Bachelor of Science Degree in Business Administration University Of South Florida, Tampa, Florida, USA (Graduation date: August 11, 1995)

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1 Curriculum Vitae Address: Suboticka Beograd, Serbia Mobile: VLADIMIR KRSTIC PERSONAL DETAILS Date of Birth: September 07 th Married, two children 1969 EDUCATION Professional Tennis Registry certification of Professional Bachelor of Science Degree in Business Administration University Of South Florida, Tampa, Florida, USA (Graduation date: August 11, 1995) Associate Degree in Health and Physical Education Tyler College, Tyler, Texas, USA CAREER OBJECTIVE To continue career in tennis, where my gained experience, knowledge and skills would be beneficial, along with the opportunity for professional growth WORK EXPERIENCE Nov 2015 Present Head Coach Nina Stojanovic (SRB), WTA Singles Ranking No.277 Doubles Ranking No.199 Sep 2014 Nov 2015 Jun 2013 Mar 2014 Member of the coaching staff at the Tennis Club Red Star, Belgrade, Serbia - Responsible for Boys U18 and Men s tennis ATP - Federiko Bonacia, 97 ITA ETA No.30 U16 ITF No.687 Winner of ITF G5 AS Open 2013, Skopje, Macedonia Winner of Italian National Championship U16, Winner of several ETA and ITF tournaments Making annual and periodical plans, planning and traveling to the tournaments

2 July 2011 May Gorazd Srbljak 97 MKD National No.1 U16 ETA 39 U16 - Ivana Minovska 98 MKD National No.1 U14 ETA 125 U14 ETA 415 U16 Making annual and periodical plans, planning and traveling to the tournaments. May 10 July 11 - Damjan Domazetovski 96 MKD National No.1 U14 & U16 ETA No.195 U14 ETA No.350 U16 Making annual and periodical plans, planning and traveling to the tournaments. Jan 09 May 10 Top Ten Management Tennis Team Sergei Samsonenko Working with WTA, ITF and ETA juniors in Spain, Germany, Serbia and MKD - Anastasiya Poltoratskaya 88 RUS Singles WTA No. 277 Doubles WTA No Aleksandra Josifovska 91MKD National No.1 U16 & U18 WTA No.466 ITF No Yana Orlova 91 RUS ITF No.414 WTA No Katarina Adamovic 93 SRB - Olga Fridman 98 UKR - Mina Markovic 96 SRB - And many others

3 Jan 06 Jan 09 - Ristovski Dimitar 92 MKD National No.2 U14 National No.1 U16 National No.1 U18 Man s National No.1 ETA No.105 U16 ITF No.391 Making annual and periodical plans, planning and traveling to the tournaments. Jun 04 Jan 06 May 04 Sep 06 - Aleksandar Velickovic 90 MKD National No.3 U14 National No.3 U16 - Ile Martinovski 89 MKD Private lessons. (In TC Jug Skopje he trained with club s coach) Ranked No.2 ETA U16 Runner up ETA Masters U16 Winner of many tournaments U16 and U18 Janr 01 May 04 - Aleksovski Aleksandar 84 MKD National No.2 U14 & U16 and U18 - Gorjan Dimovski MKD National No.1 U16 National No.3 U18 - Buraku Ana 81 MKD National No.3 U18

4 Feb 99 Dec 00 Manager and Head Tennis Pro Tennis club Aleksandar Palace Skopje, Macedonia Managing all aspects of the club. Providing a full and complete tennis program for adults, young people and children (non competitive groups). Providing a full program (organized and planed) for senior competing players ATP, Junior Players ITF, ETA and tennis school. Responsible for overseeing all club s athletics staff. Developing goals, standards and curriculum for different age/ability groups. Hiring, supervising and evaluate performance of teaching staff. With guidance from the Club Director setting salaries for all staff. Hiring coaching staff. Managing tennis tournaments ( Futures $10 000). Maintaining financial records related to membership, tennis programs, purchase and sales of tennis shop. Developing annual budget for the club. Players under special program: - Dimitar Grabulovski MKD National No.3 U16 & U18 - Zdenka Videnova MKD National No.1 U18 - Emilija Arnautovska MKD Natonal No.2 U16 - Tamara Martinovska MKD National No.1 U14 - Gorjan Dimovski MKD National No.1 U14 - Buraku Ana MKD National No.3 U16 & U18 Jan 98 Jan 99 Head Pro Tennis club Jug Skopje, Macedonia Responsible for the club s junior and seniors coaching program. Ensure effective progression of talented players. Assisting the head tennis school coach in planning, organizing and making the tennis school plan. Ensure effective and regular liaison with National Tennis Federation. Working with coaching staff in preparing and running of their tennis sessions for competitive groups. Organizing the club and open tournaments and tennis events. Making annual and periodical reports.

5 - Working with top Macedonian junior and senior players, ATP,WTA, ITF, ETA with a special program Marina Lazarovsкa 78 No.538, WTA Predrag Rusevski 83 No.46 ETA, No.50 ITF Kristijan Mitrevski 83 No. 45 ITF Lazar Magdincev 80 ATP No.1321 Biljana Trpavska 83 ETA, ITF Elena Manevska 83 ETA, ITF Kruno Despotovski 84 National No.1 U14, No.7 ETA U14 Nov 96 Nov 97 Secretary General Yugoslav Tennis Federation, Belgrade, Serbia - Taking care of all implementation of the decision of Assembly and the Board of the Federation. Propelled initiatives and giving suggestions for improving the work in Federation. Directing the process of Federation s work. Making sure that the players are registered for the tournament. Ensure effective and regular liaison with the International Tennis Federation and Tennis Europe. Ensure the legality of the Federation. Submit to the Board the annual and periodic reports on the work of Federation, as well as financial statements. Nov 96 Nov 97 Junior Captain U16 and U18 Responsible for all national team squads. Making the teams. Traveling with the teams. Writing reports on the work and results of the national team members. Participate in the work of the Federation. Private Coaching: - Visnja Vuletic 82 National No.1 U16 and U18 Ranked No.67 ITF - Dusan Vemic 76 Winner of several $ Futures TennisTournaments Man s National No.1 Jan 97 Aug 97 Nominated Davis Cup Captain - Yugoslav Tennis Federation, Belgrade, Serbia

6 Avg 95 Nov 96 Sport Director Tennis club Radnicki -Nis, Serbia - Managing athletic activities in the club. Observing coaches and working with athletic teams to ensure that they are following certain requirements and restrictions. Traveling with the teams. Organizing and planning the training of advanced ATP, WTA ITF and ETA players. Organizing the tournaments. Facility supervision, Hiring and management. Funding and budget. Making annual and periodical financial reports. - Worked with top ATP, ITF and ETA players Ivan Radovanovic 77 ATP No.865 Milan Stosic 77 ATP Nikola Zivkovic 77 ATP Vladimir Arandjelovic 83 U14 Ljuba Pavlovic 80 U16 Zoran Mihailovic 80 U16, National No.3 U16, National team squad. Jun 95 Avg 95 Jenifer Cappriati - Sparring partner and assistant coach - Suddlebrook Tennis Hopman Program, Tampa, Florida Top ranked WTA player Winner of Summer Olympics Games in Barcelona 1992 Winner of many professional WTA tennis tournaments May 94 Jan 95 Stiven Cappriati - Sparring partner and assistant coach - Suddlebrook Tennis Hopman Program, Tampa, Florida Top junior player in America U14 May 94 Jan 95 Sparring partner - Palmer s Tennis Academy, Tampa, Florida Mary Pierce FRA, No.3 WTA Jared Palmer USA, No.35 ATP Singles, No.11 ATP Doubles Andrei Chesnokov RUS, No.9 ATP Helen Kelessi CAN, No.26 WTA

7 INTERESTS AND SKILLS Sport Management, Sport Marketing, soccer, basketball, skiing and all dynamic competition. HONORS AND ACTIVITIES Nov 96 ATP ranking No.839 Jan 96 Yugoslav National Indoors Men s Champion 1996, S.R. Yugoslavia Jan 96 National men s tennis No.1 in S.R. Yugoslavia University of South Florida Men s Tennis Team Florida, USA - Played No.1 position - USF Men s Tennis Athlete of the Year - Team finished 2 nd in Metro Conference - Metro Conference Team member of the year - Metro Conference MVP of the year TJC Men s Tennis Team , Tyler, Texas, USA - National Champion NJCAA - Team National Champion NJCAA - Ranked No.1 player NJCAA Dec National No.1 U18 Dec 1986 National No. 3 U16 Dec National No. 5 U14 Dec National No. 2 U12 REFERENCES Available upon request

COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS*

COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) Fixed Rates Variable Rates FIXED RATES OF THE PAST 25 YEARS AVERAGE RESIDENTIAL MORTGAGE LENDING RATE - 5 YEAR* (Per cent) Year Jan Feb Mar Apr May Jun Jul