB/LONG WHEELBASE/4x2 09 TITAN S/SV/SL/PRO-4X CREW PICKUP/4x4 12 TITAN S/SV/SL/PRO-4X CREW PICKUP/Rear 12 TITAN SV CREW PICKUP/4x4 12 TITAN SV CREW PICKUP/Rear 12 TITAN XE/SE/LE CREW PICKUP/Rear 11 TITAN XE/SE/LE/PRO-4X CREW PICKUP/4x4 11 PONTIAC GRAND PRIX GT 08 GRAND PRIX GXP PORSCHE 911 CARRERA CARRERA CARRERA 4S CARRERA S GT GT3 RS TARGA TARGA 4S TURBO 08 BOXSTER 08 BOXSTER S 08 CAYENNE AWD 10 CAYENNE WAGON 4 DOOR/AWD 12 CAYENNE GTS AWD 10 CAYENNE S AWD 10 CAYENNE S WAGON 4 DOOR/AWD 12 CAYENNE S HYBRID WAGON 4 DOOR/AWD 12 CAYENNE TURBO AWD 10 CAYENNE TURBO WAGON 4 DOOR/AWD 12 CAYENNE TURBO S AWD 10 CAYMAN 08 CAYMAN S 08 SAAB T CONVERTIBLE AERO CONVERTIBLE 08

8 Division of Insurance High Theft Vehicle List Effective 8/1/2011 Page 5 of 5 Make/Series/Body Style/Driving Wheels SUBARU IMPREZA LIMITED TURBO AWD 08 IMPREZA WRX 08 IMPREZA WRX STATION WAGON/AWD 12 IMPREZA WRX PREMIUM TURBO SEDAN 4 DOOR/AWD 09 IMPREZA WRX STI STATION WAGON/AWD 12 IMPREZA WRX STI LTD TURBO AWD 08 IMPREZA WRX STI TURBO AWD 08 IMPREZA WRX TURBO SEDAN 4 DOOR/AWD 09 SUZUKI GRAND VITARA WAGON 4 DOOR/Rear 11 GRAND VITARA (LUXURY PKG) SEDAN 4 DOOR/4x GRAND VITARA JLX/LTD WAGON 4 DOOR/4x4 11 GRAND VITARA JLX/LTD WAGON 4 DOOR/Rear 11 GRAND VITARA PREMIUM WAGON 4 DOOR/4x4 11 GRAND VITARA PREMIUM WAGON 4 DOOR/Rear 11 GRAND VITARA X-SPORT WAGON 4 DOOR/AWD 11 GRAND VITARA X-SPORT WAGON 4 DOOR/Rear 11 XL7 08 XL7 LIMITED 08 TOYOTA AVALON XL/XLS/LIMIT SEDAN 4 DOOR/Front 11 AVALON/LIMITED SEDAN 4 DOOR/Front 12 CAMRY SOLARA SE CONVERTIBLE 08 CAMRY SOLARA SLE CONVERTIBLE 08 CAMRY SOLARA SPORT CONVERTIBLE 08 F J CRUISER 4x4 10 FJ CRUISER WAGON 4 DOOR/4x FJ CRUISER WAGON 4 DOOR/Rear HIGHLANDER 4x4 10 HIGHLANDER WAGON 4 DOOR/AWD 11 HIGHLANDER WAGON 4 DOOR/Front 11 HIGHLANDER HYBRID 10 HIGHLANDER HYBRID LIMITED 10 HIGHLANDER HYBRID LIMITED WAGON 4 DOOR/AWD HIGHLANDER LIMITED 4x4 10 HIGHLANDER LIMITED WAGON 4 DOOR/AWD HIGHLANDER LIMITED WAGON 4 DOOR/Front HIGHLANDER SE WAGON 4 DOOR/AWD 11 HIGHLANDER SE WAGON 4 DOOR/Front 11 HIGHLANDER SPORT 4x4 10 HIGHLANDER SPORT WAGON 4 DOOR/AWD 11 HIGHLANDER SPORT WAGON 4 DOOR/Front 11 HIGHLANDER/HYBRID WAGON 4 DOOR/AWD HIGHLANDER/SE WAGON 4 DOOR/AWD 12 HIGHLANDER/SE WAGON 4 DOOR/Front 12 SCION TC HATCHBACK 2 DOOR/Front 12 SEQOIA PLATINUM 09 SEQUOIA LIMITED 09 SEQUOIA LIMITED WAGON 4 DOOR/4x4 12 SEQUOIA LIMITED WAGON 4 DOOR/AWD 12 SEQUOIA PLATINUM WAGON 4 DOOR/4x4 12 SEQUOIA SR5 09 SEQUOIA SR5 WAGON 4 DOOR/AWD 12 TACOMA DOUBLECAB CREW PICKUP/4x4 12 TACOMA DOUBLECAB CREW PICKUP/Rear 12 TACOMA DOUBLECAB LG BD CREW PICKUP/4x4 12 TUNDRA CREW MAX 10 TUNDRA CREWMAX LIMITED CREW PICKUP/4x TUNDRA CREWMAX LIMITED CREW PICKUP/Rear TUNDRA CREWMAX SR5 CREW PICKUP/4x TUNDRA CREWMAX SR5 CREW PICKUP/Rear TUNDRA DOUBLE CAB LIMITED CREW PICKUP/4x TUNDRA DOUBLE CAB LIMITED CREW PICKUP/Rear TUNDRA DOUBLE CAB SR5 CREW PICKUP/4x TUNDRA DOUBLE CAB SR5 CREW PICKUP/Rear TUNDRA LIMITED DOUBLE CAB/4x2 08 TUNDRA SR5 DOUBLE CAB/4x2 08 VENZA WAGON 4 DOOR/AWD 12 VENZA WAGON 4 DOOR/Front 12

9 Dollar round after each step STEP Part 1 (AA) Part 2 (VA) Part 4 (BB) Part 5 (AC) Part 6 (CC) Part 7 (DD) Part 8 (DA) 1 TERRITORIAL/CLASS BASE RATE (RFP-2 to RFP-4, RFP-6, RFP-7) Steps SUPPLEMENTAL CLASSIFICATION FACTOR (RFP-16) x x x x x x x x 3 INCREASED LIMIT FACTOR (RFP-10) x x x x + x x x 4 PREFERRED PACKAGE DISCOUNT (RFP-18) x x x x x x x x 5 MODEL YEAR (RFP-12, RFP-13) x x x 6 LIMITED COLLISION FACTOR x DEDUCTIBLE BY PGS (RFP-12, RFP-13) x x x 8 GLASS DEDUCTIBLE FACTOR (RFP-11) x x x x 9 PIP DEDUCTIBLE (RFP-11) x x x x 10 ELECTRONIC STABILITY CONTROL DISCOUNT (RFP-18) x x x x x x x x 11 WAIVER OF DEDUCTIBLE CHARGE (RFP-11) x x x x x + x x 12 EXPERIENCE GROUP RATING (RFP-26 to RFP-28) x x x x x x x 13 AUTO RATING TIER FACTOR (RFP-14) x x x x x x x x 14 EXTRA-RISK RATING FACTOR (RFP-18) x x x x x x x x 15 ORIGINAL EQUIPMENT MANUFACTURER PARTS (RFP-18) x x x x x x x x 16 HOUSEHOLD COMPOSITION (RFP-15) x x x x x x x x 17 BILLING GROUP (RFP-18) x x x x x x x x 18 ANTI-THEFT DEVICE DISCOUNT (RFP-18) x x x x x x x x 19 NEW CAR DISCOUNT (RFP-18) x x x x x x x x 20 PROPERTY INSURANCE POLICY DISCOUNT (RFP-18) x x x x x x x x 21 CLASS 15 DISCOUNT*** (RFP-18) x x x x x x x x 22 EXCELLENT DRIVER DISCOUNT (RFP-18) x x x x x 23 EXCELLENT DRIVER PLUS DISCOUNT (RFP-18) x x x x x 24 MERIT RATING FACTOR (RFP-17) x x x x x 25 FUTURE EFFECTIVE DATE DISCOUNT (RFP-18) x x x x x x x x 26 ALLSTATE EASY PAY PLAN DISCOUNT (RFP-18) x x x x x x x x 27 FIRE, THEFT, AND COMBINED ADDITIONAL COVERAGES FACTOR (RFP-18) x x x x x x 28 CERTIFIED RISK SURCHARGE (RFP-18) x x x x x x x 29 ALLSTATE AUTO/LIFE DISCOUNT SM (RP-18) x x x x x x x x 30 ALLSTATE YOUR CHOICE AUTO INSURANCE OPTION PACKAGE FACTOR (RFP-18) x x x x x x x x 31 TOTAL COVERAGE PREMIUM (SEE ROUNDING NOTES BELOW) = = = =* =** = = = Part 9 (HS, HH, HE, HG, HP) Part 5 (AC) Territorial/Class Base Rate 32 PART 1 TERRITORIAL/CLASS BASE RATE (RFP-2) INCREASED LIMIT FACTOR MINUS 1.00 (RFP-10) 33 PART 5 TERRITORIAL/CLASS BASE RATE (RFP-5) INCREASED LIMIT FACTOR (RFP-10) TOTAL PART 5 TERRITORIAL/CLASS BASE RATE x = x = Rate STEP 34 RATE (RFP-9, RFP-19, RFP-25) 35 CLASS 15 DISCOUNT*** (RFP-18) x x x x x 36 TOTAL COVERAGE PREMIUM (SEE ROUNDING NOTES BELOW) = = = = = = = Part 3 (SS) Part 12 (SU) Part 10 (UU) Part 11 (JJ) ZA (RFP-19) NC (RFP-25) IT (RFP-19) 37 TOTAL POLICY PREMIUM ( ) = * If Part 5 limit is 20/40 - Must round to next lowest dollar at last step ** If Part 6 limit is $5,000 - Must round to next lowest dollar at last step *** If Class 15 discount is applied - Must round to next lowest dollar at last step If the vehicle rated includes a camper body, see RFP-22 for rates for Parts 7, 8, and RFP-1

10 CLASS-TERRITORY BASE RATES - PART 1 (A-1 Class Class Class Class Class Class Class Class Territory Note: Class 15 rates are 75% of Class 10 final rates for all coverages RFP-2

11 CLASS-TERRITORY BASE RATES - PART 4 ($5000 PDL) Class Class Class Class Class Class Class Class Territory Note: Class 15 rates are 75% of Class 10 final rates for all coverages RFP-4

12 CLASS-TERRITORY BASE RATES - PART 7 ($500 Deductible) Class Class Class Class Class Class Class Class Territory Note: Class 15 rates are 75% of Class 10 final rates for all coverages RFP-6

13 OTHER AUTO RATING FACTORS FACTOR RATING PLAN RULE Part 1 Part 2 Part 4 Part 5 Part 6 Part 7 Part 8 Part 9 Part 3 Part 12 Part 10 Part 11 CLASS 15 DISCOUNT CERTIFIED RISK SURCHARGE 10 Cause A n/a n/a n/a n/a n/a n/a n/a n/a Cause B n/a n/a n/a n/a n/a n/a n/a n/a Cause C n/a n/a n/a n/a n/a n/a n/a n/a NEW CAR DISCOUNT 19 Months since vehicle purchase 0 to <=12 months n/a n/a n/a n/a n/a n/a n/a n/a n/a >12 to <=24 months n/a n/a n/a n/a n/a n/a n/a n/a n/a >24 to <=36 months n/a n/a n/a n/a n/a n/a n/a n/a n/a BILLING GROUP 36 Billing Group n/a n/a n/a n/a Billing Group n/a n/a n/a n/a Billing Group n/a n/a n/a n/a Billing Group n/a n/a n/a n/a PREFERRED PACKAGE DISCOUNT n/a n/a n/a n/a n/a FUTURE EFFECTIVE DATE DISCOUNT 19 Year n/a n/a n/a n/a Year n/a n/a n/a n/a PROPERTY INSURANCE POLICY DISCOUNT 19 Homeowners n/a n/a n/a n/a Condominiums n/a n/a n/a n/a Mobilehome/Manufactured Home n/a n/a n/a n/a Renters n/a n/a n/a n/a ELECTRONIC STABILITY CONTROL DISCOUNT n/a n/a n/a n/a ALLSTATE YOUR CHOICE AUTO 51 Your Choice Auto Silver Protection n/a n/a n/a n/a n/a Your Choice Auto Gold Protection n/a n/a n/a n/a n/a Your Choice Auto Platinum Protection n/a n/a n/a n/a n/a EXCELLENT DRIVER DISCOUNT n/a 0.93 n/a n/a n/a n/a n/a n/a EXCELLENT DRIVER PLUS DISCOUNT n/a 0.83 n/a n/a n/a n/a n/a n/a ALLSTATE EASY PAY PLAN DISCOUNT n/a n/a n/a n/a NEW CAR EXPANDED PROTECTION 26 Number of years the vehicle's Model Year is older than the calendar year at time of purchase of NC coverage: <1 year (0-11 months) n/a n/a n/a n/a n/a 0.05 n/a 0.02 n/a n/a n/a n/a 1-2 years (12-23 months) n/a n/a n/a n/a n/a 0.05 n/a 0.02 n/a n/a n/a n/a 2-3 years (24-35 months) n/a n/a n/a n/a n/a 0.05 n/a 0.02 n/a n/a n/a n/a ANTI-THEFT DISCOUNT 54 Category I n/a n/a n/a n/a n/a n/a n/a 0.95 n/a n/a n/a n/a Category II n/a n/a n/a n/a n/a n/a n/a 0.85 n/a n/a n/a n/a Category III n/a n/a n/a n/a n/a n/a n/a 0.80 n/a n/a n/a n/a Category IV n/a n/a n/a n/a n/a n/a n/a 0.80 n/a n/a n/a n/a Category IV, plus Category I n/a n/a n/a n/a n/a n/a n/a 0.75 n/a n/a n/a n/a Category IV, plus Category II n/a n/a n/a n/a n/a n/a n/a 0.70 n/a n/a n/a n/a Category IV, plus Category III n/a n/a n/a n/a n/a n/a n/a 0.65 n/a n/a n/a n/a Category V n/a n/a n/a n/a n/a n/a n/a 0.75 n/a n/a n/a n/a Category V, plus Category I n/a n/a n/a n/a n/a n/a n/a 0.72 n/a n/a n/a n/a Category V, plus Category II n/a n/a n/a n/a n/a n/a n/a 0.68 n/a n/a n/a n/a Category V, plus Category III n/a n/a n/a n/a n/a n/a n/a 0.64 n/a n/a n/a n/a FIRE, THEFT, AND COMBINED ADDITIONAL COVERA 21 Fire (HE) n/a n/a n/a n/a n/a n/a n/a 0.10 n/a n/a n/a n/a Fire & Theft (HG) n/a n/a n/a n/a n/a n/a n/a 0.70 n/a n/a n/a n/a Fire, Theft & C.A.C. (HP) n/a n/a n/a n/a n/a n/a n/a 0.85 n/a n/a n/a n/a ORIGINAL EQUIPMENT MANUFACTURER PARTS CO 48 n/a n/a n/a n/a n/a n/a n/a n/a n/a EXTRA RISK RATING FACTOR 24 Vehicular Homicide n/a n/a n/a n/a n/a n/a n/a n/a n/a Auto Insurance Related Fraud n/a n/a n/a n/a n/a n/a n/a n/a n/a Auto Theft n/a n/a n/a n/a n/a n/a n/a n/a n/a Driving Under the Influence of Alcohol or Drugs n/a n/a n/a n/a n/a n/a n/a n/a n/a Four or More At-Fault Accidents n/a n/a n/a n/a n/a n/a n/a n/a n/a High-Theft Vehicle n/a n/a n/a n/a n/a n/a n/a n/a n/a Two or More Total Fire or Total Theft Losses n/a n/a n/a n/a n/a n/a n/a n/a n/a Material Misrepresentation n/a n/a n/a n/a n/a n/a n/a n/a n/a ALLSTATE AUTO/LIFE DISCOUNT SM n/a n/a n/a n/a RFP-18

14 NEW CAR EXPANDED PROTECTION PREMIUM CALCULATION NEW CAR EXPANDED PROTECTION COVERAGE (NC) - RULE 26* Part 7 STEP (DD) 1 TERRITORIAL/CLASS BASE RATE (RFP-6, RFP-7) 2 SUPPLEMENTAL CLASSIFICATION FACTOR (RFP-16) x x 3 PREFERRED POLICY DISCOUNT FACTOR (RFP-18) x x 4 MODEL YEAR (RFP-12, RFP-13) x x 5 DEDUCTIBLE BY PGS* (RFP-12, RFP-13) x x 6 GLASS DEDUCTIBLE FACTOR (RFP-11) x x 7 ELECTRONIC STABILITY CONTROL DISCOUNT (RFP-18) x x 8 WAIVER OF DEDUCTIBLE CHARGE (RFP-11) + x 9 EXPERIENCE GROUP RATING (RFP-26 to RFP-28) x x 10 AUTO RATING TIER FACTOR (RFP-14) x x 11 EXTRA-RISK RATING FACTOR (RFP-18) x x 12 ORIGINAL EQUIPMENT MANUFACTURER PARTS (RFP-18) x x 13 HOUSEHOLD COMPOSITION (RFP-15) x x 14 BILLING GROUP (RFP-18) x x 15 ANTI-THEFT DEVICE DISCOUNT (RFP-18) x x 16 NEW CAR DISCOUNT (RFP-18) x x 17 PROPERTY INSURANCE POLICY DISCOUNT (RFP-18) x x 18 CLASS 15 DISCOUNT (RFP-18) x x 19 EXCELLENT DRIVER DISCOUNT (RFP-18) x 20 EXCELLENT DRIVER PLUS DISCOUNT (RFP-18) x 21 MERIT RATING FACTOR (RFP-17) x 22 FUTURE EFFECTIVE DATE DISCOUNT (RFP-18) x x 23 ALLSTATE EASY PAY PLAN DISCOUNT (RFP-18) x x 24 ALLSTATE AUTO/LIFE DISCOUNT SM (RP-18) x x 25 ALLSTATE YOUR CHOICE AUTO INSURANCE OPTION PACKAGE FACTOR (RFP-18) x x 26 NEW CAR EXPANDED PROTECTION FACTOR (RFP-18) x x 27 TOTAL COVERAGE PREMIUM = = Part 9 (HS, HH) * $500 deductible for Part 7; $500 deductible for Part RFP-25

15 PRIVATE PASSENGER AUTO INSURANCE MANUAL INDEX PRIVATE PASSENGER AUTO INSURANCE MANUAL INDEX Rule 58 Reserved for Future Use Rule 59 Accident Waiver Program TERRITORIAL DEFINITIONS Territorial Definitions...TD-1 AUTOMOBILE RATING SECTIONS Rating Section A...RP-1A VIOLATION DEFINITIONS..VD-1 SYMBOL AND IDENTIFICATION INSTRUCTIONS Private Passenger Automobiles...SI-1 SYMBOL AND IDENTIFICATION PAGES FOR MODEL YEARS 2000 AND SUBSEQUENT Private Passenger Automobiles Domestic and Foreign Cars...SIYY-1* Utility Vehicles...SIUYY-1* SYMBOL AND IDENTIFICATION PAGES FOR MODEL YEARS 1999 AND PRIOR Private Passenger Automobiles Domestic and Foreign Cars...Page 1 Utility Vehicles...Page 1 EXPERIENCE GROUP RATING PAGES Private Passenger Automobiles...EGRYY-1* Rule 58 Allstate Auto/Life Discount SM Rule 59 Accident Waiver Program TERRITORIAL DEFINITIONS Territorial Definitions...TD-1 AUTOMOBILE RATING SECTIONS Rating Section A...RP-1A VIOLATION DEFINITIONS..VD-1 SYMBOL AND IDENTIFICATION INSTRUCTIONS Private Passenger Automobiles...SI-1 SYMBOL AND IDENTIFICATION PAGES FOR MODEL YEARS 2000 AND SUBSEQUENT Private Passenger Automobiles Domestic and Foreign Cars...SIYY-1* Utility Vehicles...SIUYY-1* SYMBOL AND IDENTIFICATION PAGES FOR MODEL YEARS 1999 AND PRIOR Private Passenger Automobiles Domestic and Foreign Cars...Page 1 Utility Vehicles...Page 1 EXPERIENCE GROUP RATING PAGES Private Passenger Automobiles...EGRYY-1* *YY refers to the year of the vehicle being rated *YY refers to the year of the vehicle being rated Page I Page I-3

16 PRIVATE PASSENGER AUTO INSURANCE MANUAL RULES PRIVATE PASSENGER AUTO INSURANCE MANUAL RULES RULE 58 RESERVED FOR FUTURE USE RULE 58 ALLSTATE AUTO/LIFE DISCOUNT SM This discount will apply when the named insured is also the owner, insured, or payor on an individual life insurance policy or mortgage term life insurance certificate written by a person acting as or on behalf of an Allstate Agent in one of the following companies: Allstate Life Insurance Company Lincoln Benefit Life Company Allstate Life Insurance Company of New York American Heritage Life Insurance Company excluding agents appointed with Allstate through entities not owned by or affiliated with Allstate Insurance Company, such as Broker-Dealers (e.g, Merrill Lynch), Banks (e.g., Chase) and Master Brokerage Agencies (MBAs) If the named insured is the owner, insured, or payor on multiple qualifying individual life insurance polices or mortgage term life insurance certificates, the discount will only be applied once to the Private Passenger Auto policy. The applicable rating factors are shown on the Automobile Rating Section Page Page 58-1

17 RFP-1 AUTO PREMIUM CALCULATION Dollar round after each step Part 9 Part 1 Part 2 Part 4 Part 5 Part 6 Part 7 Part 8 (HS, HH, HE, STEP (AA) (VA) (BB) (AC) (CC) (DD) (DA) HG, HP) 1 TERRITORIAL/CLASS BASE RATE (RFP-2 to RFP-4, RFP-6, RFP-7) Steps SUPPLEMENTAL CLASSIFICATION FACTOR (RFP-16) x x x x x x x x 3 INCREASED LIMIT FACTOR (RFP-10) x x x x + x x x 4 PREFERRED PACKAGE DISCOUNT (RFP-18) x x x x x x x x 5 MODEL YEAR (RFP-12, RFP-13) x x x 6 LIMITED COLLISION FACTOR x DEDUCTIBLE BY PGS (RFP-12, RFP-13) x x x 8 GLASS DEDUCTIBLE FACTOR (RFP-11) x x x x 9 PIP DEDUCTIBLE (RFP-11) x x x x 10 ELECTRONIC STABILITY CONTROL DISCOUNT (RFP-18) x x x x x x x x 11 WAIVER OF DEDUCTIBLE CHARGE (RFP-11) x x x x x + x x 12 EXPERIENCE GROUP RATING (RFP-26 to RFP-28) x x x x x x x 13 AUTO RATING TIER FACTOR (RFP-14) x x x x x x x x 14 EXTRA-RISK RATING FACTOR (RFP-18) x x x x x x x x 15 ORIGINAL EQUIPMENT MANUFACTURER PARTS (RFP-18) x x x x x x x x 16 HOUSEHOLD COMPOSITION (RFP-15) x x x x x x x x 17 BILLING GROUP (RFP-18) x x x x x x x x 18 ANTI-THEFT DEVICE DISCOUNT (RFP-18) x x x x x x x x 19 NEW CAR DISCOUNT (RFP-18) x x x x x x x x 20 PROPERTY INSURANCE POLICY DISCOUNT (RFP-18) x x x x x x x x 21 CLASS 15 DISCOUNT*** (RFP-18) x x x x x x x x 22 EXCELLENT DRIVER DISCOUNT (RFP-18) x x x x x 23 EXCELLENT DRIVER PLUS DISCOUNT (RFP-18) x x x x x 24 MERIT RATING FACTOR (RFP-17) x x x x x 25 FUTURE EFFECTIVE DATE DISCOUNT (RFP-18) x x x x x x x x 26 ALLSTATE EASY PAY PLAN DISCOUNT (RFP-18) x x x x x x x x 27 FIRE, THEFT, AND COMBINED ADDITIONAL COVERAGES FACTOR (RFP-18) x x x x x x 28 CERTIFIED RISK SURCHARGE (RFP-18) x x x x x x x 29 ALLSTATE YOUR CHOICE AUTO INSURANCE OPTION PACKAGE FACTOR (RFP-18) x x x x x x x x 30 TOTAL COVERAGE PREMIUM (SEE ROUNDING NOTES BELOW) = = = =* =** = = = Part 5 (AC) Territorial/Class Base Rate Rate 31 PART 1 TERRITORIAL/CLASS BASE RATE (RFP-2) INCREASED LIMIT FACTOR MINUS 1.00 (RFP-10) x = 32 PART 5 TERRITORIAL/CLASS BASE RATE (RFP-5) INCREASED LIMIT FACTOR (RFP-10) x = TOTAL PART 5 TERRITORIAL/CLASS BASE RATE Part 3 Part 12 Part 10 Part 11 ZA NC IT STEP (SS) (SU) (UU) (JJ) (RFP-19) (RFP-25) (RFP-19) 33 RATE (RFP-9, RFP-19, RFP-25) 34 CLASS 15 DISCOUNT*** (RFP-18) x x x x x 35 TOTAL COVERAGE PREMIUM (SEE ROUNDING NOTES BELOW) = = = = = = = 36 TOTAL POLICY PREMIUM ( ) = * If Part 5 limit is 20/40 - Must round to next lowest dollar at last step ** If Part 6 limit is $5,000 - Must round to next lowest dollar at last step *** If Class 15 discount is applied - Must round to next lowest dollar at last step If the vehicle rated includes a camper body, see RFP-22 for rates for Parts 7, 8, and 9. AUTO PREMIUM CALCULATION Dollar round after each step Part 9 Part 1 Part 2 Part 4 Part 5 Part 6 Part 7 Part 8 (HS, HH, HE, STEP (AA) (VA) (BB) (AC) (CC) (DD) (DA) HG, HP) 1 TERRITORIAL/CLASS BASE RATE (RFP-2 to RFP-4, RFP-6, RFP-7) Steps SUPPLEMENTAL CLASSIFICATION FACTOR (RFP-16) x x x x x x x x 3 INCREASED LIMIT FACTOR (RFP-10) x x x x + x x x 4 PREFERRED PACKAGE DISCOUNT (RFP-18) x x x x x x x x 5 MODEL YEAR (RFP-12, RFP-13) x x x 6 LIMITED COLLISION FACTOR x DEDUCTIBLE BY PGS (RFP-12, RFP-13) x x x 8 GLASS DEDUCTIBLE FACTOR (RFP-11) x x x x 9 PIP DEDUCTIBLE (RFP-11) x x x x 10 ELECTRONIC STABILITY CONTROL DISCOUNT (RFP-18) x x x x x x x x 11 WAIVER OF DEDUCTIBLE CHARGE (RFP-11) x x x x x + x x 12 EXPERIENCE GROUP RATING (RFP-26 to RFP-28) x x x x x x x 13 AUTO RATING TIER FACTOR (RFP-14) x x x x x x x x 14 EXTRA-RISK RATING FACTOR (RFP-18) x x x x x x x x 15 ORIGINAL EQUIPMENT MANUFACTURER PARTS (RFP-18) x x x x x x x x 16 HOUSEHOLD COMPOSITION (RFP-15) x x x x x x x x 17 BILLING GROUP (RFP-18) x x x x x x x x 18 ANTI-THEFT DEVICE DISCOUNT (RFP-18) x x x x x x x x 19 NEW CAR DISCOUNT (RFP-18) x x x x x x x x 20 PROPERTY INSURANCE POLICY DISCOUNT (RFP-18) x x x x x x x x 21 CLASS 15 DISCOUNT*** (RFP-18) x x x x x x x x 22 EXCELLENT DRIVER DISCOUNT (RFP-18) x x x x x 23 EXCELLENT DRIVER PLUS DISCOUNT (RFP-18) x x x x x 24 MERIT RATING FACTOR (RFP-17) x x x x x 25 FUTURE EFFECTIVE DATE DISCOUNT (RFP-18) x x x x x x x x 26 ALLSTATE EASY PAY PLAN DISCOUNT (RFP-18) x x x x x x x x 27 FIRE, THEFT, AND COMBINED ADDITIONAL COVERAGES FACTOR (RFP-18) x x x x x x 28 CERTIFIED RISK SURCHARGE (RFP-18) x x x x x x x 29 ALLSTATE AUTO/LIFE DISCOUNT SM (RP-18) x x x x x x x x 30 ALLSTATE YOUR CHOICE AUTO INSURANCE OPTION PACKAGE FACTOR (RFP-18) x x x x x x x x 31 TOTAL COVERAGE PREMIUM (SEE ROUNDING NOTES BELOW) = = = =* =** = = = Part 5 (AC) Territorial/Class Base Rate Rate 32 PART 1 TERRITORIAL/CLASS BASE RATE (RFP-2) INCREASED LIMIT FACTOR MINUS 1.00 (RFP-10) x = 33 PART 5 TERRITORIAL/CLASS BASE RATE (RFP-5) INCREASED LIMIT FACTOR (RFP-10) x = TOTAL PART 5 TERRITORIAL/CLASS BASE RATE Part 3 Part 12 Part 10 Part 11 ZA NC IT STEP (SS) (SU) (UU) (JJ) (RFP-19) (RFP-25) (RFP-19) 34 RATE (RFP-9, RFP-19, RFP-25) 35 CLASS 15 DISCOUNT*** (RFP-18) x x x x x 36 TOTAL COVERAGE PREMIUM (SEE ROUNDING NOTES BELOW) = = = = = = = 37 TOTAL POLICY PREMIUM ( ) = * If Part 5 limit is 20/40 - Must round to next lowest dollar at last step ** If Part 6 limit is $5,000 - Must round to next lowest dollar at last step *** If Class 15 discount is applied - Must round to next lowest dollar at last step If the vehicle rated includes a camper body, see RFP-22 for rates for Parts 7, 8, and RFP-1

18 CLASS-TERRITORY BASE RATES - PART 1 (A-1) Class Class Class Class Class Class Class Class Territory Note: Class 15 rates are 75% of Class 10 final rates for all coverages. CLASS-TERRITORY BASE RATES - PART 1 (A-1) Class Class Class Class Class Class Class Class Territory Note: Class 15 rates are 75% of Class 10 final rates for all coverages RFP RFP-2

19 CLASS-TERRITORY BASE RATES - PART 4 ($5000 PDL) Class Class Class Class Class Class Class Class Territory Note: Class 15 rates are 75% of Class 10 final rates for all coverages. CLASS-TERRITORY BASE RATES - PART 4 ($5000 PDL) Class Class Class Class Class Class Class Class Territory Note: Class 15 rates are 75% of Class 10 final rates for all coverages RFP RFP-4

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