Women s Golf Committee (2017) 2-3. Handicapping Brief 4. Ringers* 5. Women s Opening Day 6. WGAP Team Matches 7. Better Ball of Partners* 8-9

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1 Women s Golf Committee (2017) 2-3 Handicapping 4 Ringers* 5 Women s Opening Day 6 WGAP Team Matches 7 Better Ball of Partners* 8-9 Wednesday Morning League* 10 Thursday Evening League* 11 Play With the Pro Tournament* 12 Mother s Day Championship 13 Super Senior Women s Club Championship 14 Women s Play Day 15 Women s Doe Day 16 Lady Caddie Championship 17 Thursday Twilights 18 Ann Morton Member/Member Tournament 19 Women s Club Championship 20 ABCD/Handicap Tournament 21 Women s Member/Guest Tournament 22 Senior Women s Club Championship 23 Ellen Gown Hood Shield (EGHS) Tournament 24 Swope Cup* Women s Closing Day/Plaque Events 27 * Season-long competitions 1

2 Women s Golf Committee (2017) Role Advisory to main golf committee which includes women s golf and mixed golf chairs Composition 10 Flourtown regular golf members with the goal to include representation as follows: Low and higher handicappers WGAP team players Representation from all age groups Long- and shorter-term members Employed/non-employed members who play Wed/Thurs St Martin s 9-hole player Term (yrs) Chair -2 Vice Chair -1 Other members 2-yr terms/ 8-yr max Committee Nancy Phillips Susan Anderson Karen Batchelder Carol Finger June Irwin Wendi Kotzen Jill Kyle Kerry Rutan Becky Sanderson Courtney Schultz Joanne Bidwell Chair/Opening Day/Lady-Caddie Vice Chair/Closing Day/Board Liaison/May 18 Twilight Team Matches/August 10 Twilight Women s Member Guest St. Martins/Thurs League July 6 Twlilight/Handicap Chair Doe /Play/Mother s Day/Thursday League /May 18 Twilight Mixed Golf/Team Matches EGHS Better Ball/Member-Member/Club Championships Women s Wed/ABCD/Handicap/New Tournaments 2

3 Women s Golf Committee (2017) cont. Subcommittees Team Matches Kerry Rutan Karen Batchelder Ann Morton Becky Frazier Team Party Susan Smith Nancy Phillips Jill Kyle Women s Member/Guest Carol Finger Bonnie Kay Jan Albert Kathy Schlesinger Kathy Link Vicki Winter Anita Ficken Eileen Vass Suzan Willcox 3

4 Handicapping * A player s handicap index is an important tool that PCC uses as follows: WGAP Team Matches A player s handicap index on November 1st is used to determine their position on the team roster the following spring. Women s Competitive Events The player s handicap index is used to determine within which flight a player falls as per various PCC and WGAP events. A flight 0 to 15.9 B flight 16.0 to 21.9 C flight 22.0 to 26.9 D flight 27.0 to 36.0 The handicap index is used to level the playing field within tournaments that include players of differing abilities. Players are expected to post their 9 or 18-hole scores every time they play from April 1st through October 31 st and during the off-season at golf courses in warm weather climates. Scores should be adjusted for equitable stroke control when posted as follows: Course Handicap Maximum Number 9 Double Bogey Scores may be posted in one of the following ways: 1) In the Wissahickon pro shop or Militia Hill clubhouse 2) On the GHIN website 3) On a player s mobile phone using the Golf Association of Philadelphia (GAP) app Reminders: New in 2016 and continued in 2017 Posting scores hole-by-hole at PCC is not required. Players may anonymously trigger a peer review. All scores for plaque events should be posted as tournament scores. *Please refer to the Philadelphia Cricket Club and USGA websites for more detailed information on basic handicapping parameters, tournament scores, peer review and penalties. 4

5 Ringers (Plaque Event Gross and Net) Ringers is a season-long competition that combines scores on both the Wissahickon and Militia Hill courses. You must have a score on every hole on each course by the end of the Ringers season to be included in the competition. The GHIN handicap on that date will be used to determine the contestant flights (see below) and net scores. Ringers opens on April 1 and closes on September 30. A ringer is defined as your best score on each hole throughout the season. You may post a ringer if it occurs during a 9- or 18-hole round. Gross winners will be determined in 4 classes per handicap index: A flight 0 to 15.9 B flight 16.0 to 21.9 C flight 22.0 to 26.9 D flight 27.0 to 36.0 Ringers cards are located in the women s lounge at Wissahickon and in the Militia Hill Clubhouse. In the spirit of the competition posting of ringers within 2 weeks is encouraged. Players should adjust their Ringers cards each time they improve their score. The PCC staff will transfer the ringers information from the cards to a spreadsheet, which will be updated monthly and posted in the women s lounge. Players are required to post all rounds. A ringer may only come from a posted score. Entry Fee None First place for gross winners in each of the four flights and the overall net winner. 5

6 Women s Opening Day Women s Opening Day is a wonderful opportunity for our members to renew acquaintances, meet new players, and to find out about all the events the women s golf committee and PCC professional staff have planned for the season. It is also a good time to meet the members of the women s golf committee, as well as some of the professional staff. Women of all abilities are highly encouraged to attend this kick off event. Players are invited to play as many holes as possible at Wissahickon before gathering for dinner in the Clubhouse at 6:30. Tee times may be booked one month in advance. There is no formal competition or prizes for this event. Expected Participation >40 Fee $30++ pp 6

7 WGAP Team Matches (#5) and Eligibility Requirements WGAP team matches take place over 2 ½ weeks in late April and early May. They are on Tuesdays (3) and Fridays (2). The format is match play with no adjustments for handicaps. Qualification requires signing up as a WGAP member and payment of their $85 fee a handicap of 36 or better; and a minimum of 10 posted scores in the preceding 12 months ( PCC has five teams consisting of 7 members per team. Position on the teams is organized in order of handicap index on November 1 from the preceding year. According to WGAP rules, the lineups are flexible by up to 1.5 handicap index. Beyond that the following are considered: number of rounds a player posted in the preceding year, availability for the match days, record for tournament play during the previous season, and previous match play experience. When a player on the roster is not available to play on a given day those from below move up one spot. It is possible to play on two different teams within a season. Each PCC team has a designated captain who is responsible for coordinating the matches with both their own and their opposing team. WGAP organizes team matches, 2 or 3 of which are played at home and the remainder on the opponents course. While most team matches begin at 9 AM, PCC s matches are played at Wissahickon beginning at 8:30 AM as a modified shotgun from the IV tees. Play is in twosomes, consisting of the PCC player and her opponent, plus a shared caddie (in the case of PCC). Carts are only allowed at Wissahickon for those with medical excuses or who are 65 years old. Caddies are not available at some opponents courses. PCC players are charged a fee for lunches following the matches regardless of whether they eat. The 2017 team uniform is the same as in prior years and consists of black bottoms (i.e., pants, shorts, skirt, rain pants), a white or red shirt, a red 1/4-zip long sleeve top, a black vest, black hat or white bucket hat with black trim, and a black outer layer if needed. Other articles of clothing similar in color/style may be substituted. Those participating in team matches receive Swope Cup points as follows: 1 point for being on the team roster or being a hostess 1 additional point for each win 3 additional points for 3-4 matches won or 10 additional points for 5 matches won PCC Team Match Fee $30 pp covers registration for the matches and participation in practices/clinics. It also helps defray some of the expenses for the team match party that takes place at the end of the team match season. 7

8 Women s Better Ball (BB) of Partners (Plaque Event) and Eligibility Requirements The women s better ball (BB) of partners is a season-long competition that takes place over approximately 5 months. The deadline for the first round will be approximately 6 weeks from the registration deadline with subsequent deadlines at approximate 4-week intervals. Teams are made up of two PCC female players. Play is from the IV tees at Militia Hill or Wissahickon as decided on by the two teams. If necessary an alternative course can be used. Players must have a minimum of 10 posted scores in the preceding 12 months in order to participate, unless otherwise specifically approved. The combined handicap of partners must be at least 20 and no more than 50. If a team has a total handicap that exceeds 50 when it signs up for the tournament or on the date of a match, the team can play in the tournament. But, for each match, each team member's handicap will be reduced by 50% of the excess of their combined handicaps over the maximum of 50.* The maximum handicap of any individual player is 36. Scores should be posted as tournament scores. Players are responsible for making their own matches. Once a match date is determined, all players are required to confirm that understanding by sending an to the Director of Golf. Once communicated to the DOG, the agreed upon date becomes the deadline date and a cancellation will result in a forfeit unless both teams agree to change the date to a date within the specified deadline for the round. If such a situation arises, in the spirit of the game the Committee encourages all parties to be as cooperative as possible in trying to reschedule the match to avoid a forfeit. If players cannot agree on a time to play, teams will be assigned a tee time at either Wissahickon or Militia Hill on the deadline date of the round being played. Course and tee time assignments will be based on availability. Failure to be available for the match on the posted date and time will result in disqualification. Under no circumstances will a deadline date be extended unless the golf course(s) are closed due to weather. Expected field players, teams Entry Fee $10 pp First and second place awarded at the women s closing event Store credit from entry fees awarded to the top 8 teams *In 2012 the Women s Golf Committee decided not to allow teams that had a total handicap over 50 at the beginning of the season. This system was implemented for just that year. The rule was discussed again in 2013 with the committee deciding to revert to allowing teams to play with combined handicaps over 50 but limiting the total to 50 as described above. 8

9 Women s Better Ball of Partners Tips The BB championships are guided by match-play deadlines. They are advertised well in advance with no flexibility to extend deadlines. It is ideal for teams to immediately contact their opponents as soon as they know who they are so that the maximum amount of time is available to find common ground on timing to play. The BB Championships are open to primary, associate, and golf in waiting members. Matches that include two primary members on the same team may be played according to primary member tee time guidelines on weekends, even if the match is against a team with associate and/or GIW members on it. All other matches must be played in accordance with normal tee time guidelines. Scorecards for all matches should be secured through the golf shop (PGA Professional Chris Cerven). Please remember to check the scorecards for accuracy. It is the responsibility of the player to know the current handicaps with which the match is being played. All match play rounds must be posted as tournament scores and the responsibility to post the scores lies with the players in the match. If a player does not complete play of a hole, the score that would most likely have been made is to be recorded. If a match ends prior to finishing 18 holes, par plus your allotted strokes should be recorded on the uncompleted holes. Pace of play for the matches is limited to 4 hours and 30 minutes by the Pace of Play Policy. If a match is running slow but is finished after fewer than 18 holes are completed, the finish time will be extrapolated based on the average time played per hole finished and that will determine the overall pace of play. Please keep in mind that the guidelines exist for the benefit of everyone. While the matches are highly competitive, it's incumbent upon each participant to consider the experience of those golfers behind them when competing in the matches. Added priority is not available to schedule the BB matches - all should be booked via the normal tee time guidelines (7 days for primary/associate; 5 days for GIW). As long as a primary/associate member is part of the match (even against at GIW member), the 7-day tee time window may be used. Please be timely in reporting the results of a match. The staff member responsible for the BB Championships is Chris Cerven (ccerven@philacricket.com). All scorecards should be secured from Chris or another member of the professional staff on his behalf. 9

10 Wednesday Morning League The Wednesday morning league is a season-long competition. It takes place every Wednesday morning throughout the golf season with the exception of those Wednesdays that are dedicated to other women s events (e.g., play day, doe day, lady caddie, ABCD, member/ guest, senior, super senior). Each event is 18 holes, rotating between Wissahickon and Militia Hill. Play is from the IV tees. The Wednesday league chair, working with PCC professional staff helping coordinate the weekly event, determines formats. A list of the formats along with the scoring system is provided at the beginning of the season in April. Players should sign in before teeing off and scorecards must be returned to the PCC staff at the end of the round. 1 st - 7 points 2 nd - 5 points 3 rd 3 points Participation - 2 points Players may sign up 2 weeks in advance by calling or ing the professional shop. Tee times are available between 7:30 and 9:42 AM 7:30 8:18 AM reserved for twosomes only 8:30 9:06 AM reserved for twosomes or threesomes 9:18 9:42 AM reserved for foursomes There will be no exceptions to the guidelines regarding tee times for twosomes, threesomes, or foursomes. Expected participation/field >70 total/ 20 players per week Entry Fee None First and second place awarded at the women s closing event 10

11 Thursday Evening League The Thursday evening league is a season-long competition and social event. Staying for a group dinner after golf is encouraged and most participants do so. It runs every Thursday evening with the exception of Thursday evenings when women s twilights are scheduled. The league generally begins in May after team matches and ends in late September/early October when the days get shorter. Each League event is 9 holes from the IV tees. The league generally rotates between Wissahickon and Militia Hill, depending on availability. On occasion it takes place at St Martin s. Formats are determined by the Thursday League Chairs, working with PCC professional staff helping coordinate the weekly event. A list of the formats along with the scoring system is provided at the beginning of the season in April. Scorecards must be returned to the PCC staff at the end of the round. Players may sign up 2 weeks in advance by calling or ing the professional shop. League participants may tee off any time between 4 PM and 6:30 PM; tee times from 4:45 PM to 5:45 PM are reserved for Thursday league participants. Players must play with another league participant for a score to count toward the league. The league focus is to provide an opportunity for women to meet, play, and socialize with a wide variety of players. Expected participation/field >50 total/ 20 players per week Entry Fee None First and second place awarded at the women s closing event 11

12 Play With the Pro Tournament The play with the pro tournament is a season-long event that takes place at Wissahickon. The format is 2 better balls of the foursome. Women play from the IV tees. Registration begins on April 1 st. A variety of dates and times are offered throughout the season. These include weekdays and weekends, with options available both in the morning and afternoon. Teams consist of 3 women and one mystery PCC professional. Players may participate only once. First place awarded for both gross and net to the 3 winning women awarded at the women s closing event. Store credit from entry fees also awarded. Entry Fee $10 12

13 Mother s Day Championship (Plaque Event *) The mother-son/mother-daughter championship takes place at both Flourtown and St Martin s. Teams may play at either or both. The mother or child must be a member at the course they are playing. The format is Chapman, with the Callaway Handicap formula used to determine net scores. This allows participation by those who do not have USGA handicaps. Mothers with children 18 & older play 18 holes at Wissahickon using Tee IV for females and Tee III for males. Mothers with children under age 18 who are Birdie/Eagle/Ace Squad juniors will have two options: play 18 holes at Wissahickon or 9 holes at Militia Hill. In both cases juniors and moms will play Tee IV. Mothers with children on the Mulligan/Par Squads and ages 9-17 will play 9 holes at St. Martins using Tee II for both boys and girls. Mothers with children ages 8 & under on the Mulligan/Par Squad will play 3 holes at St. Martins using Tee II for both boys and girls. Mothers may play with more than one child at the same time. Mothers playing with more than one child may play more than one round. Participating teams must play with at least one other player to be considered for the plaque event. This player (s) is not required to be participating in the event. First place in each mother-daughter and mother-son category. Entry Fee None *Low gross team at Wissahickon in both divisions. 13

14 Super Senior Women s Club Championship (Plaque Event Gross) The super senior women s club championship tournament takes place on a Wednesday in June. Players must be age 65 by the day of the event. Players must have a minimum of 10 posted scores in the preceding 12 months in order to participate. Players have a maximum handicap of 36. Play is from the IV tees at Wissahickon. Play is in twosomes. Tee times are assigned by handicap index. Scores should be posted as tournament scores. In the event of a tie: Gross division: sudden death playoff Net: match of cards First place for both gross and net awarded at the women s closing event. Entry Fee None 14

15 Women s Play Day One informal play day is scheduled on a Wednesday at Militia Hill each year. There is no formal tournament or prizes. Players may select their own tee times. Members may invite up to three guests of any gender. Guest fees are waived for players who stay for a sit down lunch or dinner. One tee time is permitted per member. Entry Fee: None 15

16 Women s Doe Day One doe day is scheduled on a Wednesday at Wissahickon each year. The format is Team Callaway. Each player plays her own ball. Other competitions are included and prizes are awarded during the lunch that follows. Members may invite one or three female guests. There is a 9 AM shotgun start. Entry Fee: $50pp 16

17 Lady Caddie Championship The lady caddie championship is scheduled on a Wednesday at Militia Hill each year. The format is Combined Callaway of the member and the caddie she is playing with. The event is by shotgun start, with everyone having lunch at Militia Hill following the tournament. Ladies cover the fee for their caddie s lunch. This event is meant as a chance for our female golfers to offer appreciation to the caddies for all their hard work and effort on behalf of the membership. are awarded to caddies only based on the team score. Entry Fee: $10 17

18 Thursday Twilights Thursday twilights are scheduled 3-4 times each season. The twilights provide opportunities for female members of all abilities to play with fellow members and to enjoy a combination of golf and social camaraderie. These events are informal 9-hole tournaments with special themes. Dinner, drinks and post-golf festivities follow. While the format varies, it generally incorporates elements that help make the evening fun for all caliber players. St. Martin s golfers are invited to join some of the twilights. Foursomes tee off by shotgun at 5:30. Expected Participation/Field 52 players Fees $10 for prizes Dinner and drinks by chit Based on the format of the event 18

19 Ann R. Morton Member/MemberTournament (Plaque Event)* The Ann R. Morton Member/Member tournament is a 2-day weekend event that takes place in June or July. Teams are made up of two PCC female players. Scoring is based on a percentage of the combined handicaps, which varies based on the format. Play is from the IV tees at Militia Hill on Saturday and at Wissahickon on Sunday. Players must have a minimum of 10 posted scores in the preceding 12 months in order to participate, unless specifically otherwise approved. Players must be available to play during all reserved tee times. Switching through the pro shop is prohibited Scores should not be posted. Format (each for 9 holes) Scramble Alternate Shot Chapman alternate shot Better ball Expected field players teams Entry Fee $25 pp (to be confirmed) First place awarded at the women s closing event. Store credit from entry fees awarded for overall winners (1 st, 2 nd, and 3 rd place) as well as to the format winners. *In 2014 the women s golf committee renamed this event the Ann Morton Member/Member tournament in honor of Ann Morton and her many years of dedication to PCC and the women's golf program in particular. 19

20 Women s Club Championship (Plaque Events for Both Gross and Net) The Women s Club Championship tournament takes place over 4 days on 2 consecutive weekends and is held the same dates as the other club championship tournaments. Players must have a minimum of 10 posted scores in the preceding 12 months in order to participate. Play is from the IV tees at Wissahickon. There are draws for both gross and net divisions. Participants who sign up will indicate which division they will play in. Once the draws are set and announced there will be no additional players admitted into the tournament. Qualifying rounds will take place for both the gross and net divisions regardless of the number of participants. Players will then be seeded according to how they finish in the qualifying round, with the defending champions seeded first. The net championship will be played using current handicaps at the time of the championship, with pairings by random draw. Scores should be posted as tournament scores. First place for both the gross and net tournaments awarded at the women s closing event. Entry Fee None 20

21 ABCD/Handicap Tournament (Plaque Event) The women s ABCD/Handicap Tournament is a 2-day event that takes place on two consecutive Wednesday mornings. Play is at both Wissahickon and Militia Hill from the IV tees. Both tournaments are stroke play, the ABCD portion being a gross event and the Handicap portion a net event. Flight Handicap Index A flight 0 to 15.9 B flight 16.0 to 21.9 C flight 22.0 to 26.9 D flight 27.0 to 36.0 Scores should be posted as tournament scores. Players must have a minimum of 10 posted scores in the preceding 12 months in order to participate, unless specifically otherwise approved. Expected field 30 players overall 5-10 per flight Entry Fee None First place in each flight awarded at the women s closing event. First place net winner from entire field. 21

22 Women s Member/Guest Tournament The Women s Member/Guest Tournament takes place on the Wissahickon course generally in the Fall. It is an 18-hole event. Players should have a handicap index in order to participate and the maximum allowed handicap is 36. Members may invite one, two or three female guests. Each foursome makes up a team and the format is generally 1 or 2 better balls of the foursome as determined by the Member/Guest committee. Golf is by shotgun beginning at 12:30 or 1:00 with cocktails, dinner, and an awards ceremony to follow. Lunch (optional) and drinks are by chit. Players must walk with caddies unless they are 65 or have a documented medical condition. New in 2016 No cancellations inside of 7 days. Groups may still play if weather is an issue but the course is open. Dinner will still take place even if golf is cancelled. Expected field 72 players; 18 teams Entry Fee $150 pp (golf, course refreshments, tee gifts, dinner, prizes, etc.) Gross and net Skills and other contests 22

23 Senior Women s Club Championship (Plaque Event Gross) The Senior Women s Club Championship tournament takes place on two consecutive days (Wed/Thurs) in October. Players must be age 50 by the first day of the event. Players have a minimum of 10 posted scores in the preceding 12 months in order to participate. Players may have a maximum handicap of 36. Play is from the IV tees at Militia Hill (Day 1) and Wissahickon (Day 2). Play is in twosomes. Tee times are assigned by handicap index. Scores should be posted as tournament scores. In the event of a tie: Gross division: sudden death playoff Net: match of cards First place for both gross and net awarded at the women s closing event. Entry Fee None 23

24 Ellen Gowen Hood Shield (EGHS) Tournament (Plaque Event) The EGHS Tournament is a Class A Team Event hosted by PCC in October. Players must belong to a team of at least 4 and not more than 5 players from the same club. Each club can field only 1 team. There will be a limit of 18 teams. Winner of the EGHS Shield will be the team with the lowest total of four scores (net) Individual and winning team members. Individual low gross and low net. Scores should be posted as tournament scores. Eligibility for PCC participants Leaders in the Swope Cup point standings. Handicap of 15.5 or less and minimum of 10 rounds by (timing dependent on date of tournament). Entry Fee $25 + tax per person (includes food and drinks). 24

25 Swope Cup (Plaque Event)* The Swope Cup is a season-long competition of PCC female members using a point system based on results of WGAP matches and major competitive events for women as outlined in the Swope cup point system. The person with the highest number of Swope points receives the award at Women s closing event. History The Swope Cup was created to honor the memory of Elaine Swope, a life-long member at the Philadelphia Cricket Club, whose positive influence on the women s golf program is unmatched. She began playing golf at an early age with her father, won inter-city and WGAP tournaments, participated in WGAP Team events for over 50 years, as well as winning junior and mixed events. Elaine was both the Junior and Women s Club Champion. She was a highly motivated and regarded golfer, as evidenced by her competitive successes. And most importantly, Elaine loved the game of golf, competing with grace and true sportsmanship. The original point system developed in 2010 for the Swope Cup included points for those who not only won but also those who participated in the many PCC women s events offered as well. In 2012, the Women s Golf Committee discussed the limitations of this system as not being a true representation of Elaine Swope and her approach to golf. The committee moved to the current system, one more in line with Elaine Swope s ideals of competition and winning. The Swope Cup award is presented each year to the golfer that embodies these qualities and who has achieved competitive success throughout the golf season. Eligibility All Female Flourtown Golfers Entry Fee None * Participation in the Ellen Gowen Hood Shield Tournament for players with a handicap of 15.5 or less is based on Swope Cup standing. 25

26 Swope Cup Point System As set forth below, the points awarded for each event appear in the following format: 1 st /2 nd /3 rd /4 th place finish, as appropriate. Team Matches 1 point for being on the team roster or being a hostess 1 additional point for each win 3 additional points 3-4 matches won or 10 additional points for 5 matches won Club Championship (Gross and Net) 10/7/5/5 Better Ball (each player) 10/7/5/5 ABCD (gross) 7/5/3 Handicap (net) 7/5/3 Member/Member (net) (each player) 7/5/3 Senior (gross and net) 7/5/3 Super Senior Championship (gross and net) 7/5/3. Minimum participation requirements apply for Swope Cup point allocations; calculations are based on the total number of players that finish the tournament: 10 participants 100% % <5 50% In the case of a tie points are split. 26

27 Women s Closing Day Women s Closing Day is the final opportunity for the PCC women golfers to get together for one last round of golf and to celebrate the accomplishments of the winners of the many women s events that PCC offers. The day begins with a golf shotgun start in the mid afternoon on Wissahickon for those able to play. The format is a 4-person scramble (gross & net). Post-golf festivities begin at 6:30 PM and end with a banquet style dinner where prizes are awarded as follows. All winners receive an award and names are added to the plaques hanging in the Flourtown Clubhouse for those events. Plaque Events Ringers (overall gross and net) Better Ball of Partners (net) Mother/Son & Mother/Daughter (gross) Super Senior Club Championship (gross) Ann Morton Member/Member (net) Club Championship (gross and net) ABCD/Handicap Tournament Senior Club Championship (gross) Ellen Gowen Hood Shield Swope Cup Other Awards Ringers (gross in 4 categories) Mother s Day Winners of all 5 WGAP Matches Wednesday League (1 st and 2 nd ) Thursday League (1 st and 2 nd ) Play with the Pro (gross and net) Most Improved Better Ball Winners/Runners Up Expected Participation >40 Fee $45pp++ golf and dinner $35pp++ dinner only 27