General Information on Banking Sector as of
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1 General Information on Banking Sector as of Nr. Number of clients 1 Number of Internet banking Legal Individuals users 2 entities Number of Branches and Customer service and Information Centres 1 ABLV Bank Baltic International Bank Bank M2M Europe BIGBANK Latvijas filiāle BlueOrange (Baltikums Bank) Citadele banka Danske Bank filiāle Latvijā DNB banka Expobank Latvijas pasta banka Meridian Trade Bank Nordea Bank AB Latvijas filiāle NORVIK BANKA OP Corporate Bank filiāle Latvijā PrivatBank Reģionālā investīciju banka Rietumu Banka Rigensis Bank SEB banka Swedbank Kopā Scania Finans Aktiebolag Latvia branch and un Svenska Handelsbanken AB Latvia branch data are not available 1 Active customer - a customer with account where during the reporting period (6 months) at least two transactions are fulfilled, except service fee 2 Internet banking user - a customer who has successfully logged into Internet Bank at least six times during the reporting period (6 months)
2 Performance indicators as of No Capital adequacy ratio 1 Liquidity ratio 2 Return on equity (ROE) 3 Return on assets (ROA) 4 1 ABLV Bank 21,96% 76,78% 16,46% 1,38% 2 Baltic International Bank 15,05% 65,52% 1,13% 0,14% 3 Bank M2M Europe 24,49% 105,30% 6,33% 0,77% 4 BlueOrange (Baltikums Bank) 21,01% 74,31% 13,70% 1,20% 5 Citadele banka 19,63% 62,54% 8,42% 0,79% 6 DNB banka 19,96% 43,03% 9,17% 1,22% 7 Expobank 29,33% 108,07% 5,86% 1,09% 8 Latvijas pasta banka 20,35% 99,46% 29,61% 4,00% 9 Meridian Trade Bank 13,40% 79,80% 7,59% 0,51% 10 NORVIK BANKA 19,67% 63,80% 6,04% 0,71% 11 PrivatBank 33,95% 114,99% -3,28% -0,56% 12 Reģionālā investīciju banka 28,07% 77,19% 12,40% 1,08% 13 Rietumu Banka 22,97% 80,55% 3,29% 0,46% 14 Rigensis Bank 27,80% 109,17% 5,07% 0,86% 15 SEB banka 22,09% 38,33% 10,42% 1,23% 16 Swedbank 25,52% 42,86% 12,97% 1,78% Data source: the information presented by banks; unaudited 1 According to the Credit Institution Law, the capital adequacy ratio should be at least 8% 2 Liquidity ratio is calculated as liquid assets divided by current liabilities (with maturity up to 30 days), Liquidity ratio should be at least 30% 3 ROE is calculated as the ratio of profit/loss of the reporting period (after tax) to the average equity 4 ROA is calculated as the ratio of profit/loss of the reporting period (after tax) to the average assets
3 Assets as of , EUR thou* Changes compared to % % % 1 Swedbank , ,8 0, ,3-3, ,5-3,3 2 ABLV Bank , ,9-4, ,2-3, ,7-12,3 3 SEB banka , ,3 0,0 931,4 0, ,3 3,3 4 Nordea Bank AB Latvijas filiāle , ,9 12, ,5 10, ,4 4,4 5 Rietumu Banka , ,8-4, ,1-6, ,0-9,4 6 Citadele banka , ,8 0, ,1-2, ,2 1,4 7 DNB banka , ,5-2, ,8-3, ,4-3,8 8 NORVIK BANKA , ,0-0, ,3-1, ,0-4,1 9 BlueOrange (Baltikums Bank) , ,6-2, ,3-4, ,9-13,9 10 Danske Bank filiāle Latvijā , ,3-1, ,6 55, ,8 35,4 11 Reģionālā investīciju banka , ,9-10, ,1-19, ,9-19,2 12 Meridian Trade Bank , ,1-0, ,3-8, ,8-7,9 13 Baltic International Bank , ,4-2, ,0-12, ,8-24,4 14 PrivatBank , ,7-6, ,0-12, ,7-46,9 15 Rigensis Bank , ,0-41, ,4-24, ,2-30,2 16 Expobank , ,1-17, ,4-16, ,3-48,0 17 OP Corporate Bank filiāle Latvijā , ,1 16, ,2-30, ,3 117,7 18 Latvijas pasta banka , ,8 0,5 667,1 0, ,4-4,3 19 Bank M2M Europe , ,3 7, ,5-4, ,9-20,9 20 BIGBANK Latvijas filiāle , ,5 4, ,0 9, ,5 3,0 Total , ,9-0, ,4-2, ,3-5,3 * Assets (gross value); Scania Finans Aktiebolag Latvijas branch and Svenska Handelsbanken AB Latvija branch data are not available
4 Assets under trust management as , EUR thou * Changes compared to % % % 1 Expobank , ,5 26, ,1 34, ,6-33,6 2 Latvijas pasta banka , ,6-2, ,4-9, ,6 67,6 3 Bank M2M Europe , ,1-6, ,3-9, ,0-14,6 4 Reģionālā investīciju banka , ,3-6, ,2-23, ,9-22,7 5 Baltic International Bank , ,5-6, ,2-12, ,3-35,5 6 Rietumu Banka , ,7-4, ,9-2, ,6 67,7 7 Swedbank , ,7-2, ,7-8, ,8-35,4 8 Rigensis Bank , ,8-19, ,5-21, ,2-36,5 9 BlueOrange (Baltikums Bank) , ,6 12, ,6 29, ,8 39,1 10 ABLV Bank ,3 849,2 3,4 71,6 0, ,0-10,3 11 Meridian Trade Bank ,0 0,0 0,0 0,0 0,0 0,0 0,0 12 PrivatBank , ,8-59, ,9-53, ,8-97,7 13 Citadele banka , ,5-82, ,0-82, ,4-81,7 14 NORVIK BANKA 6 050, ,2 57, ,4 52, ,4 115,6 15 BIGBANK Latvijas filiāle 0, Danske Bank filiāle Latvijā 0, DNB banka 0, Nordea Bank AB Latvijas filiāle 0, OP Corporate Bank filiāle Latvijā 0, SEB banka 0, Total , ,6-8, ,4-11, ,6-49,7 * Scania Finans Aktiebolag Latvijas branch and Svenska Handelsbanken AB Latvija branch data are not available
5 Capital and reserves as of , EUR thou Changes compared to % 1 Swedbank , ,4-2,1 2 Rietumu Banka , ,6-3,3 3 SEB banka , ,1-6,8 4 ABLV Bank , ,0 1,6 5 DNB banka , ,7-5,6 6 Citadele banka , ,9 4,7 7 NORVIK BANKA , ,2-3,1 8 Rigensis Bank ,4-808,8-1,3 9 BlueOrange (Baltikums Bank) , ,7 2,0 10 PrivatBank , ,0-29,8 11 Expobank , ,2-30,4 12 Reģionālā investīciju banka , ,0 6,1 13 Baltic International Bank , ,6 6,1 14 Latvijas pasta banka ,1-197,6-0,7 15 Bank M2M Europe ,1-591,6-2,9 16 Meridian Trade Bank , ,6-26,7 17 BIGBANK Latvijas filiāle * Danske Bank filiāle Latvijā * Nordea Bank AB Latvijas filiāle * OP Corporate Bank filiāle Latvijā * - - Total , ,3-3,1 * The capital of foreign banks branches are not segregated
6 Profit/loss as of , EUR thou * No Name of bank Changes compared to % 1 Swedbank , ,5-4,1% 2 ABLV Bank , ,2-41,8% 3 SEB banka , ,3-42,9% 4 DNB banka , ,7-45,2% 5 Citadele banka , ,8-49,6% 6 Rietumu Banka 7 838, ,4-82,7% 7 BIGBANK Latvijas filiāle 4 289, ,1 96,4% 8 Latvijas pasta banka 4 159, ,6-48,3% 9 BlueOrange (Baltikums Bank) 4 041, ,0 230,3% 10 NORVIK BANKA 3 306, ,7-69,6% 11 Reģionālā investīciju banka 2 375,3 452,7 23,5% 12 Rigensis Bank 1 573,1-591,9-27,3% 13 Expobank 1 504, ,5-51,3% 14 Meridian Trade Bank 781,6-680,4-46,5% 15 Bank M2M Europe 622,3-266,1-30,0% 16 Baltic International Bank 186, ,6-93,7% 17 PrivatBank -846, ,0-117,8% 18 Danske Bank filiāle Latvijā Nordea Bank AB Latvijas filiāle OP Corporate Bank filiāle Latvijā Total , ,7-38,6% * Scania Finans Aktiebolag Latvijas branch and Svenska Handelsbanken AB Latvija branch data are not available; - data are not available
7 Deposits as of , EUR thou * Changes compared to % % % 1 Swedbank , ,7 0, ,2-2, ,7-3,9 2 ABLV Bank , ,0-2, ,7-3, ,2-13,4 3 Rietumu Banka , ,1-7, ,4-9, ,0-13,9 4 SEB banka , ,9 1, ,0 2, ,7 10,1 5 Citadele banka ,0-768,6-0, ,6-2, ,0-0,1 6 Nordea Bank AB Latvijas filiāle , ,3-2, ,3-4, ,3-8,2 7 DNB banka , ,9-2, ,3-3, ,7-0,3 8 NORVIK BANKA , ,5 0, ,3 0, ,0-5,2 9 BlueOrange (Baltikums Bank) , ,1-3, ,3-7, ,4-17,8 10 Danske Bank filiāle Latvijā , ,2-7, ,3 37, ,3 14,0 11 Reģionālā investīciju banka , ,0-11, ,0-22, ,7-22,0 12 Meridian Trade Bank , ,4-0, ,1-10, ,3-8,4 13 Baltic International Bank , ,2-2, ,7-17, ,6-32,5 14 Expobank , ,1-22, ,2-12, ,3-50,1 15 Rigensis Bank , ,1-48, ,1-29, ,9-39,6 16 PrivatBank , ,4-8, ,4-15, ,2-55,5 17 Latvijas pasta banka , ,0-2, ,5-3, ,6-8,9 18 Bank M2M Europe , ,4 2, ,9-3, ,8-34,6 19 OP Corporate Bank filiāle Latvijā , ,3-11, ,5-68, ,6 91,4 20 BIGBANK Latvijas filiāle , ,1 10, ,4-71, ,9-72,6 Total , ,7-3, ,9-4, ,7-8,7 * Scania Finans Aktiebolag Latvijas branch and Svenska Handelsbanken AB Latvija branch data are not available
8 Deposits broken down by term and clients as of , EUR thou Deposits Deposits by term Deposits by clients Demand deposits Term deposits Households Enterprises 1 ABLV Bank , , , , ,0 2 Baltic International Bank , , , , ,1 3 Bank M2M Europe , , , , ,3 4 BIGBANK Latvijas filiāle ,7 0, , ,8 589,9 5 BlueOrange (Baltikums Bank) , , , , ,1 6 Citadele banka , , , , ,8 7 Danske Bank filiāle Latvijā , , , , ,8 8 DNB banka , , , , ,0 9 Expobank , , , , ,2 10 Latvijas pasta banka , , , , ,0 11 Meridian Trade Bank , , , , ,9 12 Nordea Bank AB Latvijas filiāle , , , , ,8 13 NORVIK BANKA , , , , ,6 14 OP Corporate Bank filiāle Latvijā , ,9 0,0 0, ,9 15 PrivatBank , , , , ,5 16 Reģionālā investīciju banka , , , , ,0 17 Rietumu Banka , , , , ,7 18 Rigensis Bank , , , , ,4 19 SEB banka , , , , ,9 20 Swedbank , , , , ,2 Total , , , , ,7 * Scania Finans Aktiebolag Latvijas branch and Svenska Handelsbanken AB Latvija branch data are not available
9 Loans issued by banks as of , EUR thou * Changes compared to % % % 1 Swedbank ,4-596,8 0, ,4 0, ,6-0,7 2 Nordea Bank AB Latvijas filiāle , ,9-0, ,0-0, ,2 1,9 3 SEB banka , ,5 1, ,1 1, ,5 2,9 4 DNB banka , ,9-2, ,8-2, ,1-6,5 5 Rietumu Banka , ,3-4, ,2-6, ,2-6,1 6 Citadele banka , ,7 4, ,2 5, ,0 4,9 7 ABLV Bank , ,1-3, ,2 0, ,5 1,0 8 Danske Bank filiāle Latvijā , ,6 10, ,6 16, ,8 24,5 9 NORVIK BANKA , ,9-1, ,6-1, ,4 4,0 10 OP Corporate Bank filiāle Latvijā , ,8 25, ,2 33, ,5 146,1 11 Meridian Trade Bank , ,6-0, ,0-2, ,8-1,7 12 BlueOrange (Baltikums Bank) , ,4 2, ,9 6, ,4 17,2 13 Reģionālā investīciju banka , ,8-4, ,5-6, ,1-2,5 14 PrivatBank , ,7-12, ,7-15, ,0-41,9 15 BIGBANK Latvijas filiāle , ,1 4, ,0 9, ,7 15,8 16 Baltic International Bank , ,6-3, ,2 3, ,8 15,3 17 Bank M2M Europe , ,0 5, ,0-11, ,0-16,1 18 Latvijas pasta banka , ,2 4, ,7 4, ,7-5,5 19 Rigensis Bank , ,1-72, ,8-75, ,2-69,5 20 Expobank 7 245, ,1-31, ,8-38, ,6-71,6 Total , ,6-0, ,5-0, ,5-0,05 * Scania Finans Aktiebolag Latvijas branch and Svenska Handelsbanken AB Latvija branch data are not available
10 Loans broken down by borrowers as , EUR thou * Loans Broken down by borrowers Households incl. to households (residents) for housing puchases Enterprises 1 ABLV Bank , , , ,1 2 Baltic International Bank , , , ,0 3 Bank M2M Europe , ,0 0, ,3 4 BIGBANK Latvijas filiāle , ,4 0,0 360,0 5 BlueOrange (Baltikums Bank) , , , ,6 6 Citadele banka , , , ,2 7 Danske Bank filiāle Latvijā , , , ,1 8 DNB banka , , , ,4 9 Expobank 7 245,4 5,9 0, ,5 10 Latvijas pasta banka , , , ,0 11 Meridian Trade Bank , , , ,0 12 Nordea Bank AB Latvijas filiāle , , , ,0 13 NORVIK BANKA , , , ,5 14 OP Corporate Bank filiāle Latvijā ,5 0,0 0, ,5 15 PrivatBank , , , ,0 16 Reģionālā investīciju banka , ,0 173, ,8 17 Rietumu Banka , , , ,5 18 Rigensis Bank , ,4 38, ,7 19 SEB banka , , , ,3 20 Swedbank , , , ,0 Total , , , ,1 * Scania Finans Aktiebolag Latvijas branch and Svenska Handelsbanken AB Latvija branch data are not available
General Information on Banking Sector as of
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General Information on Banking Sector as of
General Information on Banking Sector as of No Number of clients 1 Number of Internet banking Legal Individuals entities users 2 Number of Branches and Customer service and Information Centres 1 ABLV Bank
General Information on Banking Sector as of
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