Prezentarea raportului anual 2017
|
|
- Bernice Williams
- 5 years ago
- Views:
Transcription
1 Prezentarea raportului anual 2017 COMISIA ECONOMIE, BUGET ȘI FINANȚE Parlamentul Republicii Moldova 3 octombrie 2018 Sergiu Cioclea Guvernator
2 Prezentarea raportului anual Mediul extern și economia națională 2. Condițiile monetare 3. Sectorul bancar 4. Moneda națională 5. Situațiile financiare 6. Reformele angajate de BNM
3 Prezentarea raportului anual MEDIUL EXTERN SI ECONOMIA NAȚIONALĂ
4 10.00 Accelerarea creșterii economice în regiune
5 12.00 Scăderea ratei șomajului în țările partenere
6 Creșterea economică Variația PIB 6 Balanța bugetului central (% din PIB) 12% 10% 8% 7.8% 7.1% 6.8% 9.4% 2% 1% 0% 1.1% 6% 4% 2% 4.8% 4.3% 4.5% 4.5% -1% -2% -3% -1.0% -2.1% -2.0% -1.8% -1.5% -1.5% -1.9% -2.7% -2.4% 0% -4% -2% -0.7% -0.4% -5% -4% -6% -6% -8% -6.0% S1-7% -8% -6.3% S1
7 milioane USD Conturile externe 7 0-5% -15% -16.3% -8.9% -7.1% -10.4% -7.5% -5.2% -6.1% -6.1% -3.6% -5.9% ,000-25% -35% -36.7% -34.0% -36.2% -35.7% -32.7% -31.8% -26.5% -24.8% -25.2% -1,500-2,000-2,500-45% -3,000-55% -54.6% ,500 Cont curent (% PIB) (scala din stânga) Cont curent, mln USD (scala din dreapta) Balanța comercială (% din PIB) (scala din stânga) Balanța comercială, mln USD (scala din dreapta)
8 90% 80% 70% 60% 50% 40% 30% 20% 10% Export (% din PIB) (scala din stânga) Export, mln USD (scala din dreapta) 80.9% Comerțul exterior 8 Import (% din PIB) (scala din stânga) 5492 Import, mln USD (scala din dreapta) % 60.3% 61.1% 58.7% 56.6% 56.8% 52.2% 50.5% 50.5% % 26.3% 23.6% 25.3% 26.0% 25.0% 25.8% 25.7% 25.4% 22.6% 6,000 5,000 4,000 3,000 2,000 1,000 0%
9 Exporturi Reorientarea comerțului exterior Restul lumii 9% Alte țări UE 31% CSI 39% Romania 21% S1, 2018 Alte țări UE 42% Restul lumii 16% CSI 16% Romania 26% EU = 52% in 2008 EU = 68% in 2008 Importuri Restul lumii 20% Alte țări UE 31% CSI 36% Romania 13% Restul lumii 26% FX Loans Alte țări UE 37% CSI 23% Romania 14% EU = 44% in 2008 EU = 51% in 2018
10 Creșterea prețurilor internaționale la petrol Cotațiile Brent (USD pentru 1 baril)
11 Creșterea prețurilor la produsele alimentare
12 Prezentarea raportului anual CONDIȚIILE MONETARE
13 1/14 2/14 3/14 4/14 5/14 6/14 7/14 8/14 9/14 10/14 11/14 12/14 1/15 2/15 3/15 4/15 5/15 6/15 7/15 8/15 9/15 10/15 11/15 12/15 1/16 2/16 3/16 4/16 5/16 6/16 7/16 8/16 9/16 10/16 11/16 12/16 1/17 2/17 3/17 4/17 5/17 6/17 7/17 8/17 9/17 10/17 11/17 12/17 1/18 2/18 3/18 4/18 5/18 6/18 7/18 8/18 Variația IPC pe subcomponente (%) Inflaţia de bază Combustibil Preţurile reglementate Produsele alimentare IPC Anul 2017
14 1/14 2/14 3/14 4/14 5/14 6/14 7/14 8/14 9/14 10/14 11/14 12/14 1/15 2/15 3/15 4/15 5/15 6/15 7/15 8/15 9/15 10/15 11/15 12/15 1/16 2/16 3/16 4/16 5/16 6/16 7/16 8/16 9/16 10/16 11/16 12/16 1/17 2/17 3/17 4/17 5/17 6/17 7/17 8/17 9/17 10/17 11/17 12/17 1/18 2/18 3/18 4/18 5/18 6/18 7/18 8/18 % Variația IPC și inflației de bază IPC Inflaţia de bază Ţinta inflaţiei Anul 2017
15 Deciziile de politică monetară % Rezerve obligatorii în MDL Rata de bază a BNM /14 3/14 5/14 7/14 9/14 11/14 1/15 3/15 5/15 7/15 9/15 11/15 1/16 3/16 5/16 7/16 9/16 11/16 1/17 3/17 5/17 7/17 9/17 11/17 1/18 3/18 5/18 7/18 9/18 Anul 2017
16 % MDL Dobânzile la VMS și creditele noi 16 Rata efectivă VMS 91 zile (%) Rata la creditele noi (persoane juridice) Rata la creditele noi (persoane fizice) Maxime Minime
17 milioane USD UE 27% S (637 M$) Transferuri personale CSI 58% 17 CSI 29% S (640 M$) Restul lumii 32% +12 p.p. 1,800 1,600 1,400 1,200 1, Restul lumii 15% 1,660 1,182 1,244 1,443 1,494 1,609 1, p.p. 1,129 1,079 1,200 UE 39% +10% vs. 8 luni ian-aug
18 1/08 4/08 7/08 10/08 1/09 4/09 7/09 10/09 1/10 4/10 7/10 10/10 1/11 4/11 7/11 10/11 1/12 4/12 7/12 10/12 1/13 4/13 7/13 10/13 1/14 4/14 7/14 10/14 1/15 4/15 7/15 10/15 1/16 4/16 7/16 10/16 1/17 4/17 7/17 10/17 1/18 4/18 7/18 Rezervele valutare și intervențiile BNM 18 3,000 Intervențiile BNM (scala dreaptă) 2,776 3, , ,000 1, ,500 1,000 1,102 Rezervele internaționale (scala stângă) 1,
19 Cursul de schimb al leului moldovenesc / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / /2018 EUR/MDL USD/MDL Criza bancară Criza financiară internațională
20 Prezentarea raportului anual SECTORUL BANCAR
21 Băncile comerciale la 30 iunie 2018 Acționariat grupuri internaționale transparente 2016 ~ 25% din active 2018 (oct) ~ 71% din active Cota piață 21 Active mlrd. MDL Depozite mlrd. MDL Credite mlrd.mdl Profit Controale ROA ROE (mil. Exhaustive (%) Părți (%) afiliate EUR) MOLDOVA-AGROINDBANK 27% 22, , , MOLDINDCONBANK 19% 15, , , VICTORIABANK 19% 15, , , MOBIASBANCĂ 13% 10, , , EXIMBANK 6% 4, , , PROCREDIT BANK 4% 3, , , FINCOMBANK 4% 3, , , ENERGBANK 3% 2, , ,900.5 BCR CHIȘINĂU 2% 1, COMERȚBANK 2% 1, EUROCREDITBANK 1% Investitori noi în 2018
22 Soliditatea financiară a băncilor 22 INDICATORII PRUDENȚIALI CREDITELE NEPERFORMANTE Lichiditatea pe termen scurt Suficiența capitalului Rata de provizionare 65% 65 % % % % Credite neperformante/ Total credite % % 81% % % 90% 80% 70% 60% 50% 40% 30% 20% 10% %
23 100,000 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 42,303 28,719 25,498 Principalii indicatori bancari 23 93,877 Active 79,465 80,628 81,177 76,190 68,790 72,830 65,463 58,168 59,897 60,931 61,350 51,890 50,202 54,839 Depozite 47,708 39,903 32,632 42,177 40,842 Credite 38,188 34,055 34,761 33,473 33,146 33,847 29, Evoluția pe întregul sistem (incl. BEM, Banca Socială și Unibank pană la lichidarea lor în octombrie 2015)
24 Mlrd. MDL 35,000 Soldul creditelor acordate (total) 24 34,500 34,000 34,129 33,842 33,847 33,500 33,226 33,406 33,473 33,034 33,146 33,365 33,000 32,500 32,143 32,355 32,508 32,700 32,000 31,500 31,000 30,500 30, Punctul de jos
25 Jan/2014 Mar/2014 May/2014 Jul/2014 Sep/2014 Nov/2014 Jan/2015 Mar/2015 May/2015 Jul/2015 Sep/2015 Nov/2015 Jan/2016 Mar/2016 May/2016 Jul/2016 Sep/2016 Nov/2016 Jan/2017 Mar/2017 May/2017 Jul/2017 Sep/2017 Nov/2017 Jan/2018 Mar/2018 May/2018 Jul/2018 Jan/2014 Apr/2014 Jul/2014 Oct/2014 Jan/2015 Apr/2015 Jul/2015 Oct/2015 Jan/2016 Apr/2016 Jul/2016 Oct/2016 Jan/2017 Apr/2017 Jul/2017 Oct/2017 Jan/2018 Apr/2018 Jul/2018 MDL, mln Total credite noi Credite în MDL Evoluția creditelor noi 25 50% 40% 30% 20% 10% 0% Credite noi (variația față de anul precedent) % -20% % Credite valută străină (exprimate în MDL) -40% -50% -60% luni luni Total credite noi 15, , % Total credite MDL 10, , % - Fără BEM, Banca Socială și Unibank
26 Evoluția creditării pe categorii de clienți 26 40% 35% 30% 25% 30.0% Întreprinderi Mici și Mijlocii 26.6% 25.6% 26.3% 35.3% 33.6% 20% 15% 10% 5% 0% Persoane fizice 14.0% 12.4% 9.6% 7.4% 8.0% 5.8% 6.2% 7.9% 5.7% 6.1% 6.6% 4.2% 4.3% 9.3% Credite ipotecare Fără BEM, Banca Socială și Unibank
27 Jan-14 Apr-14 Jul-14 Oct-14 Jan-15 Apr-15 Jul-15 Oct-15 Jan-16 Apr-16 Jul-16 Oct-16 Jan-17 Apr-17 Jul-17 Oct-17 Jan-18 Apr-18 Jul-18 Jan-14 Apr-14 Jul-14 Oct-14 Jan-15 Apr-15 Jul-15 Oct-15 Jan-16 Apr-16 Jul-16 Oct-16 Jan-17 Apr-17 Jul-17 Oct-17 Jan-18 Apr-18 Jul-18 70,000 60,000 Evoluția soldului depozitelor (MDL) 27 70,000 60,000 50,000 Persoane juridice 50,000 40,000 40,000 Depozite la vedere 30,000 30,000 20,000 20,000 10,000 Persoane fizice 10,000 Depozite la termen Fără BEM, Banca Socială și Unibank
28 Mar.2008 Jun.2008 Sep.2008 Dec.2008 Mar.2009 Jun.2009 Sep.2009 Dec.2009 Mar.2010 Jun.2010 Sep.2010 Dec.2010 Mar.2011 Jun.2011 Sep.2011 Dec.2011 Mar.2012 Jun.2012 Sep.2012 Dec.2012 Mar.2013 Jun.2013 Sep.2013 Dec.2013 Mar.2014 Jun.2014 Sep.2014 Dec.2014 Mar.2015 Jun.2015 Sep.2015 Dec.2015 Mar.2016 Jun.2016 Sep.2016 Dec.2016 Mar.2017 Jun.2017 Sep.2017 Dec.2017 Mar.2018 Jun.2018 Încrederea în MDL 65% 60% 60% Criza financiară mondială Credite MDL / Total credite 28 58% 61% Criza bancară 62% 55% 54% 56% 59% 54% 50% 45% Depozite MDL/ Total Depozite 40% 43% 42%
29 Prezentarea raportului anual MONEDA NAȚIONALĂ
30 Agregatele monetare EVOLUȚIA AGREGATELOR (mlrd MDL) 40.0% VARIAȚIA ANUALĂ A AGREGATELOR (%) % % % % % Aug % Aug. M3 M2 M1 M0 M3 M2 M1 M0
31 Viteza de ciculație a banilor Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17 Jan-18 Viteza de circulatie banilor M0 Viteza de circulatie banilor M1 Viteza de circulatie banilor M2 Viteza de circulatie banilor M3 Aug - 18
32 Mln bucăți Structura banilor în circulație BANCNOTE ÎN CIRCULAȚIE (CANTITATIV) Mlrd NDL BANCNOTE ÎN CIRCULAȚIE (VALORIC) leu 5 lei 10 lei 20 lei 50 lei 100 lei 200 lei 500 lei 1000 lei 1 leu 5 lei 10 lei 20 lei 50 lei 100 lei 200 lei 500 lei 1000 lei
33 Noi monede de 1, 2, 5 și 10 lei La finele anului 2017, în circulație se aflau peste 130 milioane bancnote de 1, 5 și 10 lei - Aproximativ 50% din numărul bancnotele în circulație. - Dar numai 1,6% din valoarea lor. Durata de viață medie a bancnotelor: 1 leu 1,2 ani 5 lei 1,8 ani 10 lei 1,5 ani. Monedele de metal au o durată de viață de aproximativ 10 ori mai mare. 33 La costuri de producere comparabile, introducerea monedelor metalice va genera economii de peste 300 milioane lei pe viitorii 20 de ani.
34 Prezentarea raportului anual SITUAȚIILE FINANCIARE
35 Situațiile financiare 35 Profitul disponibil 2,500 Profit disponibil pentru distribuire (Pierdere totală) 30,000 Rezultatul financiar anual rezultă nemijlocit de necesitatea efectuării operațiunilor monetare și valutare, în vederea atingerii obiectivului fundamental al Băncii. 2, , ,000 Pierderea totală de (95.31) milioane lei înregistrată în 2017 a fost determinată de următoarele evoluții cu impact semnificativ: 1,500 1, ,778 8,729 1,961 Certificatele BNM și disponibilităţile băncilor ,000 15,000 10,000 Venituri din rezervele valutare și VMS Cheltuieli din disponibilități și operațiuni monetare , ,37 (1 289,63) (1 249,81) ,000 Alte venituri și cheltuieli operaționale (161,28) (160,87) -500 Curs valutar finele anului, USD/MDL Profit disponibil pentru distribuire, milioane lei Soldul disponibilităților băncilor și certificatelor BNM, milioane lei - (Pierdere totală) (262,15) (95 31)
36 Capitalul statutar este dinamic și se formează până la atingerea nivelului de 10% din obligațiuni monetare. Rezervele aferente veniturilor nerealizate se utilizează pentru acoperirea pierderilor nerealizate din diferențele de curs valutar și preț de piață rezultate din reevaluarea stocurilor valutare. La situația din 31 decembrie 2017, capitalul și rezervele băncii au constituit suma totală de 4 004,72 milioane lei. Pierderile nerealizate din diferențe de curs valutar în mărime de (4 851,88) milioane lei și pierderile nerealizate din reevaluarea valorilor mobiliare în mărime de (28,89) milioane lei înregistrare în 2017 lei au fost acoperite din contul rezervelor aferente veniturilor nerealizate. Situațiile financiare 36 Capitalul și rezervele 12,000 10,000 8,000 6,000 4,000 2, % 748 5, % 2,709 7,580 Suficiența capitalului (față de obligaţiuni monetare), % 10.00% 6.23% 2,447 6, % 2,351 1, Capital statutar, milioane lei Rezerve aferente veniturilor nerealizate si alte rezerve, milioanei lei 9.00% 8.00% 7.00% 6.00% 5.00% 4.00% 3.00% 2.00% 1.00% 0.00%
37 Prezentarea raportului anual REFORMELE ANGAJATE DE BNM
38 Reformele angajate de BNM 38 Programul cu FMI și Banca Mondială (din noiembrie 2016) Transparentizarea acționariatului bancar / Vânzarea acțiunilor blocate / Ieșirea din intervenția timpurie Evaluarea fenomenului de creditare a părților afiliate / Eliminarea practicilor abuzive Consolidarea financiară a sectorului bancar / Capitalizarea adecvată / Reducerea creditelor neperformante Crearea Depozitarului Central Unic / Transferarea operațiunilor cu valorile mobiliare Fortificarea independenței Băncii Naționale a Moldovei Implementarea acordului de asociere cu UE și acordului AMF Modificarea cadrlui legislativ și transpunerea Directivelor UE Implimentarea cadrului de reglementare în baza principiilor Basel III Fortificarea Fondului de Garantare a Depozitelor Transpunerea principiilor CSB/FT în cadrul de reglementare Reforme interne Reorganizarea funcțiilor. Optimizarea Resurselor Umane. Automatizare - IT.
39 Întrebări & Răspunsuri 1, Bd Grigore Vieru, MD-2005 Chisinau, Republica Moldova Telefon:
Economia României. - la începutul unui nou ciclu
Economia României - la începutul unui nou ciclu CONSTANȚA 19 iunie 2015 dr. Andrei RĂDULESCU Senior Economist CUPRINS I. INTRODUCERE II. CLIMATUL INTERNAȚIONAL III. ROMÂNIA EVOLUȚII MACRO-FINANCIARE RECENTE
More informationBANCA NAŢIONALĂ BANCA NAŢIONALĂ A A ROMÂNIEI
BANCA NAŢIONALĂ BANCA NAŢIONALĂ A A ROMÂNIEI Sistemul European de Conturi SEC reprezinta: o metodologie statistica unitara aplicabila pe plan european foloseste un set de definitii si clasificari interconectate:
More informationANALIZA COST - BENEFICIU
ANALIZA COST - BENEFICIU EXTINDERE RETEA PUBLICA DE CANALIZARE PE STRADA GRANDEA GRIGORE, SECTOR 6, BUCURESTI Tabel nr.1 DATE GENERALE FOLOSITE IN ANALIZA FINANCIARA Perioada de analiza Anul de inceput
More informationECONOMIA ROMÂNIEI. - perspective pe termen mediu
ECONOMIA ROMÂNIEI - perspective pe termen mediu BUȘTENI 17-18 Septembrie 2015 dr. Andrei RĂDULESCU Senior Economist CUPRINS I. INTRODUCERE II. PROVOCĂRILE MEDIULUI INTERNAȚIONAL III. EVOLUȚII RECENTE ÎN
More informationCOMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS*
COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) Fixed Rates Variable Rates FIXED RATES OF THE PAST 25 YEARS AVERAGE RESIDENTIAL MORTGAGE LENDING RATE - 5 YEAR* (Per cent) Year Jan Feb Mar Apr May Jun Jul
More information2018 HR & PAYROLL Deadlines
th (by payment date) EPAF 3rd PARTY FEEDS WTE Approval 2018 HR & PAYROLL s Normal Payroll day s 2017 B1-26 3 * 13-Dec-17 15-Dec-17 n/a n/a n/a 28-Dec-17 29-Dec-17 11:00 AM 16-Dec-2017 29-Dec-2017 JAN 2018
More informationUtility Debt Securitization Authority 2013 T/TE Billed Revenues Tracking Report
Utility Debt Securitization Authority 2013 T/TE Billed Revenues Tracking Report Billing Budgeted Billed Dollar Percent Month Revenues Revenues Variance Variance Jan 2018 11,943,180.68 12,697,662.47 754,481.79
More informationPROGRAMUL ANUAL AL ACHIZIŢIILOR PUBLICE Procedura stabilită/ instrumente specifice pentru derularea procesului de achiziţie
CONSILIUL CONCURENŢEI A. BUNURI ŞI SERVICII PROGRAMUL ANUAL AL ACHIZIŢIILOR PUBLICE - 2017 Nr.crt Articol Bugetar 1 20.01.05 Tipul şi obiectul contractului de achiziţie publică/ acordului - cadru Contract
More informationALRO SA Telephone Pitesti 116 Fax Slatina Olt Romania WEB
Page 1 from 21 Company identification ALRO SA Telephone +40 249 434302 +40 21 4083500 Pitesti 116 Fax +40 249 437500 230048 Slatina Olt E-mail alro@alro.ro Romania WEB www.alro.ro Crefo No. 167 Registration
More informationColombia: Economic Adjustment and Outlook. Andres-Mauricio Velasco Technical Deputy Minister of Finance, Republic of Colombia February 2018
Colombia: Economic Adjustment and Outlook Andres-Mauricio Velasco Technical Deputy Minister of Finance, Republic of Colombia February 2018 What is Colombian Ministry of Finance s outlook and funding strategies
More informationNasdaq Dubai AED TRADING HOLIDAYS AND SETTLEMENT CALENDAR 2018 For Equities Outsourced to the DFM (T+2)
NasdaqDubai Circular No: 14 /2018 Date of Issue: 13 March 2018 Date of Expiry : Upon issue of replacement Circular Nasdaq Dubai AED TRADING HOLIDAYS AND SETTLEMENT CALENDAR 2018 For Equities Outsourced
More informationMAR DASHBOARD MAR. Compliant % Breakdown Mar % Late % On-time MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
Positive Response Compliance 215 Compliant 215 Non-Compliant 216 Compliant 216 Non-Compliant 1% 87% 96% 86% 96% 88% 97% 89% 89% 88% 86% 92% 93% 94% 96% 94% 8% 6% 4% 2% 13% JAN 4% 14% FEB 4% 12% 3% 11%
More informationPreston s Edmond Market Report
Preston s Edmond arket Report July 2 Prepared By Brian Preston RE/AX Associates obile: 45-826-5725 Office: 45-359-87 bpreston88@sbcglobal.net www.edmond4sale.com Realtor of the Year 1995 & 22 Lifetime
More informationWisconsin 511 Traveler Information Annual Usage Summary January 3, Wisconsin 511 Phone Usage ( )
Wisconsin 511 Traveler Information 211 Annual Usage Summary January 3, 212 Overall to-date Summary 36 months of operation 1,16,63 total calls the 1 Million mark was passed on December 3, 212 3,627,527
More informationb Number issued 200,000 (marked with * in the attached appendix) Exercise price is as set out in the appendix
www.sli-systems.com Level 1, EPIC 78 106 Manchester Street Christchurch New Zealand Phone: 0800 754 797 Fax:03 961 3262 22 May 2018 Client Market Services NZX Limited WELLINGTON By NZ MAP NOTIFICATION
More informationNCC Cable System Order
Order # 62508883 Flight s 03/13/18-04/01/18 Syscode 2107 Agency Canal Partners Media System Name Spectrum/DISH- I+ Tampa-St. Pete, FL Advertiser Levine For Governor Phone (301) 951-2620 Credit Update 03/13/18
More informationNASDAQ DUBAI TRADING HOLIDAYS AND SETTLEMENT CALENDAR 2018 For Equities Outsourced to the DFM (T+2)
Nasdaq Dubai Circular No : 71/17 Date of Issue : 24 December 2017 Date of Expiry : Upon issue of replacement Circular NASDAQ DUBAI TRADING HOLIDAYS AND SETTLEMENT CALENDAR 2018 For Equities Outsourced
More informationCalendar On US Federal Reserve Holidays, no settlements will take place for USD.
NASDAQ Dubai Notice No: NASDAQ Dubai Trading Holidays and Settlement Calendar 2012 Date of Issue: NASDAQ Dubai TRADING HOLIDAYS AND SETTLEMENT CALENDAR 2012 For Derivatives, Exchange Traded Commodities,
More informationADVANCED SEAKEEPING COMPUTATION FOR AN FSU SHIP UNDER GIVEN ENVIRONMENTAL CONDITIONS
ADVANCED SEAKEEPING COMPUTATION FOR AN FSU SHIP UNDER GIVEN ENVIRONMENTAL CONDITIONS George Jagite 1, Leonard Domnisoru 2 1 Bureau Veritas Romania Controle International, Galati Office 2 "Dunarea de Jos"
More informationMONETARY AND FISCAL POLICIES DURING THE NEXT RECESSION
OXYGEN EVENTS CONFERENCE GALA PERFORMANCE 2017 MONETARY AND FISCAL POLICIES DURING THE NEXT RECESSION - THE CASE OF ROMANIA - Ph.D. Andrei RĂDULESCU Senior Economist, Banca Transilvania Researcher, Institute
More informationCircuite cu reactie Reacţia Reacţia reacţie negativă slăbeşte reacţie pozitivă întăreş
Circuite cu reactie eacţia - tehnică prin care comportarea şi proprietăţile unui sistem sunt influenţate şide mărime de ieşire a sistemului. efectul produs de o cauză influenţează acţiunea ulterioară a
More informationSWISS reports stable load factors
SWISS Corporate Communications Phone: +41 (0)848 773 773 Fax: +41 (0)44 564 2127 communications@swiss.com SWISS.COM Media release Zurich Airport, October 10, 2008 SWISS reports stable load factors SWISS
More informationFurther Opening Up and Reform of China s Capital Market
Further Opening Up and Reform of China s Capital Market Haizhou Huang January 7, 2016 China economy and capital market: Finding new normal 1 Macro: We expect China GDP to grow 6.9% in 2015 and 6.8% in
More informationBluetongue Disease (BT)
Bluetongue Disease (BT) Analysis of ADNS data since 01/2018 Reporting period: 2018-01-01 2018-12-09 Data query: 2018-12-10 AGES DSR Austrian Agency for Health and Food Safety www.ages.at Parameters Data
More information1 PEW RESEARCH CENTER
1 SEPTEMBER 2018 POLITICAL SURVEY FINAL TOPLINE SEPTEMBER 18-24, 2018 N=1,754 QUESTIONS 1-2, 7-8, 11-13, 28 PREVIOUSLY RELEASED NO QUESTIONS 3-6, 9-10, 14-27, 29-32, 34-43, 47-49 QUESTION 33 HELD FOR FUTURE
More informationGAZIFÈRE INC. Prime Rate Forecasting Process 2015 Rate Case
Overview A consensus forecast is used to estimate the prime rate charged by commercial banks. As the prime rate is subject to competitive pressures faced by individual lenders and is set on an individual
More informationJULY 2013 RIDERSHIP REPORT MTA METRO-NORTH RAILROAD EXECUTIVE SUMMARY
Ridership Report JULY 2013 RIDERSHIP REPORT MTA METRO-NORTH RAILROAD EXECUTIVE SUMMARY July July 2013 Total MNR System Ridership was 7.346 million vs. 7.439 million in July 2012, a decrease of 92,959 passengers
More informationFREEDOM OF INFORMATION REQUEST
FREEDOM OF INFORMATION REQUEST REQUEST NUMBER: FOI Request 003905-16 REQUEST DETAILS: As part of my research I am requesting information on the numbers of 'strip searches' that have taken place within
More informationJanuary 2017 Calendar MAJORS FIELD LITTLE LEAGUE
January 2017 Calendar Dec 2016 January 2017 1 2 3 4 5 6 7 NEW YEARS DAY HOLIDAY CLOSED Feb 2017 8 9 10 11 12 13 14 15 16 17 18 19 20 21 MARTIN LUTHER KING CLOSED 22 23 24 25 26 27 28 29 30 31 Notes: February
More informationAfrican swine fever in domestic pigs and wild boar (ASF)
African swine fever in domestic pigs and wild boar (ASF) Analysis of ADNS data since 01/2018 Reporting period: 2018-01-01 2018-12-09 Data query: 2018-12-10 AGES DSR Austrian Agency for Health and Food
More informationPROIECT auget LOCAL 2017 CHEL TUIELI - DENUMIRE TITLU. Bunuri si servicii gcnerale. Bunuri si servicii. Bunuri si servicii
JUDETUL ILFOV PRIMARIA COMUNEI AFUMATI PROIECT auget LOCAL 17 CHEL TUIELI - CAP TITLU DENUMIRE TITLU TOTAL BUG Cap.51-Autodtati 10 Salarii 1.300.000 publicc Bunuri si servicii 1.500.000 71 Investitii 50.000
More informationRAPORTUL AUDITORULUI FINANCIAR INDEPENDENT
SC TRANSILVANIA CONSTRUCTII SA Cluj-Napoca, jud. Cluj CUI: R0199044 R.C: J12/8/1991 RAPORTUL AUDITORULUI FINANCIAR INDEPENDENT 31 DECEMBRIE 2017 Auditor financiar : Fătăcean Gheorghe Carnet membru CAFR
More informationHotel Industry Update. Stephen Hennis, CHA, ISHC
Hotel Industry Update Stephen Hennis, CHA, ISHC 1 Through Aug 2012: Strong Results Despite Headwinds % Change Room Supply* 1.2 bn 0.4% Room Demand* 741 mm 3.3% Occupancy 63% 2.9% A.D.R. $106 4.3% RevPAR
More informationSeptember 2017 MLS Statistical Report. Residential Inventory
September 217 MLS Statistical Report Residential Inventory 2 2 1 1 21 216 217 Summary Inventories: Residential inventory is down 1%, Lots / Land inventory is down 13% and commercial inventory was down
More informationUtah Ag Bankers Conference Alfalfa and Dairy Outlook
Utah Ag Bankers Conference Alfalfa and Dairy Outlook Dillon M Feuz Utah State University Extension Feb 2018 Hay Market Most data provided by USDA- AMS, NASS & FAS 1990 1990 1991 1991 1992 1992 1993 1994
More informationUnited Nations Conference on Trade and Development
United Nations Conference on Trade and Development 11 th MULTI-YEAR EXPERT MEETING ON COMMODITIES AND DEVELOPMENT 15-16 April 2019, Geneva Saudi economic growth strategy on the face of oil price uncertainty
More informationRaportul auditorului independent
PLOIESTI Sediu: Ploiesti, str. Colinei nr. 46 C.U.I.:RO12073049 ;Nr. Reg. Com.J29/596/1999; CS :530 lei Cont B.R.D.: RO42BRDE300SV04882963000; Tel/fax : 0244 51.15.18 ; http://www.rbc-audit.ro e.mail :
More informationUS Economic Activity
US Economic Activity GDP has been in positive territory for seven consecutive quarters, and the advance estimate shows the US economy grew at a 1.0% rate in the fourth quarter 2015. US Economic Activity
More informationJanuary 2018 Sun Mon Tue Wed Thu Fri Sat Week 2 1 New Year's Day
January 2018 1 New Year's Day 2 3 4 6 Feb 2018 7 8 9 10 11 12 13 14 1 Martin Luther King 16 17 18 e-learning Curriculum Building the Toolbox (0900-1000) 19 20 21 24 2 28 29 30 31 Jan 2018 February 2018
More informationManufacturers Continue Capacity Expansion as Technology Orders Grow
Contact: Penny Brown, AMT, 703-827-5275 pbrown@amtonline.org For Release: October 8th, 2018 Manufacturers Continue Capacity Expansion as Technology Orders Grow Manufacturing technology orders posted an
More informationPresident and Chief Executive Officer Federal Reserve Bank of New York Washington and Lee University H. Parker Willis Lecture in Political Economics
The U.S. Economic Outlook Chartspresented by WilliamC Dudley Charts presented by William C. Dudley President and Chief Executive Officer Federal Reserve Bank of New York Washington and Lee University H.
More informationDG AGRI DASHBOARD: CITRUS FRUIT Last update:
14 000 12 000 10 000 8 000 6 000 4 000 2 000 0 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 Small citrus (group mandarines): clementines, satsumas
More informationDG AGRI DASHBOARD: CITRUS FRUIT Last update:
8.000 7.000 6.000 5.000 4.000 3.000 2.000 1.000 0 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Small citrus (group mandarines): clementines,
More informationPROPOSED EP BOWLS CALENDAR; January 2019 Version 2 Approved 22 November 2018
PROPOSED EP BOWLS CALENDAR; January 2019 Version 2 Approved 22 November 2018 Jan 19 Monday Tuesday Wednesday Thursday Friday Saturday Sunday 1 2 3 4 5 6 Week 1 NEW YEARS DAY EP Bowls Coaching Course EP
More informationMinistry of Economy and Sustainable Development of Georgia
Ministry of Economy and Sustainable Development of Georgia Economic Growth 42,000.0 36,000.0 30,000.0 24,000.0 18,000.0 12,000.0 6,000.0 0.0 GDP AND ECONOMIC GROWTH 7.2% 6.2% 6.4% 4.6% 4.8% 3.4% 2.9% 2.8%
More informationMay 2018 MLS Statistical Report
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec January February March April May June July August Septem October Novem Decemb Days on Market The graph on the right illustrates the drastic decline in the
More informationCattle Market Outlook & Important Profit Factors for Cattle Producers
Cattle Market Outlook & Important Profit Factors for Cattle Producers Dr. Scott Brown Agricultural Markets and Policy Division of Applied Social Sciences brownsc@missouri.edu http://amap.missouri.edu $
More informationGreater Manchester Police Hate Crime and Hate Incident Data 01/04/14 to 31/03/15
Greater Manchester Police Hate Crime and Hate Incident Data 01/04/14 to 31/03/15 The data within this document is taken from a live database, and there is the potential that the information contained within
More informationMarket Insights. June 30, 2018
June 30, 2018 Economic Overview 2 Global & Regional Growth Forecasts IMF GDP Forecasts (% change YoY) 2010 2011 2012 2013 2014 2015 2016 2017 2018 Advanced Economies 1.7% 1.2% 1.3% 2.1% 2.3% 1.7% 2.3%
More informationForeign overnights in the Nordic countries 2015
Foreign overnights in the Nordic countries 2015 Sources: Statistics Statistics Statistics Statistics July 2016 VISIT FINLAND STATISTICS Contents Foreign overnights in the Nordic countries.4 Overnights
More informationDEC DASHBOARD. Positive Response Compliance DEC. Compliant Tickets : On-Time Performance Analysis. December % Late.
Positive Response Compliance 215 Compliant 215 Non-Compliant 216 Compliant 216 Non-Compliant 1% 87% 96% 86% 96% 88% 97% 89% 97% 89% 98% 88% 97% 86% 96% 92% 97% 93% 97% 94% 97% 96% 97% 94% 97% 8% 6% 4%
More informationMarket Insights. March 29, 2019
March 29, 2019 Economic Overview 2 Global & Regional Growth Forecasts IMF GDP Forecasts (% change YoY) 2010 2011 2012 2013 2014 2015 2016 2017 2018 Advanced Economies 1.2% 1.4% 2.1% 2.3% 1.7% 2.4% 2.3%
More informationJAN DASHBOARD. Positive Response Compliance JAN. Compliant Tickets : On-Time Performance Analysis. January % Late.
Positive Response Compliance 216 Compliant 216 Non-Compliant 217 Compliant 217 Non-Compliant 1% 96% 97% 8% 6% 4% 2% 4% 3% FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC 8% Late Compliant Tickets : On-Time
More informationPUBLIC MEETINGS. Please see the City of Geneva Public Meeting Guide for more information regarding City Council and Committee of the Whole meetings.
PUBLIC MEETINGS Citizens are welcome and encouraged to attend all City of Geneva public meetings. Public meeting guests are also urged to participate in any of the City s many public meetings that take
More informationSTUDIES ON THE CONTRIBUTION OF THE PUBLIC MATING STALLIONS FROM ARAD STATION ON LOCAL HORSE IMPROVEMENT
Lucrări ştiinţifice Zootehnie şi Biotehnologii, vol. 40(2) (2007), Timişoara STUDIES ON THE CONTRIBUTION OF THE PUBLIC MATING STALLIONS FROM ARAD STATION ON LOCAL HORSE IMPROVEMENT STUDII ASUPRA CONTRIBUŢIEI
More informationBeef Cattle Market Update
Beef Cattle Market Update August 8, 2017 Dr. Scott Brown Agricultural Markets and Policy Division of Applied Social Sciences University of Missouri brownsc@missouri.edu http://amap.missouri.edu Twitter
More information3. EXCEL FORMULAS & TABLES
Fall 2017 CS130 - Excel Formulas & Tables 1 3. EXCEL FORMULAS & TABLES Fall 2017 Fall 2017 CS130 - Excel Formulas & Tables 2 Cell References Absolute reference - refer to cells by their fixed position.
More information2018 Annual Economic Forecast Dragas Center for Economic Analysis and Policy
2018 Annual Economic Forecast Dragas Center for Economic Analysis and Policy PRESENTING SPONSOR EVENT PARTNERS 2 The forecasts and commentary do not constitute an official viewpoint of Old Dominion University,
More informationFOR RELEASE: TUESDAY, DECEMBER 11 AT 4 PM
Interviews with 1,002 adult Americans conducted by telephone by Opinion Research Corporation on December 6-9, 2007. The margin of sampling error for results based on the total sample is plus or minus 3
More information2018 Program 20/10/17
DAY DATE CLUB EVENT ZONE 10 EVENT RNSW BOWLS EVENT BOWLS AUS EVENT REMARKS. 01-Jan New Year's Day New Year's Day 02-Jan Fours Entries Open 03-Jan 04-Jan 05-Jan 06-Jan 07-Jan 08-Jan 09-Jan 10-Jan 11-Jan
More informationSwim Ireland INTERNATIONAL & NATIONAL PROGRAMME PROVINCIAL/REGIONAL PROGRAMME CAMPS & NOTES
31 Th 104 UK Schools Games (Loughborough) Day 1 Sep-17 1 F 103 UK Schools Games (Loughborough) Day 2 2 S 102 UK Schools Games (Loughborough) Day 3 3 S 101 UK Schools Games (Loughborough) Day 4 04-Sep 4
More informationMBA Economic and Mortgage Finance Outlook
MBA Economic and Mortgage Finance Outlook MBA of Alabama Annual Conference June 7, 2017 Presented by Lynn Fisher Mortgage Bankers Association 1 Summary of the MBA Outlook 2016 2017 2018 2019 GDP Growth
More informationGreater Las Vegas Snapshot by Sale Type Last Month's Sold
Available Units Pending Units Las Vegas Market Update - February 2018 Greater Las Vegas Snapshot by Sale Type Last Month's Sold Units Median List Price Average List Price Median Sold Price Average Sold
More informationATTEMPTS OF INDUCTION OF SEX-REVERSAL IN CARP (CYPRINUS CARPIO VAR. KOI) USING TESTOSTERONE UNDECANOAT
Lucrări ştiinţifice Zootehnie şi Biotehnologii, vol. 40(2), (2007), Timişoara ATTEMPTS OF INDUCTION OF SEX-REVERSAL IN CARP (CYPRINUS CARPIO VAR. KOI) USING TESTOSTERONE UNDECANOAT ÎNCERCĂRI DE INDUCERE
More informationOCEAN2012 Fish Dependence Day - UK
OCEAN2012 Fish Dependence Day - UK Europeans are now so dependent on fish products originating from external waters that half the fish they consume are sourced outside the EU Fish dependence: The EU s
More informationConsiderations regarding the optimisation of the spike in modern volleyball
DOI: 10.1515/tperj -2016-0006 Considerations regarding the optimisation of the spike in modern volleyball Hans-Eric REITMAYER 1, Sorin GRĂDINARU 2 Abstract The aim of this paper is to analyse in detail
More informationPublic Policy and Homelessness
Public Policy and Homelessness #1 of 3 Slide Decks Prepared for Certificate in Working with Homeless Populations January 24, 2017 By: Nick Falvo Acknowledgement This slide deck is a modified version of
More informationSouthern Lodging Summit Memphis, TN. Presented by Randy Smith Founder Smith Travel Research
Southern Lodging Summit Memphis, TN Presented by Randy Smith Founder Smith Travel Research Total US - Key Statistics 12-Months Ending July 2012 % Change Hotels 52.3 k Room Supply 1.8 bn 0.4% Room Demand
More informationROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN Macroeconomic Research and Statistics Department Vol. XVIl, No.3 March 2018 CONTENTS Preface....01 Bhutan s Key Economic Indicators..02 Table
More informationROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN Department of Macroeconomic Research and Statistics Vol. XVIl, No.9 September 2018 CONTENTS Preface....01 Bhutan s Key Economic Indicators..02
More informationHospitality Outlook Asheville, NC
Hospitality Outlook Asheville, NC Chad Church STR cchurch@str.com 2017 STR, Inc. All Rights Reserved. Any reprint, use or republication of all or a part of this presentation without the prior written approval
More informationGreater Las Vegas Snapshot by Sale Type Last Month's Sold
Available Units Pending Units Las Vegas Market Update - April 2018 Greater Las Vegas Snapshot by Sale Type Last Month's Sold Units Median List Price Average List Price Median Sold Price Average Sold Price
More informationROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN
ROYAL MONETARY AUTHORITY OF BHUTAN MONTHLY STATISTICAL BULLETIN Department of Macroeconomic Research and Statistics Vol. XVIl, No.11 November 2018 CONTENTS Preface....01 Bhutan s Key Economic Indicators..02
More informationEnglish for Academic Purpose - 20 weeks. ATMC CDU Fed Uni USC. Available Intakes. Orientation Date. English for Academic Purpose - 15 weeks
ELICOS Intake s for Courses Leading to University of The Sunshine Coast (USC) and Federation University Australia (FedU) and Charles Darwin University (CDU) Programs in 2017-2018 MELBOURNE August 2016
More informationBeef Outlook. Regional Dealer Event. February 9, Dr. Scott Brown Agricultural Markets and Policy Division of Applied Social Sciences
Beef Outlook Regional Dealer Event February 9, 2018 Dr. Scott Brown Agricultural Markets and Policy Division of Applied Social Sciences brownsc@missouri.edu http://amap.missouri.edu $ Per Cwt. MED. & LRG.
More informationActive Development Applications Deemed Complete After December 12, 2017 (Effective August 16, 2018)
Page 1 of 6 Ward 1 UHOPA-18-005* ZAC-18-012 235 Main St. W., 22-Dec-17 n/a 19-Jan-18 n/a n/a 20-Jul-18* UHOPA-18-015* ZAC-18-035 Ward 2 UHOPA-17-041* ZAC-17-090 UHOPA-18-004* ZAC-18-009 ZAC-18-013 69 Sanders
More informationTABLE 1. REAL GDP AND GROWTH RATES IN THE ESCWA REGION AT CONSTANT 1995 PRICES, (Millions of US dollars and percentages) Percentage change
TABLE 1. REAL GDP AND GROWTH RATES IN THE ESCWA REGION AT CONSTANT 1995 PRICES, 2001-2004 (Millions of US dollars and percentages) Percentage change Country/area 2000 2001 2002 2003 a/ 2004 b/ 2001 2002
More informationGreater Las Vegas Snapshot by Sale Type Last Month's Sold
Available Units Pending Units Las Vegas Market Update - July 2018 Greater Las Vegas Snapshot by Sale Type Last Month's Sold Units Median List Price Average List Price Median Sold Price Average Sold Price
More informationGreater Las Vegas Snapshot by Sale Type Last Month's Sold
Available Units Pending Units Las Vegas Market Update - June 2018 Greater Las Vegas Snapshot by Sale Type Last Month's Sold Units Median List Price Average List Price Median Sold Price Average Sold Price
More informationHard Shoulder Running is a valuable tool July 14, Dean H. Gustafson, PE, PTOE State Operations Engineer VDOT Operations Division
Hard Shoulder Running is a valuable tool July 14, 2016 Dean H. Gustafson, PE, PTOE State Operations Engineer VDOT Operations Division Virginia 2 VDOT s Statewide Operations Program Operations Statistics
More informationGreater Las Vegas Snapshot by Sale Type Last Month's Sold
Available Units Pending Units Las Vegas Market Update - December 2018 Greater Las Vegas Snapshot by Sale Type Last Month's Sold Units Median List Price Average List Price Median Sold Price Average Sold
More informationFINANCIAL ANALYSIS. Stoby
FINANCIAL ANALYSIS Stoby INVESTMENTS AND FINANCING Investments planned over the period : Investments 2018 2019 2020 2021 Intangible assets Company creation 1 500 Web platform development 8 290 Accounting
More informationWind Data Verification Report Arriga 50m
Page 1 of 11 Site Name Site Details 9531 - Arriga 5m Arriga 5m Date/Time of report generation 27/11/212 4:22 PM Site Number 9531 Mast Height 5m Mast Location 32568 E 811256 N Coordinate System UTM 55K
More informationSwim Ireland DATE DAY END OF CYCLE WEEK COMM INTERNATIONAL & NATIONAL PROGRAMME PROVINCIAL/REGIONAL PROGRAMME CAMPS & NOTES
Sep-17 31 Th 104 UK Schools Games (Loughborough) Day 1 1 F 103 UK Schools Games (Loughborough) Day 2 2 S 102 UK Schools Games (Loughborough) Day 3 3 S 101 UK Schools Games (Loughborough) Day 4 04-Sep 4
More informationSEASONAL PRICES for TENNESSEE FEEDER CATTLE and COWS
SEASONAL PRICES for TENNESSEE FEEDER CATTLE and COWS Tammy L. McKinley Extension Specialist Agricultural & Resource Economics economics.ag.utk.edu AE16-06 July 2016 TABLE OF CONTENTS Seasonal : Introduction...
More informationDEFENSE POW/MIA ACCOUNTING AGENCY
DEFENSE POW/MIA ACCOUNTING AGENCY Establishing Global Priorities and Initiatives Brigadier General Mark Spindler Deputy Director, Operations Fulfilling our Nations Promise For Official Use Only Past Identifications
More informationTEGMA Fall Transportation Symposium
TEGMA 2017 Fall Transportation Symposium John Wilson Senior Vice President Dairy industry trends 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 Million
More informationMexico sugar towards 2014/15. Forget the inflexion point?
Mexico sugar towards 20 Forget the inflexion point? Pablo Sherwell VP, Food & Agribusiness Research & Advisory pablo.sherwell@rabobank.com September 2014 1 Rabobank: Food & Agribusiness Research and Advisory
More informationLamb Market Outlook. ASI New Orleans, TX January 25, David P. Anderson Professor and Extension Economist
Lamb Market Outlook ASI New Orleans, TX January 25, 2019 David P. Anderson Professor and Extension Economist Overview Usual Suspects Production Demand Prices The Usual Suspects Stocks Imports Weights Mil.
More informationJuly 2015 Sept Cork City Pedestrian Counter Report
July 2015 Sept 2015 Cork City Pedestrian Counter Report Disclaimer Cork City Council has produced this report based on information extracted from our Pedestrian Counter Monitoring System. Although care
More informationREPETITION SPEED IN THE CONTEXT OF SPECIFIC PHYSICAL TRAINING PERIOD FOR JUDO ATHLETES
STUDIA UBB EDUCATIO ARTIS GYMN., LXII, 1, 2017, pp. 43 49 (RECOMMENDED CITATION) DOI:10.24193/subbeag.62(1).04 REPETITION SPEED IN THE CONTEXT OF SPECIFIC PHYSICAL TRAINING PERIOD FOR JUDO ATHLETES PÉTER
More informationDairy Situation and Outlook
Dairy Situation and Outlook Wisconsin Bankers Association Wisconsin Dells, WI April 11, 2017 Dr. Marin Bozic Global milk production growth slowing down 2 WBA Agricultural Bankers Conference 1 Strong growth
More informationClubhouse Reservations Calendar
January 2018 1 New Year's Day 2 3 4 5 6 7:00 8:00 PM Bible Study Feb 2018 7 8 9 10 11 12 10:00 AM 12:00 PM Annual Meeting 13 14 15 Martin Luther King 16 21 22 23 7:00 8:00 PM Bible Study 10:00 AM 12:00
More informationWetland Training Institute: 2018 Calendar of Courses
Wetland Training Institute: 2018 Calendar of Courses Nov 2017 December 2017 Jan 2018 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 Opening date for all 2018 esessions esession Wetland Delineation with Emphasis
More informationCUPSIM Water Supply Variability Study All information subject to change.
. 1 IN A NUTSHELL The CUP Water Supply Variability Study is an opportunistic, proactive example of responsible water system management The CUP is very complex and approaching full demand The study capitalizes
More informationStep On Stage Dance Company
September 207 Aug 207 3 4 5 6 7 8 9 0 2 3 4 6 7 8 9 20 22 23 24 25 26 27 28 29 30 Oct 207 3 4 5 6 7 8 9 0 2 3 4 6 7 8 9 20 2 29 30 3 4 5 6 7 8 9 Labour Day 0 2 3 4 6 Dance Starts 7 8 9 20 22 23 October
More informationLisbon, June 19, 2012
COLOMBIA: STABILITY FOR FINANCIAL DEVELOPMENT José Darío Uribe E. Governor Central Bank of Colombia Lisbon, June 19, 2012 Firstly, during the last decade d the Colombian economy seems to have entered a
More information2017 Calendar Calendar is printable and fully editable. Courtesy of WinCalendar.com
2017 Calendar Calendar is printable and fully editable. Courtesy of WinCalendar.com Dec 2016 January 2017 Feb 2017 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Notes:
More informationNolan Doesken Colorado Climate Center
Nolan Doesken Colorado Climate Center Presented to: Colorado Cattleman s s Association, Pueblo, CO, June 19, 2006 http://ccc.atmos.colostate.edu Prepared by Odie Bliss 1 Let s s Talk About Precipitation
More informationThe Herzliya Conference The Economic Dimension Prof. Rafi Melnick Provost, Interdisciplinary Center (IDC) Herzliya
The Herzliya Conference The Economic Dimension 2009 Provost, Interdisciplinary Center (IDC) Herzliya The Big Issues The broken crystal ball A crisis that happens once in 100 years From a country oriented
More information